Cost of Living Comparison Between Auckland and Lower Hutt Cost of Living Comparison Between Auckland and Lower Hutt

😐 Solo nomad: Auckland is 15.3% more expensive than Lower Hutt without rent, and 2.7% more expensive with rent.

🙂 Family of 3: Auckland is 6.3% cheaper than Lower Hutt without rent, and 1.4% more expensive with rent.

Meal at Budget Restaurant

$15.02 NZ$24.78

$17.65 NZ$29.11

-14.90%

Three-Course Dinner for Two, Mid-Range

$79.7 NZ$132

$85 NZ$140

-6.17%

Fast Food Meal (McDonalds, etc)

$9.76 NZ$16.1

$10.75 NZ$17.73

-9.21%

Cappuccino

$3.54 NZ$5.83

$3.64 NZ$6.01

-2.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 NZ$3.75

$2.41 NZ$3.98

-5.81%

Water (0.33 liter bottle)

$2.18 NZ$3.59

$2.26 NZ$3.73

-3.54%

Local Beer (0.5 liter draught)

$7.16 NZ$11.8

$7.43 NZ$12.26

-3.63%

Imported Beer (0.33 liter bottle)

$7.34 NZ$12.1

$6.44 NZ$10.63

13.98%

Milk (1 liter)

$1.74 NZ$2.87

$1.87 NZ$3.09

-6.95%

White Bread (500g)

$2.1 NZ$3.46

$2.11 NZ$3.47

-0.47%

Rice (white) (1kg)

$2.02 NZ$3.33

$1.9 NZ$3.13

6.32%

Eggs

$6.69 NZ$11.03

$7.04 NZ$11.61

-4.97%

Local Cheese (1kg)

$8.61 NZ$14.2

$8.44 NZ$13.91

2.01%

Chicken Fillets (1kg)

$9.66 NZ$15.94

$9.18 NZ$15.14

5.23%

Beef Round Steak (1kg)

$12.97 NZ$21.39

$13.11 NZ$21.62

-1.07%

Apples (1kg)

$2.83 NZ$4.67

$2.48 NZ$4.09

14.11%

Banana (1kg)

$2.27 NZ$3.74

$2.1 NZ$3.46

8.10%

Oranges (1kg)

$3.21 NZ$5.3

$2.63 NZ$4.33

22.05%

Tomato (1kg)

$4.03 NZ$6.64

$4.84 NZ$7.98

-16.74%

Potato (1kg)

$2 NZ$3.31

$1.99 NZ$3.28

0.50%

Onion (1kg)

$1.63 NZ$2.69

$1.78 NZ$2.93

-8.43%

Lettuce (1 head)

$1.94 NZ$3.2

$2.24 NZ$3.7

-13.39%

Water (1.5 liter bottle)

$1.29 NZ$2.12

Cigarettes 20 Pack (Marlboro, Camel)

$25.57 NZ$42.17

$21.82 NZ$35.99

17.19%

Wine (Bottle)

$11.73 NZ$19.34

$9.62 NZ$15.87

21.93%

Local Beer (0.5 liter bottle)

$2.92 NZ$4.82

$3.67 NZ$6.05

-20.44%

Imported Beer (0.33 liter bottle)

$3.91 NZ$6.45

$3.15 NZ$5.2

24.13%

One-way Ticket (Public Transport)

$2.73 NZ$4.5

$2.64 NZ$4.35

3.41%

Public Transport Monthly Pass (Regular Price)

$129 NZ$213

$60.2 NZ$99.2

114.14%

Taxi Start (Normal Tariff)

$2.08 NZ$3.43

$2.66 NZ$4.38

-21.80%

Taxi (Normal Tariff) (1km)

$1.92 NZ$3.16

$1.85 NZ$3.05

3.78%

Taxi 1hour Waiting (Normal Tariff)

$34.83 NZ$57.5

$60.9 NZ$100

-42.77%

Gasoline (1 liter)

$1.65 NZ$2.71

$1.72 NZ$2.84

-4.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.5K NZ$47K

$28.2K NZ$46.5K

1.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.9K NZ$36K

$24.9K NZ$41.1K

-12.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 NZ$241

$160 NZ$264

-8.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.75 NZ$50.7

$37.37 NZ$61.6

-17.71%

Internet (50+ Mbps, Unlimited Data)

$49.23 NZ$81.2

$52 NZ$85.8

-5.36%

Gym Membership (Monthly)

$35.1 NZ$57.9

$41.15 NZ$67.9

-14.70%

Tennis Court (1 Hour on Weekend)

$16.78 NZ$27.67

$12.07 NZ$19.91

39.02%

Cinema Ticket

$15.31 NZ$25.24

$10.9 NZ$17.97

40.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$917 NZ$1,512

$732 NZ$1,207

25.29%

International Primary School, 1 Child (Yearly)

$13.6K NZ$22.4K

$11.7K NZ$19.3K

15.77%

Jeans (Levis 501 Or Similar)

$70.2 NZ$116

$73 NZ$120

-3.78%

Summer Dress (H&M, Zara, etc)

$49.41 NZ$81.5

$58.3 NZ$96.2

-15.25%

Sport Shoes (Adidas, Nike)

$96.8 NZ$160

$116 NZ$192

-16.87%

Men's Leather Business Shoes

$125 NZ$207

$141 NZ$232

-10.81%

1-bedroom Apartment, City Center (Monthly)

$1,274 NZ$2,101

$1,374 NZ$2,267

-7.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,152 NZ$1,900

$1,106 NZ$1,825

4.10%

3-bedroom Apartment, City Center (Monthly)

$2,492 NZ$4,110

$2,328 NZ$3,839

7.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,853 NZ$3,056

$1,657 NZ$2,732

11.84%

Buy Apartment in City Center (m2)

$7,281 NZ$12K

$6,755 NZ$11.1K

7.80%

Buy Apartment Outside City Center (m2)

$5,886 NZ$9,708

$5,110 NZ$8,427

15.20%

Average Monthly Net Salary (After Tax)

$3,219 NZ$5,309

$3,394 NZ$5,598

-5.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.37

6.94

-8.21%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Auckland: October 27, 2025

Last update for Lower Hutt: October 28, 2025

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