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Cost of Living Comparison Between Armidale and Ubud, Bali Cost of Living Comparison Between Armidale and Ubud, Bali

😐 Solo nomad: Armidale is 98.4% more expensive than Ubud, Bali without rent, and 111.9% more expensive with rent.
😐 Family of 3: Armidale is 54.1% more expensive than Ubud, Bali without rent, and 114.1% more expensive with rent.
Currency
🍽 Eating Out
Armidale
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.94 A$24.36
$2.85 Rp 47.5K
459.30%
Three-Course Dinner for Two, Mid-Range
$77 A$118
$12.26 Rp 204.3K
527.65%
Fast Food Meal (McDonalds, etc)
$9.9 A$15.13
$3.28 Rp 54.6K
201.83%
Cappuccino
$3.51 A$5.36
$2.3 Rp 38.3K
52.61%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.52 A$3.85
$1.11 Rp 18.5K
127.03%
Water (0.33 liter bottle)
$2.2 A$3.36
$0.26 Rp 4,324
746.15%
Local Beer (0.5 liter draught)
$6.65 A$10.16
$2.4 Rp 40K
177.08%
Imported Beer (0.33 liter bottle)
$7.32 A$11.18
$3.15 Rp 52.5K
132.38%
🛒 Groceries & Markets
Armidale
Ubud, Bali
Difference
Milk (1 liter)
$1.14 A$1.74
$1.49 Rp 24.9K
-23.49%
White Bread (500g)
$1.15 A$1.76
$1.65 Rp 27.5K
-30.30%
Rice (white) (1kg)
$1.46 A$2.24
$1.13 Rp 18.9K
29.20%
Eggs
$3.86 A$5.9
$2.33 Rp 38.9K
65.67%
Local Cheese (1kg)
$8.41 A$12.84
$13.7 Rp 228.3K
-38.61%
Chicken Fillets (1kg)
$8.57 A$13.09
$3.97 Rp 66.2K
115.87%
Beef Round Steak (1kg)
$13.64 A$20.84
$11.22 Rp 187K
21.57%
Apples (1kg)
$2.54 A$3.88
$3.48 Rp 57.9K
-27.01%
Banana (1kg)
$2.83 A$4.33
$1.5 Rp 25K
88.67%
Oranges (1kg)
$2.41 A$3.69
$2.68 Rp 44.6K
-10.07%
Tomato (1kg)
$2.76 A$4.22
$1.35 Rp 22.5K
104.44%
Potato (1kg)
$1.63 A$2.49
$1.57 Rp 26.2K
3.82%
Onion (1kg)
$2.1 A$3.21
$2.1 Rp 34.9K
-
Lettuce (1 head)
$2.19 A$3.34
$1.03 Rp 17.1K
112.62%
Water (1.5 liter bottle)
$1.52 A$2.32
$0.57 Rp 9,488
166.67%
Cigarettes 20 Pack (Marlboro, Camel)
$31.27 A$47.78
$2.31 Rp 38.5K
1253.68%
Wine (Bottle)
$10.88 A$16.62
$15.21 Rp 253.5K
-28.47%
Local Beer (0.5 liter bottle)
$4.45 A$6.8
$2.49 Rp 41.5K
78.71%
Imported Beer (0.33 liter bottle)
$5.25 A$8.02
$2.66 Rp 44.3K
97.37%
🚌 Getting Around
Armidale
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.67 A$4.08
$0.29 Rp 4,911
820.69%
Public Transport Monthly Pass (Regular Price)
$66.3 A$101
$10.03 Rp 167.1K
561.22%
Taxi Start (Normal Tariff)
$3.54 A$5.41
$0.45 Rp 7,480
686.67%
Taxi (Normal Tariff) (1km)
$1.6 A$2.45
$0.34 Rp 5,748
370.59%
Taxi 1hour Waiting (Normal Tariff)
$34.18 A$52.2
$5.97 Rp 99.4K
472.53%
Gasoline (1 liter)
$1.14 A$1.75
$0.75 Rp 12.4K
52.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.8K A$44K
$25.8K Rp 430.2M
11.61%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.2K A$33.8K
$31.7K Rp 528.9M
-30.21%
🧾 Monthly Utilities & Internet
Armidale
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$103 A$158
$64.6 Rp 1.1M
59.75%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.01 A$41.28
$4.14 Rp 69K
552.42%
Internet (50+ Mbps, Unlimited Data)
$52.2 A$79.8
$23.99 Rp 399.7K
117.76%
🎉 Sport & Entertainment
Armidale
Ubud, Bali
Difference
Gym Membership (Monthly)
$38.86 A$59.4
$23.29 Rp 388.1K
66.85%
Tennis Court (1 Hour on Weekend)
$16.01 A$24.47
$6.19 Rp 103.1K
158.64%
Cinema Ticket
$12.91 A$19.73
$3.45 Rp 57.5K
274.20%
🧸 Childcare & Education
Armidale
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,618 A$2,472
$91.9 Rp 1.5M
1660.15%
International Primary School, 1 Child (Yearly)
$12K A$18.3K
$5,912 Rp 98.5M
102.85%
👕👟 Clothing & Footwear
Armidale
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$67.1 A$103
$51.5 Rp 857.6K
30.33%
Summer Dress (H&M, Zara, etc)
$49.96 A$76.4
$24.45 Rp 407.3K
104.34%
Sport Shoes (Adidas, Nike)
$99.4 A$152
$84.4 Rp 1.4M
17.88%
Men's Leather Business Shoes
$109 A$166
$74.3 Rp 1.2M
46.17%
🏠 Accommodation & Living
Armidale
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,244 A$1,901
$261 Rp 4.4M
376.06%
1-bedroom Apartment, Outside City Center (Monthly)
$519 A$794
$160 Rp 2.7M
225.60%
3-bedroom Apartment, City Center (Monthly)
$2,010 A$3,071
$585 Rp 9.7M
243.54%
3-bedroom Apartment, Outside City Center (Monthly)
$847 A$1,295
$328 Rp 5.5M
158.10%
Buy Apartment in City Center (m2)
$5,340 A$8,160
$985 Rp 16.4M
442.04%
Buy Apartment Outside City Center (m2)
$4,647 A$7,101
$847 Rp 14.1M
448.72%
💵 Salaries & Financials
Armidale
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,669 A$4,079
$178 Rp 3M
1399.99%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.34
13.28
-52.26%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Armidale: December 1, 2025

Last update for Ubud, Bali: December 2, 2025

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