Cost of Living Comparison Between Austin, TX and Belvidere, IL Cost of Living Comparison Between Austin, TX and Belvidere, IL

Monthly Cost of Living

Monthly costs for one person with rent: $2,695 in Austin, TX versus $2,423 in Belvidere, IL.

Estimated couple costs with rent: $4,184 in Austin, TX versus $3,359 in Belvidere, IL.

Monthly costs for a family of three with rent: $5,674 in Austin, TX versus $4,295 in Belvidere, IL.

Living in Austin, TX is roughly 11% more expensive than in Belvidere, IL, driven mainly by Eating Out.

Both cities are pricier than the global median: Austin, TX 96% above, Belvidere, IL 76% above.

Meal at Budget Restaurant

$19.82 $19.82

$11.16 $11.16

77.60%

Three-Course Dinner for Two, Mid-Range

$83.9 $83.9

$46.08 $46.08

82.05%

Fast Food Meal (McDonalds, etc)

$12.30 $12.30

$8.16 $8.16

50.74%

Cappuccino

$5.48 $5.48

$4.76 $4.76

15.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$1.22 $1.22

204.92%

Water (0.33 liter bottle)

$2.36 $2.36

$1.13 $1.13

108.85%

Local Beer (0.5 liter draught)

$7.76 $7.76

$4.86 $4.86

59.67%

Imported Beer (0.33 liter bottle)

$9.14 $9.14

$4.87 $4.87

87.68%

Milk (1 liter)

$1.13 $1.13

$0.90 $0.90

25.56%

White Bread (500g)

$3.75 $3.75

$1.34 $1.34

179.85%

Rice (white) (1kg)

$3.43 $3.43

$5.26 $5.26

-34.79%

Eggs

$4.35 $4.35

$3.00 $3.00

45.00%

Local Cheese (1kg)

$13.14 $13.14

$4.08 $4.08

222.06%

Chicken Fillets (1kg)

$14.39 $14.39

$15.55 $15.55

-7.46%

Beef Round Steak (1kg)

$17.20 $17.20

$18.26 $18.26

-5.81%

Apples (1kg)

$4.49 $4.49

$4.96 $4.96

-9.48%

Banana (1kg)

$1.44 $1.44

$1.32 $1.32

9.09%

Oranges (1kg)

$4.67 $4.67

$4.53 $4.53

3.09%

Tomato (1kg)

$4.97 $4.97

$1.79 $1.79

177.65%

Potato (1kg)

$3.00 $3.00

$1.55 $1.55

93.55%

Onion (1kg)

$2.69 $2.69

$0.83 $0.83

224.10%

Lettuce (1 head)

$1.85 $1.85

$1.01 $1.01

83.17%

Water (1.5 liter bottle)

$2.18 $2.18

$1.95 $1.95

11.79%

Cigarettes 20 Pack (Marlboro, Camel)

$9.45 $9.45

$5.96 $5.96

58.56%

Wine (Bottle)

$15.11 $15.11

$12.95 $12.95

16.68%

Local Beer (0.5 liter bottle)

$2.89 $2.89

$2.14 $2.14

35.05%

Imported Beer (0.33 liter bottle)

$3.49 $3.49

$4.42 $4.42

-21.04%

One-way Ticket (Public Transport)

$1.64 $1.64

$1.99 $1.99

-17.59%

Public Transport Monthly Pass (Regular Price)

$40.44 $40.44

Taxi Start (Normal Tariff)

$2.81 $2.81

$4.59 $4.59

-38.78%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$2.79 $2.79

-43.37%

Taxi 1hour Waiting (Normal Tariff)

$35.18 $35.18

$17.23 $17.23

104.18%

Gasoline (1 liter)

$0.90 $0.90

$0.96 $0.96

-6.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K $35.9K

$36.5K $36.5K

-1.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$26.3K $26.3K

5.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$222 $222

$230 $230

-3.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.3 $58.3

$45.12 $45.12

29.12%

Internet (50+ Mbps, Unlimited Data)

$69.1 $69.1

$63.9 $63.9

8.16%

Gym Membership (Monthly)

$66.2 $66.2

$42.47 $42.47

55.78%

Tennis Court (1 Hour on Weekend)

$14.76 $14.76

Cinema Ticket

$13.78 $13.78

$8.22 $8.22

67.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,526 $1,526

$701 $701

117.64%

International Primary School, 1 Child (Yearly)

$21.2K $21.2K

$12.6K $12.6K

67.83%

Jeans (Levis 501 Or Similar)

$54.6 $54.6

$49.63 $49.63

9.91%

Summer Dress (H&M, Zara, etc)

$44.01 $44.01

$33.03 $33.03

33.24%

Sport Shoes (Adidas, Nike)

$89.7 $89.7

$64.2 $64.2

39.78%

Men's Leather Business Shoes

$109 $109

$89.1 $89.1

21.94%

1-bedroom Apartment, City Center (Monthly)

$1,942 $1,942

$1,611 $1,611

20.52%

1-bedroom Apartment, Outside City Center (Monthly)

$1,258 $1,258

$1,272 $1,272

-1.05%

3-bedroom Apartment, City Center (Monthly)

$3,762 $3,762

$2,500 $2,500

50.51%

3-bedroom Apartment, Outside City Center (Monthly)

$2,592 $2,592

$2,164 $2,164

19.76%

Buy Apartment in City Center (m2)

$7,403 $7,403

$2,728 $2,728

171.37%

Buy Apartment Outside City Center (m2)

$3,203 $3,203

$2,430 $2,430

31.84%

Average Monthly Net Salary (After Tax)

$5,085 $5,085

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.36

1.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: August 31, 2026

Last update for Belvidere, IL: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,942 in Austin, TX and $1,611 in Belvidere, IL. Housing cost is often the main lever when comparing two cities.

Dining out: $84.0 in Austin, TX vs $46.00 in Belvidere, IL for a mid-range dinner for two. Groceries echo the gap at $417 vs $339 per month, with Belvidere, IL cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Belvidere, IL: Cost of Living - Frequently Asked Questions

Belvidere, IL wins on cost – living expenses run 11% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Belvidere, IL the obvious pick if budget is a priority.

You'd need roughly $4,042 in Austin, TX and $3,634 in Belvidere, IL to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,942 in Austin, TX versus $1,611 in Belvidere, IL. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,526 in Austin, TX versus $701 in Belvidere, IL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Belvidere, IL – a meal for two runs $46.00 versus $84.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Belvidere, IL is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Belvidere, IL are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Belvidere, IL gentler on the wallet – expenses run 11% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.