Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Biala Podlaska

For one person, living is cheaper in Biala Podlaska: $1,301 a month against $2,663 in Austin, TX, rent and utilities included – about $16,300 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
65

Cost of Living Index in Biala Podlaska
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Biala Podlaska Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Biala Podlaska

🇵🇱 Poland

$1,301

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Biala Podlaska

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Biala Podlaska actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,301 in Biala Podlaska.

Austin, TX $2,663
Biala Podlaska $1,301

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,933 in Biala Podlaska.

Austin, TX $4,133
Biala Podlaska $1,933

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $2,566 in Biala Podlaska.

Austin, TX $5,603
Biala Podlaska $2,566

Living in Austin, TX is roughly 105% more expensive than in Biala Podlaska, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Austin, TX is 97% above, Biala Podlaska is 4% below.

Meal at Budget Restaurant

$20.77 $20.77

$7.49 zł 29.08

177.30%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$20.14 zł 78.2

320.01%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$9.05 zł 35.16

36.13%

Cappuccino

$5.63 $5.63

$3.59 zł 13.96

56.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.74 zł 10.65

35.77%

Water (0.33 liter bottle)

$2.50 $2.50

$2.75 zł 10.67

-9.09%

Local Beer (0.5 liter draught)

$8.05 $8.05

$4.45 zł 17.29

80.90%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$4.97 zł 19.30

81.29%

Milk (1 liter)

$1.12 $1.12

$0.94 zł 3.65

19.15%

White Bread (500g)

$3.75 $3.75

$1.10 zł 4.26

240.91%

Rice (white) (1kg)

$3.26 $3.26

$1.40 zł 5.44

132.86%

Eggs

$4.17 $4.17

$3.45 zł 13.41

20.87%

Local Cheese (1kg)

$12.90 $12.90

$10.74 zł 41.72

20.11%

Chicken Fillets (1kg)

$14.16 $14.16

$6.97 zł 27.08

103.16%

Beef Round Steak (1kg)

$16.22 $16.22

$11.77 zł 45.71

37.81%

Apples (1kg)

$4.33 $4.33

$1.14 zł 4.41

279.82%

Banana (1kg)

$1.46 $1.46

$1.61 zł 6.25

-9.32%

Oranges (1kg)

$4.51 $4.51

$2.27 zł 8.83

98.68%

Tomato (1kg)

$4.34 $4.34

$2.98 zł 11.57

45.64%

Potato (1kg)

$2.58 $2.58

$0.83 zł 3.22

210.84%

Onion (1kg)

$2.35 $2.35

$0.87 zł 3.36

170.11%

Lettuce (1 head)

$1.78 $1.78

$1.38 zł 5.37

28.99%

Water (1.5 liter bottle)

$2.22 $2.22

$0.64 zł 2.48

246.88%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$5.78 zł 22.45

70.93%

Wine (Bottle)

$15.08 $15.08

$6.68 zł 25.95

125.75%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.11 zł 4.30

163.06%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.68 zł 6.54

105.95%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.05 zł 4.08

41.90%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$32.96 zł 128

26.58%

Taxi Start (Normal Tariff)

$2.73 $2.73

$1.54 zł 5.98

77.27%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.58 zł 2.25

186.21%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$8.98 zł 34.88

293.10%

Gasoline (1 liter)

$0.95 $0.95

$1.52 zł 5.89

-37.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$30.6K zł 118.8K

17.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$26.9K zł 104.5K

0.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$192 zł 746

19.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$8.75 zł 34.00

578.74%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$12.95 zł 50.3

439.85%

Gym Membership (Monthly)

$57.2 $57.2

$37.67 zł 146

51.95%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$20.03 zł 77.8

-18.47%

Cinema Ticket

$14.28 $14.28

$5.10 zł 19.82

180.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$502 zł 1,949

200.14%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$10.4K zł 40.2K

107.25%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$72.6 zł 282

-27.29%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$40.33 zł 157

8.65%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$87.6 zł 340

-3.20%

Men's Leather Business Shoes

$103 $103

$97.9 zł 380

5.22%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$655 zł 2,546

191.05%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$458 zł 1,781

177.98%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$982 zł 3,816

273.10%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$869 zł 3,375

192.21%

Buy Apartment in City Center (m2)

$7,614 $7,614

$2,952 zł 11.5K

157.95%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$2,208 zł 8,579

42.98%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$1,035 zł 4,022

394.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.87

-1.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Biala Podlaska: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Biala Podlaska

$458 35.2% 64% $816

Groceries & Markets

Austin, TX

$405 15.2%

Biala Podlaska

$221 17% 45.3% $183

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Biala Podlaska

$214 16.4% 40.4% $145

Eating Out

Austin, TX

$354 13.3%

Biala Podlaska

$184 14.2% 47.9% $170

Clothing & Footwear

Austin, TX

$128 4.8%

Biala Podlaska

$134 10.3% 4.9% $6.3

Sport & Entertainment

Austin, TX

$86 3.2%

Biala Podlaska

$48 3.7% 44.2% $38

Getting Around

Austin, TX

$59 2.2%

Biala Podlaska

$42 3.2% 29.1% $17

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $655 in Biala Podlaska. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 395% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $20.00 in Biala Podlaska for a mid-range dinner for two. Groceries echo the gap at $405 vs $221 per month, with Biala Podlaska cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇱 Biala Podlaska

🕒 Local time

13:58 1:58 PM

20:58 8:58 PM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

56,760

💱 Currency

United States Dollar USD $

Polish Złoty PLN zł

📈 Exchange rate

1 USD = 0.89 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, EUR to USD – United States Dollar Converter

🇵🇱 Polish Złoty (zł)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

PLN to USD in detail →

On the map

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Highest

Between locations

Austin, TX Biala Podlaska 9,210 km ≈ 12 h nonstop flight

From you

Austin, TX
Biala Podlaska

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Biala Podlaska: Cost of Living - Frequently Asked Questions

Biala Podlaska wins on cost – living expenses run 105% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Biala Podlaska the obvious pick if budget is a priority.

Average pay runs 395% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $655 in Biala Podlaska. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $1,301 in Biala Podlaska – a 105% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Biala Podlaska runs roughly 27% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,301 in Biala Podlaska versus $2,663 in Austin, TX, a $2,000 budget is realistic in Biala Podlaska but tight or insufficient in Austin, TX. The gap between the two cities makes Biala Podlaska the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Biala Podlaska gentler on the wallet – expenses run 105% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.