Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Anderson, IN

For one person, living is cheaper in Anderson, IN: $1,998 a month against $2,663 in Austin, TX, rent and utilities included – about $8,000 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
97

Cost of Living Index in Anderson, IN
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Anderson, IN Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Anderson, IN

🇺🇸 United States

$1,998

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Anderson, IN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Anderson, IN actually costs, broken down by who's living it.

A single person spends $2,663 per month in Austin, TX vs $1,998 in Anderson, IN, rent included.

Austin, TX $2,663
Anderson, IN $1,998

A couple spends around $4,133 per month in Austin, TX vs $2,822 in Anderson, IN, rent included.

Austin, TX $4,133
Anderson, IN $2,822

A family of three spends $5,603 per month in Austin, TX vs $3,646 in Anderson, IN, rent included.

Austin, TX $5,603
Anderson, IN $3,646

Austin, TX costs about 33% more than Anderson, IN, and outside of rent the biggest gap is in eating out.

Both Austin, TX and Anderson, IN sit above the global median – Austin, TX by 97%, Anderson, IN by 48%.

Meal at Budget Restaurant

$20.77 $20.77

$11.83 $11.83

75.57%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$44.69 $44.69

89.28%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$9.96 $9.96

23.69%

Cappuccino

$5.63 $5.63

$4.09 $4.09

37.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.53 $2.53

47.04%

Water (0.33 liter bottle)

$2.50 $2.50

$1.91 $1.91

30.89%

Local Beer (0.5 liter draught)

$8.05 $8.05

$3.53 $3.53

128.05%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$4.44 $4.44

102.93%

Milk (1 liter)

$1.12 $1.12

$0.62 $0.62

80.65%

White Bread (500g)

$3.75 $3.75

$2.23 $2.23

68.16%

Rice (white) (1kg)

$3.26 $3.26

$3.71 $3.71

-12.13%

Eggs

$4.17 $4.17

$3.80 $3.80

9.74%

Local Cheese (1kg)

$12.90 $12.90

$13.45 $13.45

-4.09%

Chicken Fillets (1kg)

$14.16 $14.16

$24.54 $24.54

-42.30%

Beef Round Steak (1kg)

$16.22 $16.22

$16.66 $16.66

-2.64%

Apples (1kg)

$4.33 $4.33

$5.90 $5.90

-26.61%

Banana (1kg)

$1.46 $1.46

$1.86 $1.86

-21.51%

Oranges (1kg)

$4.51 $4.51

$7.21 $7.21

-37.45%

Tomato (1kg)

$4.34 $4.34

$5.38 $5.38

-19.33%

Potato (1kg)

$2.58 $2.58

$2.57 $2.57

0.39%

Onion (1kg)

$2.35 $2.35

$3.02 $3.02

-22.19%

Lettuce (1 head)

$1.78 $1.78

$2.32 $2.32

-23.28%

Water (1.5 liter bottle)

$2.22 $2.22

$2.82 $2.82

-21.28%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$10.60 $10.60

-6.79%

Wine (Bottle)

$15.08 $15.08

$19.21 $19.21

-21.50%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.74 $1.74

67.82%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$6.08 $6.08

-43.09%

One-way Ticket (Public Transport)

$1.49 $1.49

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$2.73 $2.73

Taxi (Normal Tariff) (1km)

$1.66 $1.66

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

Gasoline (1 liter)

$0.95 $0.95

$1.03 $1.03

-7.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$35.7K $35.7K

0.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$25.8K $25.8K

4.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$171 $171

33.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$52.2 $52.2

13.71%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$56.9 $56.9

22.91%

Gym Membership (Monthly)

$57.2 $57.2

$25.05 $25.05

128.50%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

$14.29 $14.29

-0.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$538 $538

179.95%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$6,408 $6,408

234.84%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$39.29 $39.29

34.41%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$48.19 $48.19

-9.07%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$69.8 $69.8

21.43%

Men's Leather Business Shoes

$103 $103

$121 $121

-14.58%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$935 $935

103.94%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$837 $837

52.17%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,456 $1,456

151.64%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$1,160 $1,160

118.78%

Buy Apartment in City Center (m2)

$7,614 $7,614

$1,629 $1,629

367.52%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$1,683 $1,683

87.64%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.74

0.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Anderson, IN: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Anderson, IN

$837 41.9% 34.3% $437

Groceries & Markets

Austin, TX

$405 15.2%

Anderson, IN

$484 24.2% 19.7% $80

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Anderson, IN

$280 14% 21.8% $78

Eating Out

Austin, TX

$354 13.3%

Anderson, IN

$218 10.9% 38.4% $136

Clothing & Footwear

Austin, TX

$128 4.8%

Anderson, IN

$125 6.3% 2.3% $2.9

Sport & Entertainment

Austin, TX

$86 3.2%

Anderson, IN

$54 2.7% 37.5% $32

Getting Around

Austin, TX

$59 2.2%

Anderson, IN

- * 0% 100%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,907 in Austin, TX versus $935 in Anderson, IN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $85.0 in Austin, TX versus $45.00 in Anderson, IN. Groceries tell a different story – $405 in Austin, TX vs $484 in Anderson, IN – so Austin, TX wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Austin, TX

🇺🇸 Anderson, IN

🕒 Local time

00:43 12:43 AM

01:43 1:43 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

57,496

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Austin, TX Anderson, IN 1,550 km ≈ 2 h 30 min nonstop flight

From you

Austin, TX
Anderson, IN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Anderson, IN: Cost of Living - Frequently Asked Questions

Austin, TX costs about 33% more than Anderson, IN, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,995 per month in Austin, TX and $2,997 in Anderson, IN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Anderson, IN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,663 in Austin, TX and $1,998 in Anderson, IN. That's a gap of about 33%.

Kindergarten costs $1,506 per month in Austin, TX and $538 in Anderson, IN. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Anderson, IN, where all-in costs run around $1,998, than in Austin, TX at $2,663. In Anderson, IN it covers expenses comfortably, while in Austin, TX it requires careful planning or may not stretch far enough.

Families tend to lean toward Anderson, IN – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Anderson, IN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Austin, TX makes more sense. Both are solid long-term options with distinct trade-offs.