Cost of Living Comparison Between Auckland and Napier Cost of Living Comparison Between Auckland and Napier

😐 Solo nomad: Auckland is 16.2% more expensive than Napier without rent, and 21.8% more expensive with rent.
😐 Family of 3: Auckland is 13.4% more expensive than Napier without rent, and 4.8% more expensive with rent.
Currency
🍽 Eating Out
Auckland
Napier
Difference
Meal at Budget Restaurant
$15.02 NZ$24.78
$19.58 NZ$32.3
-23.29%
Three-Course Dinner for Two, Mid-Range
$79.7 NZ$132
$97.7 NZ$161
-18.41%
Fast Food Meal (McDonalds, etc)
$9.76 NZ$16.1
$11.24 NZ$18.53
-13.17%
Cappuccino
$3.54 NZ$5.83
$3.64 NZ$6
-2.75%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.27 NZ$3.75
$2.32 NZ$3.82
-2.16%
Water (0.33 liter bottle)
$2.18 NZ$3.59
$2.15 NZ$3.55
1.40%
Local Beer (0.5 liter draught)
$7.16 NZ$11.8
$7.32 NZ$12.07
-2.19%
Imported Beer (0.33 liter bottle)
$7.34 NZ$12.1
$6.21 NZ$10.25
18.20%
🛒 Groceries & Markets
Auckland
Napier
Difference
Milk (1 liter)
$1.74 NZ$2.87
$1.68 NZ$2.76
3.57%
White Bread (500g)
$2.1 NZ$3.46
$1.67 NZ$2.76
25.75%
Rice (white) (1kg)
$2.02 NZ$3.33
$1.82 NZ$3
10.99%
Eggs
$6.69 NZ$11.03
$6.03 NZ$9.95
10.95%
Local Cheese (1kg)
$8.61 NZ$14.2
$8.04 NZ$13.26
7.09%
Chicken Fillets (1kg)
$9.66 NZ$15.94
$9.44 NZ$15.57
2.33%
Beef Round Steak (1kg)
$12.97 NZ$21.39
$12.6 NZ$20.77
2.94%
Apples (1kg)
$2.83 NZ$4.67
$2.49 NZ$4.11
13.65%
Banana (1kg)
$2.27 NZ$3.74
$1.88 NZ$3.1
20.74%
Oranges (1kg)
$3.21 NZ$5.3
$2.43 NZ$4.01
32.10%
Tomato (1kg)
$4.03 NZ$6.64
$3.48 NZ$5.73
15.80%
Potato (1kg)
$2 NZ$3.31
$2.09 NZ$3.44
-4.31%
Onion (1kg)
$1.63 NZ$2.69
$2.26 NZ$3.73
-27.88%
Lettuce (1 head)
$1.94 NZ$3.2
$2.07 NZ$3.42
-6.28%
Water (1.5 liter bottle)
$1.29 NZ$2.12
$1.26 NZ$2.07
2.38%
Cigarettes 20 Pack (Marlboro, Camel)
$25.57 NZ$42.17
$20.72 NZ$34.17
23.41%
Wine (Bottle)
$11.73 NZ$19.34
$8.78 NZ$14.48
33.60%
Local Beer (0.5 liter bottle)
$2.92 NZ$4.82
$2.44 NZ$4.02
19.67%
Imported Beer (0.33 liter bottle)
$3.91 NZ$6.45
$2.69 NZ$4.43
45.35%
🚌 Getting Around
Auckland
Napier
Difference
One-way Ticket (Public Transport)
$2.73 NZ$4.5
$1.79 NZ$2.96
52.51%
Public Transport Monthly Pass (Regular Price)
$129 NZ$213
$48.02 NZ$79.2
168.33%
Taxi Start (Normal Tariff)
$2.08 NZ$3.43
$2.65 NZ$4.36
-21.51%
Taxi (Normal Tariff) (1km)
$1.92 NZ$3.16
$1.71 NZ$2.82
12.28%
Taxi 1hour Waiting (Normal Tariff)
$34.83 NZ$57.5
$35.03 NZ$57.8
-0.57%
Gasoline (1 liter)
$1.65 NZ$2.71
$1.72 NZ$2.84
-4.07%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.5K NZ$47K
$27.3K NZ$45K
4.60%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.9K NZ$36K
$22.9K NZ$37.7K
-4.48%
🧾 Monthly Utilities & Internet
Auckland
Napier
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$146 NZ$241
$200 NZ$330
-26.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.75 NZ$50.7
$37.81 NZ$62.4
-18.67%
Internet (50+ Mbps, Unlimited Data)
$49.23 NZ$81.2
$48.48 NZ$80
1.55%
🎉 Sport & Entertainment
Auckland
Napier
Difference
Gym Membership (Monthly)
$35.1 NZ$57.9
$37.77 NZ$62.3
-7.07%
Tennis Court (1 Hour on Weekend)
$16.78 NZ$27.67
$11.52 NZ$19
45.66%
Cinema Ticket
$15.31 NZ$25.24
$9.11 NZ$15.03
68.06%
🧸 Childcare & Education
Auckland
Napier
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$917 NZ$1,512
$752 NZ$1,240
21.95%
International Primary School, 1 Child (Yearly)
$13.6K NZ$22.4K
$12.2K NZ$20K
11.77%
👕👟 Clothing & Footwear
Auckland
Napier
Difference
Jeans (Levis 501 Or Similar)
$70.2 NZ$116
$98.5 NZ$162
-28.71%
Summer Dress (H&M, Zara, etc)
$49.41 NZ$81.5
$58.3 NZ$96.1
-15.19%
Sport Shoes (Adidas, Nike)
$96.8 NZ$160
$103 NZ$170
-6.16%
Men's Leather Business Shoes
$125 NZ$207
$127 NZ$209
-0.92%
🏠 Accommodation & Living
Auckland
Napier
Difference
1-bedroom Apartment, City Center (Monthly)
$1,274 NZ$2,101
$1,297 NZ$2,139
-1.77%
1-bedroom Apartment, Outside City Center (Monthly)
$1,152 NZ$1,900
$769 NZ$1,268
49.82%
3-bedroom Apartment, City Center (Monthly)
$2,492 NZ$4,110
$1,611 NZ$2,657
54.68%
3-bedroom Apartment, Outside City Center (Monthly)
$1,853 NZ$3,056
$1,626 NZ$2,682
13.92%
Buy Apartment in City Center (m2)
$7,281 NZ$12K
$2,377 NZ$3,921
206.28%
Buy Apartment Outside City Center (m2)
$5,886 NZ$9,708
$1,932 NZ$3,186
204.74%
💵 Salaries & Financials
Auckland
Napier
Difference
Average Monthly Net Salary (After Tax)
$3,219 NZ$5,309
$4,209 NZ$6,942
-23.52%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.37
6.69
-4.78%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Auckland: October 27, 2025

Last update for Napier: October 27, 2025

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