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Cost of Living Comparison Between Auckland and Papamoa Beach Cost of Living Comparison Between Auckland and Papamoa Beach

๐Ÿ˜ Solo nomad: Auckland is 4.2% more expensive than Papamoa Beach without rent, and 24.8% more expensive with rent.
๐Ÿ˜ Family of 3: Auckland is 26.8% more expensive than Papamoa Beach without rent, and 14.8% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Auckland
Papamoa Beach
Difference
Meal at Budget Restaurant
$15.22 NZ$26.48
$15.30 NZ$26.63
-0.52%
Three-Course Dinner for Two, Mid-Range
$77.5 NZ$135
$78.0 NZ$136
-0.67%
Fast Food Meal (McDonalds, etc)
$9.38 NZ$16.32
$9.38 NZ$16.32
-
Cappuccino
$3.48 NZ$6.05
$3.36 NZ$5.85
3.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.29 NZ$3.98
$2.26 NZ$3.93
1.33%
Water (0.33 liter bottle)
$2.26 NZ$3.93
$2.21 NZ$3.85
2.26%
Local Beer (0.5 liter draught)
$7.03 NZ$12.23
$7.17 NZ$12.47
-1.95%
Imported Beer (0.33 liter bottle)
$7.06 NZ$12.29
$7.29 NZ$12.69
-3.16%
๐Ÿ›’ Groceries & Markets
Auckland
Papamoa Beach
Difference
Milk (1 liter)
$1.77 NZ$3.07
$1.74 NZ$3.03
1.72%
White Bread (500g)
$2.09 NZ$3.64
$1.03 NZ$1.80
102.91%
Rice (white) (1kg)
$2.04 NZ$3.54
$1.94 NZ$3.38
5.15%
Eggs
$6.62 NZ$11.52
$6.90 NZ$12.00
-4.06%
Local Cheese (1kg)
$8.53 NZ$14.84
$8.59 NZ$14.96
-0.70%
Chicken Fillets (1kg)
$9.79 NZ$17.03
$9.84 NZ$17.12
-0.51%
Beef Round Steak (1kg)
$12.83 NZ$22.32
$12.98 NZ$22.59
-1.16%
Apples (1kg)
$2.89 NZ$5.03
$2.80 NZ$4.87
3.21%
Banana (1kg)
$2.30 NZ$4.00
$2.17 NZ$3.78
5.99%
Oranges (1kg)
$3.34 NZ$5.82
$3.35 NZ$5.84
-0.30%
Tomato (1kg)
$4.09 NZ$7.11
$4.02 NZ$7.00
1.74%
Potato (1kg)
$1.97 NZ$3.43
$2.05 NZ$3.57
-3.90%
Onion (1kg)
$1.72 NZ$2.99
$1.65 NZ$2.88
4.24%
Lettuce (1 head)
$1.88 NZ$3.27
$1.95 NZ$3.39
-3.59%
Water (1.5 liter bottle)
$1.29 NZ$2.25
$1.24 NZ$2.16
4.03%
Cigarettes 20 Pack (Marlboro, Camel)
$25.77 NZ$44.84
$24.97 NZ$43.44
3.20%
Wine (Bottle)
$10.60 NZ$18.44
$10.56 NZ$18.37
0.38%
Local Beer (0.5 liter bottle)
$2.96 NZ$5.16
$3.07 NZ$5.33
-3.58%
Imported Beer (0.33 liter bottle)
$3.91 NZ$6.80
$3.80 NZ$6.62
2.89%
๐ŸšŒ Getting Around
Auckland
Papamoa Beach
Difference
One-way Ticket (Public Transport)
$2.70 NZ$4.70
$2.06 NZ$3.58
31.07%
Public Transport Monthly Pass (Regular Price)
$130 NZ$226
$65.2 NZ$113
98.79%
Taxi Start (Normal Tariff)
$2.07 NZ$3.59
$2.13 NZ$3.71
-2.82%
Taxi (Normal Tariff) (1km)
$1.93 NZ$3.36
$1.92 NZ$3.34
0.52%
Taxi 1hour Waiting (Normal Tariff)
$35.29 NZ$61.4
$35.59 NZ$61.9
-0.84%
Gasoline (1 liter)
$1.62 NZ$2.81
$1.61 NZ$2.81
0.62%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.8K NZ$50.1K
$28.5K NZ$49.6K
0.98%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.3K NZ$38.8K
$22.6K NZ$39.3K
-1.37%
๐Ÿงพ Monthly Utilities & Internet
Auckland
Papamoa Beach
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$145 NZ$252
$142 NZ$247
2.07%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.04 NZ$52.3
$30.80 NZ$53.6
-2.47%
Internet (50+ Mbps, Unlimited Data)
$48.55 NZ$84.5
$49.10 NZ$85.4
-1.12%
๐ŸŽ‰ Sport & Entertainment
Auckland
Papamoa Beach
Difference
Gym Membership (Monthly)
$35.89 NZ$62.5
$36.50 NZ$63.5
-1.67%
Tennis Court (1 Hour on Weekend)
$16.29 NZ$28.34
$12.11 NZ$21.08
34.52%
Cinema Ticket
$15.04 NZ$26.16
$15.33 NZ$26.68
-1.89%
๐Ÿงธ Childcare & Education
Auckland
Papamoa Beach
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$912 NZ$1,587
$892 NZ$1,552
2.20%
International Primary School, 1 Child (Yearly)
$13.8K NZ$24.1K
$13.4K NZ$23.3K
3.47%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Auckland
Papamoa Beach
Difference
Jeans (Levis 501 Or Similar)
$71.6 NZ$125
$63.7 NZ$111
12.38%
Summer Dress (H&M, Zara, etc)
$50.2 NZ$87.3
$49.47 NZ$86.1
1.37%
Sport Shoes (Adidas, Nike)
$96.6 NZ$168
$86.6 NZ$151
11.57%
Men's Leather Business Shoes
$123 NZ$215
$119 NZ$206
4.00%
๐Ÿ  Accommodation & Living
Auckland
Papamoa Beach
Difference
1-bedroom Apartment, City Center (Monthly)
$1,281 NZ$2,229
$988 NZ$1,719
29.61%
1-bedroom Apartment, Outside City Center (Monthly)
$1,147 NZ$1,995
$789 NZ$1,373
45.30%
3-bedroom Apartment, City Center (Monthly)
$2,481 NZ$4,318
$1,589 NZ$2,764
56.20%
3-bedroom Apartment, Outside City Center (Monthly)
$1,829 NZ$3,182
$1,412 NZ$2,457
29.49%
Buy Apartment in City Center (m2)
$7,172 NZ$12.5K
$5,281 NZ$9,188
35.82%
Buy Apartment Outside City Center (m2)
$5,024 NZ$8,741
$3,475 NZ$6,047
44.56%
๐Ÿ’ต Salaries & Financials
Auckland
Papamoa Beach
Difference
Average Monthly Net Salary (After Tax)
$3,104 NZ$5,400
$1,613 NZ$2,806
92.43%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.37
6.37
-

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Auckland: January 11, 2026

Last update for Papamoa Beach: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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