Last update: Oct 2026

Cost of Living Comparison Between Aruba and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $2,376 in Aruba, rent and utilities included – about $12,300 less a year. Rent and utilities account for most of the difference.

141

Cost of Living Index in Aruba
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Aruba Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

Jump to prices

Aruba

🇦🇼 Aruba

$2,376

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Monthly Cost of Living

How much you'll spend in Aruba and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Aruba and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,376 in Aruba versus $1,348 in Ubud, Bali.

Aruba $2,376
Ubud, Bali $1,348

Estimated couple costs with rent: $4,248 in Aruba versus $2,312 in Ubud, Bali.

Aruba $4,248
Ubud, Bali $2,312

Monthly costs for a family of three with rent: $6,119 in Aruba versus $3,276 in Ubud, Bali.

Aruba $6,119
Ubud, Bali $3,276

Living in Aruba is roughly 76% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Aruba 77% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$14.50 AWG 25.95

$3.33 Rp 59.6K

335.44%

Three-Course Dinner for Two, Mid-Range

$90.9 AWG 163

$35.42 Rp 633.1K

156.66%

Fast Food Meal (McDonalds, etc)

$10.62 AWG 19.01

$5.76 Rp 102.9K

84.37%

Cappuccino

$5.19 AWG 9.29

$2.63 Rp 47.0K

97.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.35 AWG 4.21

$1.74 Rp 31.0K

35.06%

Water (0.33 liter bottle)

$2.30 AWG 4.11

$0.77 Rp 13.8K

198.70%

Local Beer (0.5 liter draught)

$5.24 AWG 9.38

$2.71 Rp 48.4K

93.36%

Imported Beer (0.33 liter bottle)

$6.84 AWG 12.25

$4.52 Rp 80.8K

51.33%

Milk (1 liter)

$1.67 AWG 2.98

$1.53 Rp 27.4K

9.15%

White Bread (500g)

$2.88 AWG 5.15

$2.20 Rp 39.2K

30.91%

Rice (white) (1kg)

$3.04 AWG 5.44

$1.22 Rp 21.8K

149.18%

Eggs

$3.80 AWG 6.81

$2.14 Rp 38.2K

77.57%

Local Cheese (1kg)

$13.97 AWG 25.00

$17.73 Rp 316.9K

-21.21%

Chicken Fillets (1kg)

$4.22 AWG 7.55

$3.86 Rp 68.9K

9.33%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

Apples (1kg)

$3.61 Rp 64.5K

Banana (1kg)

$1.96 AWG 3.51

$1.51 Rp 27.1K

29.80%

Oranges (1kg)

$2.32 Rp 41.4K

Tomato (1kg)

$2.00 Rp 35.8K

Potato (1kg)

$1.81 Rp 32.4K

Onion (1kg)

$2.39 Rp 42.7K

Lettuce (1 head)

$0.99 Rp 17.8K

Water (1.5 liter bottle)

$0.52 Rp 9,373

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

Wine (Bottle)

$22.98 Rp 410.7K

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

One-way Ticket (Public Transport)

$2.49 AWG 4.45

$0.24 Rp 4,255

937.50%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

Gasoline (1 liter)

$2.38 AWG 4.26

$0.84 Rp 15.1K

183.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$233 AWG 418

$80.8 Rp 1.4M

188.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$133 AWG 239

$6.58 Rp 117.6K

1928.42%

Internet (50+ Mbps, Unlimited Data)

$86.6 AWG 155

$18.24 Rp 326.1K

375.00%

Gym Membership (Monthly)

$55.1 Rp 985.4K

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

Cinema Ticket

$4.24 Rp 75.9K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 AWG 541

$486 Rp 8.7M

-37.79%

International Primary School, 1 Child (Yearly)

$17.9K AWG 32.0K

$5,676 Rp 101.5M

214.99%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

Summer Dress (H&M, Zara, etc)

$64.9 AWG 116

$34.57 Rp 617.9K

87.68%

Sport Shoes (Adidas, Nike)

$118 AWG 212

$79.2 Rp 1.4M

49.29%

Men's Leather Business Shoes

$77.6 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$652 AWG 1,167

$1,127 Rp 20.1M

-42.16%

1-bedroom Apartment, Outside City Center (Monthly)

$1,419 AWG 2,540

$674 Rp 12.1M

110.49%

3-bedroom Apartment, City Center (Monthly)

$3,256 AWG 5,828

$3,618 Rp 64.7M

-10.01%

3-bedroom Apartment, Outside City Center (Monthly)

$4,034 AWG 7,222

$1,735 Rp 31.0M

132.59%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

Average Monthly Net Salary (After Tax)

$1,886 AWG 3,377

$166 Rp 3.0M

1038.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Aruba: October 5, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Aruba

$1.4K 59.6%

Ubud, Bali

$674 49.6% 52.5% $745

Monthly Utilities & Internet

Aruba

$453 19%

Ubud, Bali

$106 7.8% 76.7% $348

Eating Out

Aruba

$269 11.3%

Ubud, Bali

$108 8% 59.8% $161

Groceries & Markets

Aruba

$148 * 6.2%

Ubud, Bali

$290 21.4% 96.6% $143

Clothing & Footwear

Aruba

$82 * 3.5%

Ubud, Bali

$106 7.8% 29.2% $24

Getting Around

Aruba

$10 * 0.4%

Ubud, Bali

$11 0.8% 5.5% $0.6

Sport & Entertainment

Aruba

- * 0%

Ubud, Bali

$64 4.7%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $652 in Aruba and $1,127 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Aruba pays 1039% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $91.0 in Aruba vs $35.00 in Ubud, Bali. Groceries flip the comparison at $148 vs $290, with Aruba cheaper for home cooking.

Good to know

🇦🇼 Aruba

🇮🇩 Ubud, Bali

🕒 Local time

02:45 2:45 AM

14:45 2:45 PM

12 h ahead of Aruba

🌤 Weather

👥 Population

15,236

74,800

💱 Currency

Aruban Florin AWG ƒ

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AWG = 0.559 USD

1 AWG = 0.498 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to AWG – Aruban Florin Converter

🇺🇸 United States Dollar ($)

🇦🇼 Aruban Florin (ƒ)

Aruban Florin exchange rates as of October 10, 2026: 1 USD = 1.79 AWG (1 AWG = 0.559 USD). 1 EUR = 2.01 AWG (1 AWG = 0.498 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

USD to AWG in detail →

On the map

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Highest

Between locations

Aruba Ubud, Bali 19,290 km ≈ 25 h nonstop flight

From you

Aruba
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Aruba vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Aruba and Ubud, Bali differ by about 76% in total monthly costs ($2,376 vs $1,348 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 1039% higher in Aruba, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $652 in Aruba versus $1,127 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Aruba pay roughly 97% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $2,376 per month in Aruba versus $1,348 in Ubud, Bali – a 76% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,348 in Ubud, Bali versus $2,376 in Aruba, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Aruba. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Aruba and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 76% less than in Aruba. Beyond cost, consider language, visa policies, and how big the international community is in each city.