Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Ayr, South Ayrshire

For one person, living is cheaper in Ayr, South Ayrshire: $1,800 a month against $2,663 in Austin, TX, rent and utilities included – about $10,400 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
88

Cost of Living Index in Ayr, South Ayrshire
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Ayr, South Ayrshire Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Ayr, South Ayrshire

🇬🇧 United Kingdom

$1,800

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Ayr, South Ayrshire

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Ayr, South Ayrshire actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,800 in Ayr, South Ayrshire.

Austin, TX $2,663
Ayr, South Ayrshire $1,800

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,724 in Ayr, South Ayrshire.

Austin, TX $4,133
Ayr, South Ayrshire $2,724

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $3,647 in Ayr, South Ayrshire.

Austin, TX $5,603
Ayr, South Ayrshire $3,647

Living in Austin, TX is roughly 48% more expensive than in Ayr, South Ayrshire, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 97% above, Ayr, South Ayrshire 33% above.

Meal at Budget Restaurant

$20.77 $20.77

$21.10 £15.83

-1.56%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$78.5 £58.9

7.74%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$10.51 £7.88

17.22%

Cappuccino

$5.63 $5.63

$4.46 £3.35

26.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.17 £1.63

71.43%

Water (0.33 liter bottle)

$2.50 $2.50

$1.29 £0.97

93.80%

Local Beer (0.5 liter draught)

$8.05 $8.05

$5.37 £4.03

49.91%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$6.04 £4.53

49.17%

Milk (1 liter)

$1.12 $1.12

$1.10 £0.82

1.82%

White Bread (500g)

$3.75 $3.75

$1.77 £1.33

111.86%

Rice (white) (1kg)

$3.26 $3.26

$0.71 £0.54

359.15%

Eggs

$4.17 $4.17

$2.66 £1.99

56.77%

Local Cheese (1kg)

$12.90 $12.90

$7.39 £5.54

74.56%

Chicken Fillets (1kg)

$14.16 $14.16

$7.96 £5.97

77.89%

Beef Round Steak (1kg)

$16.22 $16.22

$13.10 £9.83

23.82%

Apples (1kg)

$4.33 $4.33

$2.38 £1.78

81.93%

Banana (1kg)

$1.46 $1.46

$1.22 £0.92

19.67%

Oranges (1kg)

$4.51 $4.51

$2.93 £2.19

53.92%

Tomato (1kg)

$4.34 $4.34

$2.81 £2.11

54.45%

Potato (1kg)

$2.58 $2.58

$0.91 £0.68

183.52%

Onion (1kg)

$2.35 $2.35

$1.30 £0.97

80.77%

Lettuce (1 head)

$1.78 $1.78

$0.95 £0.71

87.37%

Water (1.5 liter bottle)

$2.22 $2.22

$1.30 £0.98

70.77%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$22.91 £17.18

-56.87%

Wine (Bottle)

$15.08 $15.08

$11.73 £8.80

28.56%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$3.33 £2.50

-12.31%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$3.23 £2.43

7.12%

One-way Ticket (Public Transport)

$1.49 $1.49

$3.64 £2.73

-59.07%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$2.73 $2.73

$4.54 £3.40

-39.87%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$3.87 £2.91

-57.11%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$26.13 £19.60

35.09%

Gasoline (1 liter)

$0.95 $0.95

$1.96 £1.47

-51.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$38.4K £28.8K

-6.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$34.9K £26.2K

-22.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$237 £178

-3.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$13.28 £9.96

347.21%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$30.43 £22.83

129.74%

Gym Membership (Monthly)

$57.2 $57.2

$39.11 £29.34

46.36%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

$13.45 £10.09

6.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$1,969 £1,477

-23.53%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$98.2 £73.7

-46.24%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$56.2 £42.15

-22.01%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$122 £91.9

-30.77%

Men's Leather Business Shoes

$103 $103

$86.2 £64.7

19.54%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$731 £548

161.02%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$685 £514

86.10%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,125 £844

225.61%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$1,166 £875

117.63%

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$3,497 £2,624

46.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

4.5

50.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Ayr, South Ayrshire: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Ayr, South Ayrshire

$685 38% 46.3% $589

Groceries & Markets

Austin, TX

$405 15.2%

Ayr, South Ayrshire

$260 14.4% 35.8% $145

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Ayr, South Ayrshire

$281 15.6% 21.6% $77

Eating Out

Austin, TX

$354 13.3%

Ayr, South Ayrshire

$307 17% 13.4% $47

Clothing & Footwear

Austin, TX

$128 4.8%

Ayr, South Ayrshire

$163 9.1% 27.7% $35

Sport & Entertainment

Austin, TX

$86 3.2%

Ayr, South Ayrshire

$66 3.7% 23.1% $20

Getting Around

Austin, TX

$59 2.2%

Ayr, South Ayrshire

$38 * 2.1% 34.5% $20

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $731 in Ayr, South Ayrshire. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 46% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $79.0 in Ayr, South Ayrshire for a mid-range dinner for two. Groceries echo the gap at $405 vs $260 per month, with Ayr, South Ayrshire cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇬🇧 Ayr, South Ayrshire

🕒 Local time

13:51 1:51 PM

19:51 7:51 PM

6 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

46,849

💱 Currency

United States Dollar USD $

British Pound GBP £

📈 Exchange rate

1 USD = 0.89 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, EUR to USD – United States Dollar Converter

🇬🇧 British Pound (£)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

GBP to USD in detail →

On the map

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Between locations

Austin, TX Ayr, South Ayrshire 7,460 km ≈ 10 h nonstop flight

From you

Austin, TX
Ayr, South Ayrshire

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Ayr, South Ayrshire: Cost of Living - Frequently Asked Questions

Ayr, South Ayrshire wins on cost – living expenses run 48% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Ayr, South Ayrshire the obvious pick if budget is a priority.

Average pay runs 46% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $731 in Ayr, South Ayrshire. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,506 in Austin, TX versus $1,969 in Ayr, South Ayrshire. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ayr, South Ayrshire – a meal for two runs $79.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,800 in Ayr, South Ayrshire versus $2,663 in Austin, TX, a $2,500 budget is realistic in Ayr, South Ayrshire but tight or insufficient in Austin, TX. The gap between the two cities makes Ayr, South Ayrshire the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Ayr, South Ayrshire are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ayr, South Ayrshire gentler on the wallet – expenses run 48% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.