Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and the Bay Islands

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Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Bay Islands

🇭🇳 Honduras

/mo nomad

Meal at Budget Restaurant

$20.22 $20.22

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

Cappuccino

$5.47 $5.47

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

Water (0.33 liter bottle)

$2.50 $2.50

Local Beer (0.5 liter draught)

$8.06 $8.06

Imported Beer (0.33 liter bottle)

$8.99 $8.99

Milk (1 liter)

$1.13 $1.13

White Bread (500g)

$3.78 $3.78

Rice (white) (1kg)

$3.25 $3.25

Eggs

$4.14 $4.14

Local Cheese (1kg)

$13.08 $13.08

Chicken Fillets (1kg)

$14.31 $14.31

Beef Round Steak (1kg)

$15.96 $15.96

Apples (1kg)

$4.38 $4.38

Banana (1kg)

$1.45 $1.45

Oranges (1kg)

$4.54 $4.54

Tomato (1kg)

$4.19 $4.19

Potato (1kg)

$2.63 $2.63

Onion (1kg)

$2.36 $2.36

Lettuce (1 head)

$1.76 $1.76

Water (1.5 liter bottle)

$2.16 $2.16

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

Wine (Bottle)

$14.72 $14.72

Local Beer (0.5 liter bottle)

$2.78 $2.78

Imported Beer (0.33 liter bottle)

$3.48 $3.48

One-way Ticket (Public Transport)

$1.49 $1.49

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

Taxi Start (Normal Tariff)

$2.67 $2.67

Taxi (Normal Tariff) (1km)

$1.58 $1.58

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

Gasoline (1 liter)

$0.99 $0.99

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

Gym Membership (Monthly)

$57.9 $57.9

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

Cinema Ticket

$14.13 $14.13

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

Jeans (Levis 501 Or Similar)

$51.7 $51.7

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

Sport Shoes (Adidas, Nike)

$85.1 $85.1

Men's Leather Business Shoes

$105 $105

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

Buy Apartment in City Center (m2)

$7,617 $7,617

Buy Apartment Outside City Center (m2)

$3,199 $3,199

Average Monthly Net Salary (After Tax)

$5,105 $5,105

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for the Bay Islands: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

Bay Islands

–

Groceries & Markets

Austin, TX

$403 15.3%

Bay Islands

–

Eating Out

Austin, TX

$348 13.2%

Bay Islands

–

Monthly Utilities & Internet

Austin, TX

$346 13.1%

Bay Islands

–

Clothing & Footwear

Austin, TX

$129 4.9%

Bay Islands

–

Sport & Entertainment

Austin, TX

$86 3.3%

Bay Islands

–

Getting Around

Austin, TX

$57 2.2%

Bay Islands

–

Good to know

🇺🇸 Austin, TX

🇭🇳 Bay Islands

🕒 Local time

02:49 2:49 AM

01:49 1:49 AM

1 h behind Austin, TX

🌤 Weather

👥 Population

974,447

71,500

💱 Currency

United States Dollar USD $

Honduran Lempira HNL L

📈 Exchange rate

1 USD = 0.892 EUR

100 HNL = 3.72 USD

100 HNL = 3.32 EUR

Exchange rates and currency converter

HNL, EUR to USD – United States Dollar Converter

🇭🇳 Honduran Lempira (L)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 13, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Honduran Lempira exchange rates as of October 13, 2026: 1 USD = 26.86 HNL (100 HNL = 3.72 USD). 1 EUR = 30.1 HNL (100 HNL = 3.32 EUR).

HNL to USD in detail →

On the map

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Highest

Between locations

Austin, TX Bay Islands 1,920 km ≈ 3 h nonstop flight

From you

Austin, TX
Bay Islands

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Bay Islands: Cost of Living - Frequently Asked Questions

For families, Bay Islands is more practical. Housing and childcare are both notably cheaper than in Austin, TX, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Austin, TX and Bay Islands are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Bay Islands wins on affordability, Austin, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.