Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Bergamo

For one person, living is cheaper in Bergamo: $1,592 a month against $2,704 in Austin, TX, rent and utilities included – about $13,300 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
78

Cost of Living Index in Bergamo
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Bergamo Living Index

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Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Bergamo

🇮🇹 Italy

$1,592

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Bergamo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Bergamo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,704 in Austin, TX versus $1,592 in Bergamo.

Austin, TX $2,704
Bergamo $1,592

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,451 in Bergamo.

Austin, TX $4,133
Bergamo $2,451

Monthly costs for a family of three with rent: $5,562 in Austin, TX versus $3,311 in Bergamo.

Austin, TX $5,562
Bergamo $3,311

Living in Austin, TX is roughly 70% more expensive than in Bergamo, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 102% above, Bergamo 19% above.

Meal at Budget Restaurant

$20.22 $20.22

$15.68 €13.99

28.95%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$82.6 €73.8

2.89%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

$11.08 €9.89

11.46%

Cappuccino

$5.47 $5.47

$1.87 €1.67

192.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$3.31 €2.95

15.41%

Water (0.33 liter bottle)

$2.50 $2.50

$1.29 €1.15

93.80%

Local Beer (0.5 liter draught)

$8.06 $8.06

$5.57 €4.97

44.70%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$5.57 €4.97

61.40%

Milk (1 liter)

$1.13 $1.13

$1.42 €1.27

-20.42%

White Bread (500g)

$3.78 $3.78

$2.02 €1.81

87.13%

Rice (white) (1kg)

$3.25 $3.25

$3.02 €2.70

7.62%

Eggs

$4.14 $4.14

$3.71 €3.31

11.59%

Local Cheese (1kg)

$13.08 $13.08

$15.27 €13.63

-14.34%

Chicken Fillets (1kg)

$14.31 $14.31

$11.39 €10.16

25.64%

Beef Round Steak (1kg)

$15.96 $15.96

$16.13 €14.39

-1.05%

Apples (1kg)

$4.38 $4.38

$2.30 €2.05

90.43%

Banana (1kg)

$1.45 $1.45

$1.71 €1.52

-15.20%

Oranges (1kg)

$4.54 $4.54

$2.25 €2.01

101.78%

Tomato (1kg)

$4.19 $4.19

$2.66 €2.38

57.52%

Potato (1kg)

$2.63 $2.63

$1.81 €1.62

45.30%

Onion (1kg)

$2.36 $2.36

$2.19 €1.95

7.76%

Lettuce (1 head)

$1.76 $1.76

$1.86 €1.66

-5.38%

Water (1.5 liter bottle)

$2.16 $2.16

$0.48 €0.43

350.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$7.11 €6.35

37.97%

Wine (Bottle)

$14.72 $14.72

$4.17 €3.72

253.00%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$1.25 €1.12

122.40%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$1.77 €1.58

96.61%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.88 €1.67

-20.74%

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

$45.25 €40.38

-10.48%

Taxi Start (Normal Tariff)

$2.67 $2.67

$10.21 €9.11

-73.85%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$2.22 €1.98

-28.83%

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

$38.74 €34.57

-8.91%

Gasoline (1 liter)

$0.99 $0.99

$2.09 €1.86

-52.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$36.8K €32.8K

-2.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$35.0K €31.3K

-22.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$195 €174

12.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$8.87 €7.92

553.78%

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$27.82 €24.82

145.72%

Gym Membership (Monthly)

$57.9 $57.9

$32.67 €29.15

77.23%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

$23.37 €20.86

-36.59%

Cinema Ticket

$14.13 $14.13

$11.26 €10.05

25.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

$569 €507

165.45%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$14.0K €12.5K

53.36%

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$74.1 €66.1

-30.24%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$32.57 €29.06

35.25%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$88.0 €78.5

-3.26%

Men's Leather Business Shoes

$105 $105

$103 €92.0

2.19%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

$751 €670

157.22%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$573 €511

122.12%

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

$1,370 €1,222

167.98%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$904 €807

179.25%

Buy Apartment in City Center (m2)

$7,617 $7,617

$3,471 €3,097

119.46%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

$2,509 €2,239

27.50%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

$2,426 €2,165

110.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

3.05

122.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for Bergamo: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

Bergamo

$573 35.7% 55% $700

Groceries & Markets

Austin, TX

$403 15.3%

Bergamo

$298 18.6% 26.1% $105

Eating Out

Austin, TX

$348 13.2%

Bergamo

$239 14.9% 31.5% $110

Monthly Utilities & Internet

Austin, TX

$346 13.1%

Bergamo

$232 14.5% 32.9% $114

Clothing & Footwear

Austin, TX

$129 4.9%

Bergamo

$134 8.4% 4% $5.2

Sport & Entertainment

Austin, TX

$86 3.3%

Bergamo

$55 3.4% 36% $31

Getting Around

Austin, TX

$57 2.2%

Bergamo

$74 4.6% 29.9% $17

Cost Breakdown

A one-bedroom apartment in the center runs $1,932 in Austin, TX and $751 in Bergamo. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 110% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $83.0 in Bergamo for a mid-range dinner for two. Groceries echo the gap at $403 vs $298 per month, with Bergamo cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇮🇹 Bergamo

🕒 Local time

02:16 2:16 AM

09:16 9:16 AM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

120,569

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.892 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Bergamo 8,850 km ≈ 12 h nonstop flight

From you

Austin, TX
Bergamo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Bergamo: Cost of Living - Frequently Asked Questions

Bergamo wins on cost – living expenses run 70% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Bergamo the obvious pick if budget is a priority.

Average pay runs 110% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,932 in Austin, TX versus $751 in Bergamo. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,704 per month in Austin, TX versus $1,592 in Bergamo – a 70% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Bergamo runs roughly 12% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,592 in Bergamo versus $2,704 in Austin, TX, a $2,000 budget is realistic in Bergamo but tight or insufficient in Austin, TX. The gap between the two cities makes Bergamo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Bergamo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bergamo gentler on the wallet – expenses run 70% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.