Cost of Living Comparison Between Auckland and Papamoa Beach Cost of Living Comparison Between Auckland and Papamoa Beach

🙂 Solo nomad: Auckland is 1.5% cheaper than Papamoa Beach without rent, and 24.6% more expensive with rent.

🙂 Family of 3: Auckland is 5.9% cheaper than Papamoa Beach without rent, and 16.6% more expensive with rent.

Meal at Budget Restaurant

$15.02 NZ$24.78

$14.88 NZ$24.55

0.94%

Three-Course Dinner for Two, Mid-Range

$79.7 NZ$132

$77.8 NZ$128

2.55%

Fast Food Meal (McDonalds, etc)

$9.76 NZ$16.1

$9.78 NZ$16.13

-0.20%

Cappuccino

$3.54 NZ$5.83

$3.5 NZ$5.78

1.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 NZ$3.75

$2.37 NZ$3.91

-4.22%

Water (0.33 liter bottle)

$2.18 NZ$3.59

$2.22 NZ$3.65

-1.80%

Local Beer (0.5 liter draught)

$7.16 NZ$11.8

$7.17 NZ$11.82

-0.14%

Imported Beer (0.33 liter bottle)

$7.34 NZ$12.1

$7.03 NZ$11.6

4.41%

Milk (1 liter)

$1.74 NZ$2.87

$1.81 NZ$2.99

-3.87%

White Bread (500g)

$2.1 NZ$3.46

$1.08 NZ$1.78

94.44%

Rice (white) (1kg)

$2.02 NZ$3.33

$2.01 NZ$3.31

0.50%

Eggs

$6.69 NZ$11.03

$6.96 NZ$11.48

-3.88%

Local Cheese (1kg)

$8.61 NZ$14.2

$8.57 NZ$14.14

0.47%

Chicken Fillets (1kg)

$9.66 NZ$15.94

$9.62 NZ$15.87

0.42%

Beef Round Steak (1kg)

$12.97 NZ$21.39

$13.07 NZ$21.56

-0.77%

Apples (1kg)

$2.83 NZ$4.67

$2.84 NZ$4.68

-0.35%

Banana (1kg)

$2.27 NZ$3.74

Oranges (1kg)

$3.21 NZ$5.3

$3.37 NZ$5.56

-4.75%

Tomato (1kg)

$4.03 NZ$6.64

$4 NZ$6.59

0.75%

Potato (1kg)

$2 NZ$3.31

$2.02 NZ$3.33

-0.99%

Onion (1kg)

$1.63 NZ$2.69

$1.72 NZ$2.83

-5.23%

Lettuce (1 head)

$1.94 NZ$3.2

$1.9 NZ$3.14

2.11%

Water (1.5 liter bottle)

$1.29 NZ$2.12

$1.25 NZ$2.06

3.20%

Cigarettes 20 Pack (Marlboro, Camel)

$25.57 NZ$42.17

$25.39 NZ$41.88

0.71%

Wine (Bottle)

$11.73 NZ$19.34

$11.55 NZ$19.04

1.56%

Local Beer (0.5 liter bottle)

$2.92 NZ$4.82

$2.96 NZ$4.89

-1.35%

Imported Beer (0.33 liter bottle)

$3.91 NZ$6.45

$3.89 NZ$6.42

0.51%

One-way Ticket (Public Transport)

$2.73 NZ$4.5

$2.12 NZ$3.5

28.77%

Public Transport Monthly Pass (Regular Price)

$129 NZ$213

$64.2 NZ$106

100.67%

Taxi Start (Normal Tariff)

$2.08 NZ$3.43

$2.16 NZ$3.55

-3.70%

Taxi (Normal Tariff) (1km)

$1.92 NZ$3.16

Taxi 1hour Waiting (Normal Tariff)

$34.83 NZ$57.5

$35.73 NZ$58.9

-2.52%

Gasoline (1 liter)

$1.65 NZ$2.71

$1.62 NZ$2.67

1.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.5K NZ$47K

$28.7K NZ$47.3K

-0.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.9K NZ$36K

$22K NZ$36.4K

-0.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 NZ$241

$143 NZ$235

2.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.75 NZ$50.7

$29.91 NZ$49.34

2.81%

Internet (50+ Mbps, Unlimited Data)

$49.23 NZ$81.2

$49.52 NZ$81.7

-0.59%

Gym Membership (Monthly)

$35.1 NZ$57.9

$36.13 NZ$59.6

-2.85%

Tennis Court (1 Hour on Weekend)

$16.78 NZ$27.67

$11.94 NZ$19.69

40.54%

Cinema Ticket

$15.31 NZ$25.24

$15.27 NZ$25.19

0.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$917 NZ$1,512

$891 NZ$1,470

2.91%

International Primary School, 1 Child (Yearly)

$13.6K NZ$22.4K

$13.4K NZ$22.1K

1.22%

Jeans (Levis 501 Or Similar)

$70.2 NZ$116

$63.3 NZ$104

10.97%

Summer Dress (H&M, Zara, etc)

$49.41 NZ$81.5

$49.73 NZ$82

-0.64%

Sport Shoes (Adidas, Nike)

$96.8 NZ$160

$85.8 NZ$142

12.79%

Men's Leather Business Shoes

$125 NZ$207

$121 NZ$199

3.76%

1-bedroom Apartment, City Center (Monthly)

$1,274 NZ$2,101

$972 NZ$1,603

31.06%

1-bedroom Apartment, Outside City Center (Monthly)

$1,152 NZ$1,900

$798 NZ$1,316

44.33%

3-bedroom Apartment, City Center (Monthly)

$2,492 NZ$4,110

$1,580 NZ$2,606

57.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,853 NZ$3,056

$1,438 NZ$2,372

28.85%

Buy Apartment in City Center (m2)

$7,281 NZ$12K

$4,392 NZ$7,244

65.78%

Buy Apartment Outside City Center (m2)

$5,886 NZ$9,708

$3,700 NZ$6,102

59.10%

Average Monthly Net Salary (After Tax)

$3,219 NZ$5,309

$1,592 NZ$2,625

102.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.37

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Auckland: October 27, 2025

Last update for Papamoa Beach: October 28, 2025

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