Last update: Oct 2026

Cost of Living Comparison Between Armidale and Lisbon

For one person, living is cheaper in Armidale: $1,721 a month against $2,202 in Lisbon, rent and utilities included – about $5,800 less a year. Higher rent and utilities in Lisbon outweigh lower spending on other living expenses.

83

Cost of Living Index in Armidale
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Armidale Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Armidale

🇦🇺 Australia

$1,721

/mo nomad

Lisbon

🇵🇹 Portugal

$2,202

/mo nomad

Monthly Cost of Living

How much you'll spend in Armidale and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Armidale and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,721 in Armidale versus $2,202 in Lisbon.

Armidale $1,721
Lisbon $2,202

Estimated couple costs with rent: $2,650 in Armidale versus $3,274 in Lisbon.

Armidale $2,650
Lisbon $3,274

Monthly costs for a family of three with rent: $3,579 in Armidale versus $4,346 in Lisbon.

Armidale $3,579
Lisbon $4,346

Living in Armidale costs roughly 22% less than in Lisbon, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Armidale 27% above, Lisbon 62% above.

Meal at Budget Restaurant

$17.26 A$24.84

$17.04 €15.15

1.29%

Three-Course Dinner for Two, Mid-Range

$84.1 A$121

$62.3 €55.4

34.97%

Fast Food Meal (McDonalds, etc)

$10.35 A$14.90

$11.02 €9.80

-6.08%

Cappuccino

$3.88 A$5.58

$3.12 €2.78

24.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.83 A$4.07

$2.27 €2.02

24.67%

Water (0.33 liter bottle)

$2.26 A$3.25

$1.74 €1.55

29.89%

Local Beer (0.5 liter draught)

$7.73 A$11.12

$3.42 €3.04

126.02%

Imported Beer (0.33 liter bottle)

$7.62 A$10.97

$3.74 €3.33

103.74%

Milk (1 liter)

$1.28 A$1.84

$1.17 €1.04

9.40%

White Bread (500g)

$1.25 A$1.80

$1.86 €1.66

-32.80%

Rice (white) (1kg)

$1.55 A$2.23

$1.54 €1.37

0.65%

Eggs

$4.07 A$5.86

$4.06 €3.61

0.25%

Local Cheese (1kg)

$9.35 A$13.45

$12.91 €11.49

-27.58%

Chicken Fillets (1kg)

$9.04 A$13.01

$7.90 €7.03

14.43%

Beef Round Steak (1kg)

$14.47 A$20.83

$17.64 €15.69

-17.97%

Apples (1kg)

$2.81 A$4.05

$2.26 €2.01

24.34%

Banana (1kg)

$2.88 A$4.14

$1.75 €1.55

64.57%

Oranges (1kg)

$2.54 A$3.66

$1.89 €1.68

34.39%

Tomato (1kg)

$3.07 A$4.41

$2.56 €2.27

19.92%

Potato (1kg)

$1.71 A$2.46

$1.85 €1.64

-7.57%

Onion (1kg)

$2.42 A$3.48

$1.97 €1.75

22.84%

Lettuce (1 head)

$2.40 A$3.46

$1.45 €1.29

65.52%

Water (1.5 liter bottle)

$1.56 A$2.24

$0.77 €0.69

102.60%

Cigarettes 20 Pack (Marlboro, Camel)

$41.12 A$59.2

$6.71 €5.97

512.82%

Wine (Bottle)

$13.70 A$19.72

$5.67 €5.04

141.62%

Local Beer (0.5 liter bottle)

$4.64 A$6.68

$1.37 €1.22

238.69%

Imported Beer (0.33 liter bottle)

$5.30 A$7.63

$2.11 €1.88

151.18%

One-way Ticket (Public Transport)

$2.94 A$4.23

$2.32 €2.07

26.72%

Public Transport Monthly Pass (Regular Price)

$80.3 A$116

$44.43 €39.52

80.76%

Taxi Start (Normal Tariff)

$3.41 A$4.91

$3.95 €3.51

-13.67%

Taxi (Normal Tariff) (1km)

$1.57 A$2.26

$1.05 €0.93

49.52%

Taxi 1hour Waiting (Normal Tariff)

$39.83 A$57.3

$17.15 €15.26

132.24%

Gasoline (1 liter)

$1.31 A$1.89

$2.19 €1.95

-40.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.4K A$38.0K

$33.8K €30.0K

-21.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.7K A$42.8K

$38.3K €34.0K

-22.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 A$163

$164 €146

-30.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.88 A$40.12

$18.48 €16.43

50.87%

Internet (50+ Mbps, Unlimited Data)

$56.6 A$81.4

$32.96 €29.32

71.69%

Gym Membership (Monthly)

$41.99 A$60.4

$45.87 €40.80

-8.46%

Tennis Court (1 Hour on Weekend)

$17.51 A$25.20

$18.68 €16.61

-6.26%

Cinema Ticket

$14.79 A$21.29

$9.75 €8.67

51.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,142 A$3,082

$684 €608

213.12%

International Primary School, 1 Child (Yearly)

$20.5K A$29.5K

$17.6K €15.7K

16.49%

Jeans (Levis 501 Or Similar)

$76.4 A$110

$104 €92.3

-26.34%

Summer Dress (H&M, Zara, etc)

$53.2 A$76.5

$46.20 €41.09

15.06%

Sport Shoes (Adidas, Nike)

$105 A$151

$99.7 €88.7

5.24%

Men's Leather Business Shoes

$122 A$176

$125 €111

-1.97%

1-bedroom Apartment, City Center (Monthly)

$1,366 A$1,966

$1,589 €1,414

-14.06%

1-bedroom Apartment, Outside City Center (Monthly)

$577 A$830

$1,169 €1,040

-50.68%

3-bedroom Apartment, City Center (Monthly)

$2,164 A$3,114

$2,851 €2,536

-24.09%

3-bedroom Apartment, Outside City Center (Monthly)

$900 A$1,295

$1,993 €1,773

-54.83%

Buy Apartment in City Center (m2)

$5,815 A$8,367

$7,793 €6,932

-25.38%

Buy Apartment Outside City Center (m2)

$4,850 A$6,979

$4,418 €3,930

9.77%

Average Monthly Net Salary (After Tax)

$2,800 A$4,030

$1,600 €1,423

75.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

3.85

51.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Armidale: October 19, 2026

Last update for Lisbon: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Armidale

$577 33.5%

Lisbon

$1.2K 53.1% 103% $592

Groceries & Markets

Armidale

$321 18.6%

Lisbon

$273 12.4% 14.9% $48

Eating Out

Armidale

$290 16.9%

Lisbon

$247 11.2% 14.7% $43

Monthly Utilities & Internet

Armidale

$198 11.5%

Lisbon

$215 9.8% 8.7% $17

Clothing & Footwear

Armidale

$161 9.3%

Lisbon

$168 7.7% 4.9% $7.9

Getting Around

Armidale

$103 6%

Lisbon

$63 2.9% 39.1% $40

Sport & Entertainment

Armidale

$72 4.2%

Lisbon

$65 3% 8.7% $6.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,366 in Armidale and $1,589 in Lisbon. Housing cost is often the main lever when comparing two cities.

Armidale pays 75% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $84.0 in Armidale vs $62.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $321 vs $273 per month, with Lisbon cheaper across the board.

Good to know

🇦🇺 Armidale

🇵🇹 Lisbon

🕒 Local time

22:36 10:36 PM

12:36 12:36 PM

10 h behind Armidale

🌤 Weather

👥 Population

21,312

545,923 Capital

💱 Currency

Australian Dollar AUD $

Euro EUR €

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 20, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to AUD in detail →

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Armidale Lisbon 18,040 km ≈ 23 h nonstop flight

From you

Armidale
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Armidale vs Lisbon: Cost of Living - Frequently Asked Questions

Armidale is cheaper overall, especially in clothing. The 28% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 75% higher in Armidale, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,366 in Armidale versus $1,589 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,721 per month in Armidale versus $2,202 in Lisbon – a 28% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Armidale runs roughly 81% less than in Lisbon. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,721 in Armidale versus $2,202 in Lisbon, a $2,500 budget is realistic in Armidale but tight or insufficient in Lisbon. The gap between the two cities makes Armidale the clear choice for anyone on this budget.

For families, Armidale is more practical. Housing and childcare are both notably cheaper than in Lisbon, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Armidale and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Armidale gentler on the wallet – expenses run 28% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.