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Cost of Living Comparison Between Auckland and Hamilton Cost of Living Comparison Between Auckland and Hamilton

๐Ÿ˜ Solo nomad: Auckland is 10.3% more expensive than Hamilton without rent, and 25.3% more expensive with rent.
๐Ÿ˜ Family of 3: Auckland is 13.4% more expensive than Hamilton without rent, and 13% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Auckland
Hamilton
Difference
Meal at Budget Restaurant
$15.22 NZ$26.48
$14.12 NZ$24.58
7.79%
Three-Course Dinner for Two, Mid-Range
$77.5 NZ$135
$84.6 NZ$147
-8.42%
Fast Food Meal (McDonalds, etc)
$9.38 NZ$16.32
$8.63 NZ$15.02
8.69%
Cappuccino
$3.48 NZ$6.05
$3.55 NZ$6.17
-1.97%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.29 NZ$3.98
$2.46 NZ$4.28
-6.91%
Water (0.33 liter bottle)
$2.26 NZ$3.93
$2.88 NZ$5.02
-21.53%
Local Beer (0.5 liter draught)
$7.03 NZ$12.23
$6.96 NZ$12.11
1.01%
Imported Beer (0.33 liter bottle)
$7.06 NZ$12.29
$6.01 NZ$10.46
17.47%
๐Ÿ›’ Groceries & Markets
Auckland
Hamilton
Difference
Milk (1 liter)
$1.77 NZ$3.07
$1.65 NZ$2.88
7.27%
White Bread (500g)
$2.09 NZ$3.64
$1.27 NZ$2.22
64.57%
Rice (white) (1kg)
$2.04 NZ$3.54
$1.94 NZ$3.37
5.15%
Eggs
$6.62 NZ$11.52
$5.81 NZ$10.12
13.94%
Local Cheese (1kg)
$8.53 NZ$14.84
$5.85 NZ$10.18
45.81%
Chicken Fillets (1kg)
$9.79 NZ$17.03
$8.04 NZ$13.98
21.77%
Beef Round Steak (1kg)
$12.83 NZ$22.32
$10.78 NZ$18.76
19.02%
Apples (1kg)
$2.89 NZ$5.03
$2.77 NZ$4.83
4.33%
Banana (1kg)
$2.30 NZ$4.00
$2.94 NZ$5.12
-21.77%
Oranges (1kg)
$3.34 NZ$5.82
$2.95 NZ$5.13
13.22%
Tomato (1kg)
$4.09 NZ$7.11
$6.58 NZ$11.45
-37.84%
Potato (1kg)
$1.97 NZ$3.43
$2.25 NZ$3.92
-12.44%
Onion (1kg)
$1.72 NZ$2.99
$2.00 NZ$3.48
-14.00%
Lettuce (1 head)
$1.88 NZ$3.27
$2.62 NZ$4.55
-28.24%
Water (1.5 liter bottle)
$1.29 NZ$2.25
$1.07 NZ$1.87
20.56%
Cigarettes 20 Pack (Marlboro, Camel)
$25.77 NZ$44.84
$25.89 NZ$45.04
-0.46%
Wine (Bottle)
$10.60 NZ$18.44
$10.77 NZ$18.75
-1.58%
Local Beer (0.5 liter bottle)
$2.96 NZ$5.16
$3.40 NZ$5.91
-12.94%
Imported Beer (0.33 liter bottle)
$3.91 NZ$6.80
$4.41 NZ$7.67
-11.34%
๐ŸšŒ Getting Around
Auckland
Hamilton
Difference
One-way Ticket (Public Transport)
$2.70 NZ$4.70
$1.64 NZ$2.86
64.63%
Public Transport Monthly Pass (Regular Price)
$130 NZ$226
$47.72 NZ$83.0
171.73%
Taxi Start (Normal Tariff)
$2.07 NZ$3.59
$4.24 NZ$7.38
-51.18%
Taxi (Normal Tariff) (1km)
$1.93 NZ$3.36
$2.01 NZ$3.49
-3.98%
Taxi 1hour Waiting (Normal Tariff)
$35.29 NZ$61.4
$42.13 NZ$73.3
-16.24%
Gasoline (1 liter)
$1.62 NZ$2.81
$1.70 NZ$2.95
-4.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.8K NZ$50.1K
$23.5K NZ$40.8K
22.83%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.3K NZ$38.8K
$22.8K NZ$39.7K
-2.30%
๐Ÿงพ Monthly Utilities & Internet
Auckland
Hamilton
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$145 NZ$252
$90.5 NZ$157
59.88%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.04 NZ$52.3
$39.94 NZ$69.5
-24.79%
Internet (50+ Mbps, Unlimited Data)
$48.55 NZ$84.5
$53.9 NZ$93.8
-9.94%
๐ŸŽ‰ Sport & Entertainment
Auckland
Hamilton
Difference
Gym Membership (Monthly)
$35.89 NZ$62.5
$32.22 NZ$56.1
11.39%
Tennis Court (1 Hour on Weekend)
$16.29 NZ$28.34
$16.88 NZ$29.37
-3.50%
Cinema Ticket
$15.04 NZ$26.16
$13.69 NZ$23.81
9.86%
๐Ÿงธ Childcare & Education
Auckland
Hamilton
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$912 NZ$1,587
$854 NZ$1,486
6.74%
International Primary School, 1 Child (Yearly)
$13.8K NZ$24.1K
$18.4K NZ$32.1K
-24.83%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Auckland
Hamilton
Difference
Jeans (Levis 501 Or Similar)
$71.6 NZ$125
$62.0 NZ$108
15.43%
Summer Dress (H&M, Zara, etc)
$50.2 NZ$87.3
$40.30 NZ$70.1
24.44%
Sport Shoes (Adidas, Nike)
$96.6 NZ$168
$90.7 NZ$158
6.53%
Men's Leather Business Shoes
$123 NZ$215
$118 NZ$205
4.85%
๐Ÿ  Accommodation & Living
Auckland
Hamilton
Difference
1-bedroom Apartment, City Center (Monthly)
$1,281 NZ$2,229
$967 NZ$1,682
32.47%
1-bedroom Apartment, Outside City Center (Monthly)
$1,147 NZ$1,995
$878 NZ$1,527
30.67%
3-bedroom Apartment, City Center (Monthly)
$2,481 NZ$4,318
$1,260 NZ$2,192
96.96%
3-bedroom Apartment, Outside City Center (Monthly)
$1,829 NZ$3,182
$1,617 NZ$2,814
13.07%
Buy Apartment in City Center (m2)
$7,172 NZ$12.5K
$5,511 NZ$9,589
30.14%
Buy Apartment Outside City Center (m2)
$5,024 NZ$8,741
$4,789 NZ$8,334
4.89%
๐Ÿ’ต Salaries & Financials
Auckland
Hamilton
Difference
Average Monthly Net Salary (After Tax)
$3,104 NZ$5,400
$2,669 NZ$4,644
16.29%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.37
6.83
-6.73%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Auckland: January 11, 2026

Last update for Hamilton: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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