Cost of Living Comparison Between Austin, TX and Arlington, KY Cost of Living Comparison Between Austin, TX and Arlington, KY

Monthly Cost of Living

Monthly costs for one person with rent: $2,719 in Austin, TX versus $2,658 in Arlington, KY.

Estimated couple costs with rent: $4,117 in Austin, TX versus $3,880 in Arlington, KY.

Monthly costs for a family of three with rent: $5,515 in Austin, TX versus $5,102 in Arlington, KY.

Living in Austin, TX is roughly 2% more expensive than Arlington, KY, driven mainly by Getting Around.

Both cities are pricier than the global median: Austin, TX 103% above, Arlington, KY 98% above.

Meal at Budget Restaurant

$19.99 $19.99

$18.08 $18.08

10.56%

Three-Course Dinner for Two, Mid-Range

$76.2 $76.2

$80.5 $80.5

-5.25%

Fast Food Meal (McDonalds, etc)

$10.13 $10.13

$9.87 $9.87

2.63%

Cappuccino

$5.49 $5.49

$6.04 $6.04

-9.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 $2.72

$2.95 $2.95

-7.80%

Water (0.33 liter bottle)

$2.14 $2.14

$2.40 $2.40

-10.83%

Local Beer (0.5 liter draught)

$6.07 $6.07

$6.32 $6.32

-3.96%

Imported Beer (0.33 liter bottle)

$8.04 $8.04

$8.05 $8.05

-0.12%

Milk (1 liter)

$1.09 $1.09

$0.71 $0.71

53.52%

White Bread (500g)

$3.34 $3.34

$4.14 $4.14

-19.32%

Rice (white) (1kg)

$3.42 $3.42

$4.50 $4.50

-24.00%

Eggs

$4.32 $4.32

$3.77 $3.77

14.59%

Local Cheese (1kg)

$11.80 $11.80

$12.03 $12.03

-1.91%

Chicken Fillets (1kg)

$10.68 $10.68

$15.38 $15.38

-30.56%

Beef Round Steak (1kg)

$14.50 $14.50

$16.11 $16.11

-9.99%

Apples (1kg)

$4.79 $4.79

$4.36 $4.36

9.86%

Banana (1kg)

$1.50 $1.50

$1.46 $1.46

2.74%

Oranges (1kg)

$4.51 $4.51

$4.80 $4.80

-6.04%

Tomato (1kg)

$4.04 $4.04

$5.22 $5.22

-22.61%

Potato (1kg)

$2.76 $2.76

$2.03 $2.03

35.96%

Onion (1kg)

$2.79 $2.79

$2.18 $2.18

27.98%

Lettuce (1 head)

$2.04 $2.04

$2.03 $2.03

0.49%

Water (1.5 liter bottle)

$2.15 $2.15

$1.52 $1.52

41.45%

Cigarettes 20 Pack (Marlboro, Camel)

$9.23 $9.23

$8.98 $8.98

2.78%

Wine (Bottle)

$14.81 $14.81

$15.19 $15.19

-2.50%

Local Beer (0.5 liter bottle)

$2.29 $2.29

$2.02 $2.02

13.37%

Imported Beer (0.33 liter bottle)

$3.53 $3.53

$4.29 $4.29

-17.72%

One-way Ticket (Public Transport)

$1.52 $1.52

$1.96 $1.96

-22.45%

Public Transport Monthly Pass (Regular Price)

$43.64 $43.64

Taxi Start (Normal Tariff)

$4.29 $4.29

$5.06 $5.06

-15.22%

Taxi (Normal Tariff) (1km)

$1.82 $1.82

$1.52 $1.52

19.74%

Taxi 1hour Waiting (Normal Tariff)

$35.52 $35.52

$21.29 $21.29

66.84%

Gasoline (1 liter)

$0.77 $0.77

$0.80 $0.80

-3.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.6K $25.6K

$32.3K $32.3K

-20.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$27.0K $27.0K

-2.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 $172

$203 $203

-15.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.3 $60.3

$70.2 $70.2

-14.14%

Internet (50+ Mbps, Unlimited Data)

$67.2 $67.2

$72.7 $72.7

-7.45%

Gym Membership (Monthly)

$62.8 $62.8

$43.79 $43.79

43.50%

Tennis Court (1 Hour on Weekend)

$9.85 $9.85

Cinema Ticket

$14.73 $14.73

$15.05 $15.05

-2.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,398 $1,398

$1,263 $1,263

10.73%

International Primary School, 1 Child (Yearly)

$21.8K $21.8K

$30.8K $30.8K

-29.32%

Jeans (Levis 501 Or Similar)

$55.1 $55.1

$60.8 $60.8

-9.37%

Summer Dress (H&M, Zara, etc)

$45.66 $45.66

$49.01 $49.01

-6.84%

Sport Shoes (Adidas, Nike)

$86.8 $86.8

$91.5 $91.5

-5.21%

Men's Leather Business Shoes

$115 $115

$134 $134

-13.96%

1-bedroom Apartment, City Center (Monthly)

$2,245 $2,245

$1,600 $1,600

40.35%

1-bedroom Apartment, Outside City Center (Monthly)

$1,401 $1,401

$1,329 $1,329

5.40%

3-bedroom Apartment, City Center (Monthly)

$3,782 $3,782

$2,653 $2,653

42.58%

3-bedroom Apartment, Outside City Center (Monthly)

$2,708 $2,708

$2,248 $2,248

20.44%

Buy Apartment in City Center (m2)

$7,304 $7,304

$2,364 $2,364

208.91%

Buy Apartment Outside City Center (m2)

$3,331 $3,331

$2,633 $2,633

26.49%

Average Monthly Net Salary (After Tax)

$4,910 $4,910

$5,930 $5,930

-17.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.52

-1.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: April 20, 2026

Last update for Arlington, KY: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,245 in Austin, TX and $1,600 in Arlington, KY. Housing cost is often the main lever when comparing two cities.

Arlington, KY pays 21% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $76 in Austin, TX vs $80 in Arlington, KY for a mid-range dinner for two. Groceries echo the gap at $375 vs $405 per month, with Austin, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Arlington, KY: Cost of Living - Frequently Asked Questions

Austin, TX and Arlington, KY differ by about 2% in total monthly costs ($2,719 vs $2,658 including rent). Arlington, KY is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Arlington, KY earns 21% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,245 in Austin, TX versus $1,600 in Arlington, KY. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Austin, TX pay roughly 8% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $2,719 per month in Austin, TX versus $2,658 in Arlington, KY – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $3,000. Arlington, KY is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Arlington, KY gentler on the wallet – expenses run 2% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.