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Cost of Living Comparison Between Auckland and Lower Hutt Cost of Living Comparison Between Auckland and Lower Hutt

😐 Solo nomad: Auckland is 11.9% more expensive than Lower Hutt without rent, and 2.3% more expensive with rent.
😐 Family of 3: Auckland is 7.8% more expensive than Lower Hutt without rent, and 4.6% more expensive with rent.
Currency
🍽 Eating Out
Auckland
Lower Hutt
Difference
Meal at Budget Restaurant
$15.22 NZ$26.48
$17.68 NZ$30.76
-13.91%
Three-Course Dinner for Two, Mid-Range
$77.5 NZ$135
$84.0 NZ$146
-7.75%
Fast Food Meal (McDonalds, etc)
$9.38 NZ$16.32
$10.89 NZ$18.94
-13.87%
Cappuccino
$3.48 NZ$6.05
$3.64 NZ$6.33
-4.40%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.29 NZ$3.98
$2.42 NZ$4.21
-5.37%
Water (0.33 liter bottle)
$2.26 NZ$3.93
$2.17 NZ$3.78
4.15%
Local Beer (0.5 liter draught)
$7.03 NZ$12.23
$7.26 NZ$12.64
-3.17%
Imported Beer (0.33 liter bottle)
$7.06 NZ$12.29
$6.23 NZ$10.84
13.32%
🛒 Groceries & Markets
Auckland
Lower Hutt
Difference
Milk (1 liter)
$1.77 NZ$3.07
$1.90 NZ$3.30
-6.84%
White Bread (500g)
$2.09 NZ$3.64
$2.01 NZ$3.50
3.98%
Rice (white) (1kg)
$2.04 NZ$3.54
$1.96 NZ$3.41
4.08%
Eggs
$6.62 NZ$11.52
$7.03 NZ$12.24
-5.83%
Local Cheese (1kg)
$8.53 NZ$14.84
$8.08 NZ$14.05
5.57%
Chicken Fillets (1kg)
$9.79 NZ$17.03
$9.17 NZ$15.96
6.76%
Beef Round Steak (1kg)
$12.83 NZ$22.32
$12.97 NZ$22.57
-1.08%
Apples (1kg)
$2.89 NZ$5.03
$2.49 NZ$4.33
16.06%
Banana (1kg)
$2.30 NZ$4.00
$2.06 NZ$3.59
11.65%
Oranges (1kg)
$3.34 NZ$5.82
$2.62 NZ$4.56
27.48%
Tomato (1kg)
$4.09 NZ$7.11
$4.86 NZ$8.46
-15.84%
Potato (1kg)
$1.97 NZ$3.43
$2.01 NZ$3.49
-1.99%
Onion (1kg)
$1.72 NZ$2.99
$1.81 NZ$3.14
-4.97%
Lettuce (1 head)
$1.88 NZ$3.27
$2.21 NZ$3.84
-14.93%
Water (1.5 liter bottle)
$1.29 NZ$2.25
$1.30 NZ$2.27
-0.77%
Cigarettes 20 Pack (Marlboro, Camel)
$25.77 NZ$44.84
$21.86 NZ$38.04
17.89%
Wine (Bottle)
$10.60 NZ$18.44
$9.79 NZ$17.04
8.27%
Local Beer (0.5 liter bottle)
$2.96 NZ$5.16
$3.65 NZ$6.36
-18.90%
Imported Beer (0.33 liter bottle)
$3.91 NZ$6.80
$3.13 NZ$5.45
24.92%
🚌 Getting Around
Auckland
Lower Hutt
Difference
One-way Ticket (Public Transport)
$2.70 NZ$4.70
$2.74 NZ$4.77
-1.46%
Public Transport Monthly Pass (Regular Price)
$130 NZ$226
$63.0 NZ$110
105.86%
Taxi Start (Normal Tariff)
$2.07 NZ$3.59
$2.78 NZ$4.84
-25.54%
Taxi (Normal Tariff) (1km)
$1.93 NZ$3.36
$1.80 NZ$3.13
7.22%
Taxi 1hour Waiting (Normal Tariff)
$35.29 NZ$61.4
$60.6 NZ$105
-41.79%
Gasoline (1 liter)
$1.62 NZ$2.81
$1.64 NZ$2.86
-1.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.8K NZ$50.1K
$29.2K NZ$50.7K
-1.18%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.3K NZ$38.8K
$25.0K NZ$43.6K
-11.01%
🧾 Monthly Utilities & Internet
Auckland
Lower Hutt
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$145 NZ$252
$159 NZ$276
-8.91%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.04 NZ$52.3
$37.51 NZ$65.3
-19.91%
Internet (50+ Mbps, Unlimited Data)
$48.55 NZ$84.5
$51.6 NZ$89.7
-5.84%
🎉 Sport & Entertainment
Auckland
Lower Hutt
Difference
Gym Membership (Monthly)
$35.89 NZ$62.5
$41.80 NZ$72.7
-14.14%
Tennis Court (1 Hour on Weekend)
$16.29 NZ$28.34
$12.10 NZ$21.06
34.63%
Cinema Ticket
$15.04 NZ$26.16
$10.75 NZ$18.70
39.91%
🧸 Childcare & Education
Auckland
Lower Hutt
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$912 NZ$1,587
$750 NZ$1,306
21.53%
International Primary School, 1 Child (Yearly)
$13.8K NZ$24.1K
$11.9K NZ$20.7K
16.67%
👕👟 Clothing & Footwear
Auckland
Lower Hutt
Difference
Jeans (Levis 501 Or Similar)
$71.6 NZ$125
$71.9 NZ$125
-0.42%
Summer Dress (H&M, Zara, etc)
$50.2 NZ$87.3
$56.6 NZ$98.5
-11.36%
Sport Shoes (Adidas, Nike)
$96.6 NZ$168
$119 NZ$208
-19.14%
Men's Leather Business Shoes
$123 NZ$215
$143 NZ$248
-13.51%
🏠 Accommodation & Living
Auckland
Lower Hutt
Difference
1-bedroom Apartment, City Center (Monthly)
$1,281 NZ$2,229
$1,358 NZ$2,362
-5.65%
1-bedroom Apartment, Outside City Center (Monthly)
$1,147 NZ$1,995
$1,116 NZ$1,942
2.76%
3-bedroom Apartment, City Center (Monthly)
$2,481 NZ$4,318
$2,364 NZ$4,113
4.97%
3-bedroom Apartment, Outside City Center (Monthly)
$1,829 NZ$3,182
$1,666 NZ$2,898
9.78%
Buy Apartment in City Center (m2)
$7,172 NZ$12.5K
$4,890 NZ$8,508
46.68%
Buy Apartment Outside City Center (m2)
$5,024 NZ$8,741
$3,337 NZ$5,807
50.54%
💵 Salaries & Financials
Auckland
Lower Hutt
Difference
Average Monthly Net Salary (After Tax)
$3,104 NZ$5,400
$3,323 NZ$5,782
-6.60%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.37
6.94
-8.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Auckland: January 11, 2026

Last update for Lower Hutt: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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