Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Beloit, WI

For one person, living is cheaper in Beloit, WI: $2,424 a month against $2,698 in Austin, TX, rent and utilities included – about $3,300 less a year. Rent and utilities account for about half of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
121

Cost of Living Index in Beloit, WI
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Beloit, WI Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Beloit, WI

🇺🇸 United States

$2,424

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Beloit, WI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Beloit, WI actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $2,424 in Beloit, WI.

Austin, TX $2,698
Beloit, WI $2,424

Estimated couple costs with rent: $4,160 in Austin, TX versus $3,653 in Beloit, WI.

Austin, TX $4,160
Beloit, WI $3,653

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $4,883 in Beloit, WI.

Austin, TX $5,622
Beloit, WI $4,883

Living in Austin, TX is roughly 11% more expensive than in Beloit, WI, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 99% above, Beloit, WI 79% above.

Meal at Budget Restaurant

$20.63 $20.63

$20.46 $20.46

0.83%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$75.9 $75.9

11.36%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$9.25 $9.25

30.49%

Cappuccino

$5.48 $5.48

$3.56 $3.56

53.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$1.77 $1.77

114.69%

Water (0.33 liter bottle)

$2.47 $2.47

$1.83 $1.83

34.97%

Local Beer (0.5 liter draught)

$8.05 $8.05

$4.48 $4.48

79.69%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$7.45 $7.45

19.19%

Milk (1 liter)

$1.11 $1.11

$0.83 $0.83

33.73%

White Bread (500g)

$3.72 $3.72

$2.81 $2.81

32.38%

Rice (white) (1kg)

$3.37 $3.37

$3.38 $3.38

-0.30%

Eggs

$4.32 $4.32

$4.86 $4.86

-11.11%

Local Cheese (1kg)

$13.13 $13.13

$6.45 $6.45

103.57%

Chicken Fillets (1kg)

$14.15 $14.15

$14.35 $14.35

-1.39%

Beef Round Steak (1kg)

$16.33 $16.33

$11.76 $11.76

38.86%

Apples (1kg)

$4.55 $4.55

$5.20 $5.20

-12.50%

Banana (1kg)

$1.46 $1.46

$0.99 $0.99

47.47%

Oranges (1kg)

$4.71 $4.71

$4.04 $4.04

16.58%

Tomato (1kg)

$4.15 $4.15

$4.49 $4.49

-7.57%

Potato (1kg)

$2.58 $2.58

$2.80 $2.80

-7.86%

Onion (1kg)

$2.35 $2.35

$2.65 $2.65

-11.32%

Lettuce (1 head)

$1.77 $1.77

$1.92 $1.92

-7.81%

Water (1.5 liter bottle)

$2.14 $2.14

$1.59 $1.59

34.59%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$8.78 $8.78

15.03%

Wine (Bottle)

$15.19 $15.19

$14.90 $14.90

1.95%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$2.64 $2.64

6.82%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$3.51 $3.51

-1.99%

One-way Ticket (Public Transport)

$1.54 $1.54

$1.82 $1.82

-15.38%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

Taxi Start (Normal Tariff)

$2.80 $2.80

$3.33 $3.33

-15.92%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$1.36 $1.36

17.65%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$24.33 $24.33

41.14%

Gasoline (1 liter)

$0.94 $0.94

$1.06 $1.06

-11.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$35.6K $35.6K

-4.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.9K $25.9K

3.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$190 $190

17.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$64.8 $64.8

-9.12%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$60.0 $60.0

17.73%

Gym Membership (Monthly)

$57.7 $57.7

$40.85 $40.85

41.25%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

Cinema Ticket

$14.26 $14.26

$12.07 $12.07

18.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$1,690 $1,690

-10.60%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$31.5K $31.5K

-33.78%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$67.2 $67.2

-23.72%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$52.2 $52.2

-15.35%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$100 $100

-13.36%

Men's Leather Business Shoes

$104 $104

$141 $141

-25.96%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$1,488 $1,488

30.36%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$1,222 $1,222

7.70%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$2,619 $2,619

39.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$2,193 $2,193

16.98%

Buy Apartment in City Center (m2)

$7,354 $7,354

$2,798 $2,798

162.81%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$2,220 $2,220

40.92%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$2,401 $2,401

120.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.81

-0.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Beloit, WI: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Beloit, WI

$1.2K 50.4% 7.2% $94

Groceries & Markets

Austin, TX

$406 15.1%

Beloit, WI

$357 14.7% 12.1% $49

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Beloit, WI

$314 13% 10.7% $38

Eating Out

Austin, TX

$350 13%

Beloit, WI

$286 11.8% 18.4% $64

Clothing & Footwear

Austin, TX

$129 4.8%

Beloit, WI

$162 6.7% 25.8% $33

Sport & Entertainment

Austin, TX

$86 3.2%

Beloit, WI

$65 2.7% 24.6% $21

Getting Around

Austin, TX

$58 2.2%

Beloit, WI

$17 * 0.7% 69.9% $41

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $1,488 in Beloit, WI. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 120% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $76.0 in Beloit, WI for a mid-range dinner for two. Groceries echo the gap at $406 vs $357 per month, with Beloit, WI cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Beloit, WI

🕒 Local time

17:27 5:27 PM

Same time as Austin, TX

🌤 Weather

👥 Population

974,447

36,348

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Austin, TX Beloit, WI 1,570 km ≈ 2 h 30 min nonstop flight

From you

Austin, TX
Beloit, WI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Beloit, WI: Cost of Living - Frequently Asked Questions

Beloit, WI wins on cost – living expenses run 11% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Beloit, WI the obvious pick if budget is a priority.

Average pay runs 120% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,940 in Austin, TX versus $1,488 in Beloit, WI. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,511 in Austin, TX versus $1,690 in Beloit, WI. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Beloit, WI – a meal for two runs $76.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Beloit, WI is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Beloit, WI are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Beloit, WI gentler on the wallet – expenses run 11% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.