Cost of Living Comparison Between Austin, TX and Ada, OK Cost of Living Comparison Between Austin, TX and Ada, OK

Monthly Cost of Living

Monthly costs for one person with rent: $2,706 in Austin, TX versus $2,492 in Ada, OK.

Estimated couple costs with rent: $4,169 in Austin, TX versus $3,602 in Ada, OK.

Monthly costs for a family of three with rent: $5,633 in Austin, TX versus $4,712 in Ada, OK.

Living in Austin, TX is roughly 9% more expensive than in Ada, OK, driven mainly by Eating Out.

Both cities are pricier than the global median: Austin, TX 103% above, Ada, OK 87% above.

Meal at Budget Restaurant

$19.70 $19.70

$12.01 $12.01

64.03%

Three-Course Dinner for Two, Mid-Range

$76.0 $76.0

$60.2 $60.2

26.20%

Fast Food Meal (McDonalds, etc)

$9.86 $9.86

$11.94 $11.94

-17.42%

Cappuccino

$5.48 $5.48

$4.65 $4.65

17.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.65 $2.65

$1.90 $1.90

39.47%

Water (0.33 liter bottle)

$2.09 $2.09

$1.22 $1.22

71.31%

Local Beer (0.5 liter draught)

$6.09 $6.09

$3.07 $3.07

98.37%

Imported Beer (0.33 liter bottle)

$8.15 $8.15

$5.06 $5.06

61.07%

Milk (1 liter)

$1.10 $1.10

$0.90 $0.90

22.22%

White Bread (500g)

$3.39 $3.39

$2.84 $2.84

19.37%

Rice (white) (1kg)

$3.38 $3.38

$3.89 $3.89

-13.11%

Eggs

$4.39 $4.39

$3.51 $3.51

25.07%

Local Cheese (1kg)

$12.10 $12.10

$9.06 $9.06

33.55%

Chicken Fillets (1kg)

$10.84 $10.84

$9.49 $9.49

14.23%

Beef Round Steak (1kg)

$14.68 $14.68

$14.52 $14.52

1.10%

Apples (1kg)

$4.96 $4.96

$4.89 $4.89

1.43%

Banana (1kg)

$1.51 $1.51

$1.55 $1.55

-2.58%

Oranges (1kg)

$4.40 $4.40

$3.25 $3.25

35.38%

Tomato (1kg)

$4.10 $4.10

$4.07 $4.07

0.74%

Potato (1kg)

$2.81 $2.81

$1.09 $1.09

157.80%

Onion (1kg)

$2.87 $2.87

$1.12 $1.12

156.25%

Lettuce (1 head)

$1.95 $1.95

$0.99 $0.99

96.97%

Water (1.5 liter bottle)

$2.18 $2.18

$1.96 $1.96

11.22%

Cigarettes 20 Pack (Marlboro, Camel)

$8.99 $8.99

$8.21 $8.21

9.50%

Wine (Bottle)

$15.11 $15.11

$15.63 $15.63

-3.33%

Local Beer (0.5 liter bottle)

$2.33 $2.33

$1.85 $1.85

25.95%

Imported Beer (0.33 liter bottle)

$3.43 $3.43

$4.44 $4.44

-22.75%

One-way Ticket (Public Transport)

$1.54 $1.54

$5.13 $5.13

-69.98%

Public Transport Monthly Pass (Regular Price)

$44.15 $44.15

Taxi Start (Normal Tariff)

$4.41 $4.41

$3.06 $3.06

44.12%

Taxi (Normal Tariff) (1km)

$1.83 $1.83

$1.72 $1.72

6.40%

Taxi 1hour Waiting (Normal Tariff)

$34.65 $34.65

$24.42 $24.42

41.89%

Gasoline (1 liter)

$0.78 $0.78

$0.74 $0.74

5.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K $26.0K

$24.1K $24.1K

7.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.8K $26.8K

-3.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$175 $175

$234 $234

-25.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.7 $59.7

$49.14 $49.14

21.51%

Internet (50+ Mbps, Unlimited Data)

$65.5 $65.5

$79.5 $79.5

-17.69%

Gym Membership (Monthly)

$61.3 $61.3

$34.56 $34.56

77.29%

Tennis Court (1 Hour on Weekend)

$9.89 $9.89

Cinema Ticket

$14.76 $14.76

$11.61 $11.61

27.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,372 $1,372

$1,817 $1,817

-24.50%

International Primary School, 1 Child (Yearly)

$22.2K $22.2K

$23.5K $23.5K

-5.67%

Jeans (Levis 501 Or Similar)

$56.5 $56.5

$29.74 $29.74

90.05%

Summer Dress (H&M, Zara, etc)

$45.29 $45.29

$45.48 $45.48

-0.42%

Sport Shoes (Adidas, Nike)

$85.0 $85.0

$71.2 $71.2

19.41%

Men's Leather Business Shoes

$118 $118

$104 $104

13.70%

1-bedroom Apartment, City Center (Monthly)

$2,201 $2,201

$800 $800

175.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,403 $1,403

$1,377 $1,377

1.86%

3-bedroom Apartment, City Center (Monthly)

$3,815 $3,815

$1,876 $1,876

103.35%

3-bedroom Apartment, Outside City Center (Monthly)

$2,680 $2,680

$2,359 $2,359

13.63%

Buy Apartment in City Center (m2)

$7,133 $7,133

$1,522 $1,522

368.65%

Buy Apartment Outside City Center (m2)

$3,078 $3,078

$1,533 $1,533

100.78%

Average Monthly Net Salary (After Tax)

$5,110 $5,110

$1,610 $1,610

217.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.5

-0.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: July 12, 2026

Last update for Ada, OK: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,201 in Austin, TX and $800 in Ada, OK. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 217% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Austin, TX vs $60.0 in Ada, OK for a mid-range dinner for two. Groceries echo the gap at $379 vs $335 per month, with Ada, OK cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Ada, OK: Cost of Living - Frequently Asked Questions

Austin, TX and Ada, OK differ by about 9% in total monthly costs ($2,706 vs $2,492 including rent). Ada, OK is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 217% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,201 in Austin, TX versus $800 in Ada, OK. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 13% higher in Austin, TX. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,706 per month in Austin, TX versus $2,492 in Ada, OK – a 9% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,492 in Ada, OK versus $2,706 in Austin, TX, a $3,000 budget is realistic in Ada, OK but tight or insufficient in Austin, TX. The gap between the two cities makes Ada, OK the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ada, OK gentler on the wallet – expenses run 9% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.