Last update: Nov 2026

Cost of Living Comparison Between Arzamas and Chiang Mai

For one person, living is cheaper in Chiang Mai: $935 a month against $1,142 in Arzamas, rent and utilities included – about $2,500 less a year. Other living expenses account for most of the difference.

54

Cost of Living Index in Arzamas
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Arzamas Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Arzamas

🇷🇺 Russia

$1,142

/mo nomad

Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Monthly Cost of Living

How much you'll spend in Arzamas and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Arzamas and in Chiang Mai actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,142 in Arzamas versus $935 in Chiang Mai.

Arzamas $1,142
Chiang Mai $935

Estimated couple costs with rent: $1,785 in Arzamas versus $1,467 in Chiang Mai.

Arzamas $1,785
Chiang Mai $1,467

Monthly costs for a family of three with rent: $2,429 in Arzamas versus $1,999 in Chiang Mai.

Arzamas $2,429
Chiang Mai $1,999

Living in Arzamas is roughly 22% more expensive than in Chiang Mai, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Arzamas 16% lower, Chiang Mai 31% lower.

Meal at Budget Restaurant

$11.70 ₽954

$2.13 ฿71.4

449.30%

Three-Course Dinner for Two, Mid-Range

$39.60 ₽3,230

$18.62 ฿623

112.67%

Fast Food Meal (McDonalds, etc)

$5.97 ₽487

$5.60 ฿187

6.61%

Cappuccino

$2.83 ₽231

$1.66 ฿55.6

70.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.23 ₽100

$0.65 ฿21.63

89.23%

Water (0.33 liter bottle)

$0.67 ₽54.5

$0.30 ฿10.20

123.33%

Local Beer (0.5 liter draught)

$2.00 ₽163

$2.32 ฿77.7

-13.79%

Imported Beer (0.33 liter bottle)

$2.73 ₽222

$3.67 ฿123

-25.61%

Milk (1 liter)

$1.32 ₽108

$2.02 ฿67.4

-34.65%

White Bread (500g)

$0.79 ₽64.2

$1.41 ฿47.08

-43.97%

Rice (white) (1kg)

$1.41 ₽115

$1.39 ฿46.54

1.44%

Eggs

$1.85 ₽151

$2.37 ฿79.2

-21.94%

Local Cheese (1kg)

$12.63 ₽1,030

$16.52 ฿552

-23.55%

Chicken Fillets (1kg)

$5.91 ₽482

$2.67 ฿89.3

121.35%

Beef Round Steak (1kg)

$12.82 ₽1,046

$9.02 ฿302

42.13%

Apples (1kg)

$1.97 ₽161

$2.40 ฿80.2

-17.92%

Banana (1kg)

$1.94 ₽158

$1.04 ฿34.82

86.54%

Oranges (1kg)

$1.92 ₽157

$1.66 ฿55.5

15.66%

Tomato (1kg)

$3.19 ₽260

$1.56 ฿52.1

104.49%

Potato (1kg)

$0.85 ₽68.9

$1.24 ฿41.39

-31.45%

Onion (1kg)

$0.61 ₽49.81

$1.09 ฿36.34

-44.04%

Lettuce (1 head)

$1.22 ₽99.2

$0.76 ฿25.47

60.53%

Water (1.5 liter bottle)

$0.80 ₽65.5

$0.51 ฿17.19

56.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.12 ₽254

$4.12 ฿138

-24.27%

Wine (Bottle)

$9.27 ₽756

$17.93 ฿600

-48.30%

Local Beer (0.5 liter bottle)

$1.17 ₽95.7

$1.62 ฿54.3

-27.78%

Imported Beer (0.33 liter bottle)

$2.10 ₽171

$2.82 ฿94.4

-25.53%

One-way Ticket (Public Transport)

$0.61 ₽49.73

$0.93 ฿31.25

-34.41%

Public Transport Monthly Pass (Regular Price)

$30.35 ₽2,475

$52.9 ฿1,769

-42.62%

Taxi Start (Normal Tariff)

$2.15 ₽175

$1.18 ฿39.35

82.20%

Taxi (Normal Tariff) (1km)

$0.31 ₽25.16

$0.17 ฿5.73

82.35%

Taxi 1hour Waiting (Normal Tariff)

$6.47 ₽528

$1.81 ฿60.6

257.46%

Gasoline (1 liter)

$0.84 ₽68.6

$1.47 ฿49.25

-42.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$59.9K ₽4.9M

$21.0K ฿702.6K

185.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.3K ₽3.0M

$26.5K ฿886.7K

36.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$144 ₽11.8K

$62.6 ฿2,092

130.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.20 ₽506

$11.60 ฿388

-46.55%

Internet (50+ Mbps, Unlimited Data)

$8.40 ₽685

$20.30 ฿679

-58.62%

Gym Membership (Monthly)

$33.86 ₽2,762

$37.88 ฿1,267

-10.61%

Tennis Court (1 Hour on Weekend)

$26.16 ₽2,133

$3.70 ฿124

607.03%

Cinema Ticket

$6.05 ₽494

$6.51 ฿218

-7.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$323 ₽26.3K

$727 ฿24.3K

-55.63%

International Primary School, 1 Child (Yearly)

$6,246 ₽509.5K

$16.6K ฿554.2K

-62.31%

Jeans (Levis 501 Or Similar)

$103 ₽8,414

$53.5 ฿1,790

92.70%

Summer Dress (H&M, Zara, etc)

$48.23 ₽3,933

$24.80 ฿829

94.48%

Sport Shoes (Adidas, Nike)

$145 ₽11.9K

$90.4 ฿3,023

60.94%

Men's Leather Business Shoes

$113 ₽9,205

$72.0 ฿2,407

56.83%

1-bedroom Apartment, City Center (Monthly)

$308 ₽25.1K

$481 ฿16.1K

-35.96%

1-bedroom Apartment, Outside City Center (Monthly)

$316 ₽25.7K

$310 ฿10.4K

1.86%

3-bedroom Apartment, City Center (Monthly)

$498 ₽40.6K

$1,058 ฿35.4K

-52.93%

3-bedroom Apartment, Outside City Center (Monthly)

$579 ₽47.2K

$659 ฿22.0K

-12.09%

Buy Apartment in City Center (m2)

$2,607 ₽212.6K

$2,418 ฿80.8K

7.82%

Buy Apartment Outside City Center (m2)

$1,510 ₽123.1K

$1,609 ฿53.8K

-6.15%

Average Monthly Net Salary (After Tax)

$595 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

21.33

5.57

282.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Arzamas: November 1, 2026

Last update for Chiang Mai: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Arzamas

$316 27.6%

Chiang Mai

$310 33.1% 1.8% $5.8

Groceries & Markets

Arzamas

$232 20.3%

Chiang Mai

$237 25.3% 2% $4.6

Clothing & Footwear

Arzamas

$184 16.2%

Chiang Mai

$108 11.6% 41.3% $76

Eating Out

Arzamas

$169 14.8%

Chiang Mai

$77 8.2% 54.6% $92

Monthly Utilities & Internet

Arzamas

$159 13.9%

Chiang Mai

$94 10.1% 40.5% $64

Sport & Entertainment

Arzamas

$46 4%

Chiang Mai

$51 5.4% 10.7% $4.9

Getting Around

Arzamas

$36 3.2%

Chiang Mai

$59 6.3% 60.8% $22

Cost Breakdown

A one-bedroom apartment in the center runs $308 in Arzamas and $481 in Chiang Mai. Housing cost is often the main lever when comparing two cities.

Dining out: $40 in Arzamas vs $19 in Chiang Mai. Groceries flip the comparison at $232 vs $237, with Arzamas cheaper for home cooking.

Good to know

🇷🇺 Arzamas

🇹🇭 Chiang Mai

🕒 Local time

15:33 3:33 PM

19:33 7:33 PM

4 h ahead of Arzamas

🌤 Weather

👥 Population

103,396

127,240

💱 Currency

Russian Ruble RUB ₽

Thai Baht THB ฿

📈 Exchange rate

100 RUB = 1.23 USD

100 RUB = 1.09 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to RUB – Russian Ruble Converter

🇺🇸 United States Dollar ($)

🇷🇺 Russian Ruble (₽)

Russian Ruble exchange rates as of November 6, 2026: 1 USD = 81.56 RUB (100 RUB = 1.23 USD). 1 EUR = 91.6 RUB (100 RUB = 1.09 EUR).

Thai Baht exchange rates as of November 6, 2026: 1 USD = 33.44 THB (100 THB = 2.99 USD). 1 EUR = 37.56 THB (100 THB = 2.66 EUR).

USD to RUB in detail →

On the map

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Between locations

Arzamas Chiang Mai 6,130 km ≈ 8 h nonstop flight

From you

Arzamas
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Arzamas vs Chiang Mai: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,142 in Arzamas and $935 in Chiang Mai, so Chiang Mai is about 18% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,713 in Arzamas and $1,403 in Chiang Mai to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $308 in Arzamas versus $481 in Chiang Mai. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Arzamas runs roughly 43% less than in Chiang Mai. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $1,142 per month in Arzamas versus $935 in Chiang Mai – Chiang Mai is about 18% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $800. Chiang Mai is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.