Cost of Living Comparison Between Austin, TX and Bel Air, MD Cost of Living Comparison Between Austin, TX and Bel Air, MD

Monthly Cost of Living

Monthly costs for one person with rent: $2,701 in Austin, TX versus $2,653 in Bel Air, MD.

Estimated couple costs with rent: $4,086 in Austin, TX versus $3,860 in Bel Air, MD.

Monthly costs for a family of three with rent: $5,470 in Austin, TX versus $5,066 in Bel Air, MD.

Living in Austin, TX is roughly 2% more expensive than in Bel Air, MD, driven mainly by Getting Around.

Both cities are pricier than the global median: Austin, TX 102% above, Bel Air, MD 99% above.

Meal at Budget Restaurant

$19.97 $19.97

$16.32 $16.32

22.37%

Three-Course Dinner for Two, Mid-Range

$74.5 $74.5

$68.4 $68.4

8.95%

Fast Food Meal (McDonalds, etc)

$9.85 $9.85

$10.01 $10.01

-1.60%

Cappuccino

$5.79 $5.79

$5.29 $5.29

9.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.75 $2.75

$1.73 $1.73

58.96%

Water (0.33 liter bottle)

$2.17 $2.17

$1.72 $1.72

26.16%

Local Beer (0.5 liter draught)

$5.98 $5.98

$6.63 $6.63

-9.80%

Imported Beer (0.33 liter bottle)

$8.11 $8.11

$6.55 $6.55

23.82%

Milk (1 liter)

$1.10 $1.10

$1.01 $1.01

8.91%

White Bread (500g)

$3.28 $3.28

$3.53 $3.53

-7.08%

Rice (white) (1kg)

$3.37 $3.37

$4.39 $4.39

-23.23%

Eggs

$4.31 $4.31

$4.30 $4.30

0.23%

Local Cheese (1kg)

$12.02 $12.02

$12.08 $12.08

-0.50%

Chicken Fillets (1kg)

$10.58 $10.58

$11.31 $11.31

-6.45%

Beef Round Steak (1kg)

$14.59 $14.59

$15.72 $15.72

-7.19%

Apples (1kg)

$5.04 $5.04

$5.05 $5.05

-0.20%

Banana (1kg)

$1.57 $1.57

$1.62 $1.62

-3.09%

Oranges (1kg)

$4.38 $4.38

$4.31 $4.31

1.62%

Tomato (1kg)

$4.07 $4.07

$4.61 $4.61

-11.71%

Potato (1kg)

$2.77 $2.77

$2.85 $2.85

-2.81%

Onion (1kg)

$2.82 $2.82

$2.78 $2.78

1.44%

Lettuce (1 head)

$1.96 $1.96

$2.04 $2.04

-3.92%

Water (1.5 liter bottle)

$2.23 $2.23

$2.18 $2.18

2.29%

Cigarettes 20 Pack (Marlboro, Camel)

$8.75 $8.75

$9.32 $9.32

-6.12%

Wine (Bottle)

$14.71 $14.71

$15.29 $15.29

-3.79%

Local Beer (0.5 liter bottle)

$2.34 $2.34

$1.85 $1.85

26.49%

Imported Beer (0.33 liter bottle)

$3.47 $3.47

$3.33 $3.33

4.20%

One-way Ticket (Public Transport)

$1.52 $1.52

$1.98 $1.98

-23.23%

Public Transport Monthly Pass (Regular Price)

$42.74 $42.74

$101 $101

-57.80%

Taxi Start (Normal Tariff)

$4.31 $4.31

$3.42 $3.42

26.02%

Taxi (Normal Tariff) (1km)

$1.80 $1.80

$1.65 $1.65

9.09%

Taxi 1hour Waiting (Normal Tariff)

$35.23 $35.23

$29.02 $29.02

21.40%

Gasoline (1 liter)

$0.80 $0.80

$0.90 $0.90

-11.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.7K $25.7K

$29.6K $29.6K

-13.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.2K $25.2K

6.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$173 $173

$190 $190

-8.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$53.6 $53.6

9.20%

Internet (50+ Mbps, Unlimited Data)

$67.1 $67.1

$68.1 $68.1

-1.42%

Gym Membership (Monthly)

$61.8 $61.8

$42.93 $42.93

44.00%

Tennis Court (1 Hour on Weekend)

$9.85 $9.85

Cinema Ticket

$14.80 $14.80

$13.32 $13.32

11.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,414 $1,414

$1,314 $1,314

7.59%

International Primary School, 1 Child (Yearly)

$22.1K $22.1K

$23.6K $23.6K

-6.37%

Jeans (Levis 501 Or Similar)

$54.9 $54.9

$51.0 $51.0

7.71%

Summer Dress (H&M, Zara, etc)

$46.67 $46.67

$39.70 $39.70

17.56%

Sport Shoes (Adidas, Nike)

$87.6 $87.6

$86.0 $86.0

1.91%

Men's Leather Business Shoes

$119 $119

$113 $113

5.80%

1-bedroom Apartment, City Center (Monthly)

$2,200 $2,200

$1,632 $1,632

34.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,428 $1,428

$1,350 $1,350

5.73%

3-bedroom Apartment, City Center (Monthly)

$3,769 $3,769

$2,583 $2,583

45.92%

3-bedroom Apartment, Outside City Center (Monthly)

$2,704 $2,704

$2,206 $2,206

22.54%

Buy Apartment in City Center (m2)

$7,334 $7,334

$2,752 $2,752

166.53%

Buy Apartment Outside City Center (m2)

$3,140 $3,140

$2,603 $2,603

20.62%

Average Monthly Net Salary (After Tax)

$5,093 $5,093

$5,050 $5,050

0.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.51

-0.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: July 20, 2026

Last update for Bel Air, MD: July 19, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,200 in Austin, TX and $1,632 in Bel Air, MD. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 1% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74.0 in Austin, TX vs $68.0 in Bel Air, MD. Groceries flip the comparison at $376 vs $390, with Austin, TX cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Bel Air, MD: Cost of Living - Frequently Asked Questions

Bel Air, MD wins on cost – living expenses run 2% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Bel Air, MD the obvious pick if budget is a priority.

Average pay runs 1% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,200 in Austin, TX versus $1,632 in Bel Air, MD. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,701 per month in Austin, TX versus $2,653 in Bel Air, MD – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Bel Air, MD runs roughly 137% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $3,000. Bel Air, MD is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Bel Air, MD gentler on the wallet – expenses run 2% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.