Last update: Oct 2026

Cost of Living Comparison Between Armagh and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,389 in Armagh, rent and utilities included – about $12,400 less a year. Rent and utilities account for most of the difference.

115

Cost of Living Index in Armagh
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Armagh Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Armagh

🇬🇧 United Kingdom

$2,389

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Armagh and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Armagh and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,389 per month in Armagh vs $1,353 in Ubud, Bali, rent included.

Armagh $2,389
Ubud, Bali $1,353

A couple spends around $3,469 per month in Armagh vs $2,297 in Ubud, Bali, rent included.

Armagh $3,469
Ubud, Bali $2,297

A family of three spends $4,548 per month in Armagh vs $3,241 in Ubud, Bali, rent included.

Armagh $4,548
Ubud, Bali $3,241

Armagh costs about 77% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Armagh and Ubud, Bali sit above the global median – Armagh by 76%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$21.17 £15.88

$3.23 Rp 58.1K

555.42%

Three-Course Dinner for Two, Mid-Range

$73.8 £55.4

$34.88 Rp 627.8K

111.70%

Fast Food Meal (McDonalds, etc)

$10.63 £7.97

$5.70 Rp 102.5K

86.49%

Cappuccino

$4.59 £3.44

$2.62 Rp 47.1K

75.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 £1.62

$1.72 Rp 31.0K

25.58%

Water (0.33 liter bottle)

$1.79 £1.34

$0.81 Rp 14.6K

120.99%

Local Beer (0.5 liter draught)

$5.42 £4.06

$2.65 Rp 47.7K

104.53%

Imported Beer (0.33 liter bottle)

$6.62 £4.97

$4.37 Rp 78.6K

51.49%

Milk (1 liter)

$1.58 £1.19

$1.57 Rp 28.3K

0.64%

White Bread (500g)

$1.63 £1.22

$2.19 Rp 39.5K

-25.57%

Rice (white) (1kg)

$1.95 £1.47

$1.18 Rp 21.2K

65.25%

Eggs

$3.97 £2.98

$2.16 Rp 38.8K

83.80%

Local Cheese (1kg)

$8.81 £6.61

$17.65 Rp 317.7K

-50.08%

Chicken Fillets (1kg)

$9.02 £6.77

$3.78 Rp 68.0K

138.62%

Beef Round Steak (1kg)

$16.97 £12.73

$11.95 Rp 215.1K

42.01%

Apples (1kg)

$3.23 £2.42

$3.60 Rp 64.8K

-10.28%

Banana (1kg)

$1.54 £1.16

$1.59 Rp 28.6K

-3.14%

Oranges (1kg)

$2.91 £2.19

$2.31 Rp 41.6K

25.97%

Tomato (1kg)

$3.20 £2.40

$1.91 Rp 34.3K

67.54%

Potato (1kg)

$1.91 £1.44

$1.78 Rp 32.1K

7.30%

Onion (1kg)

$1.55 £1.16

$2.33 Rp 41.9K

-33.48%

Lettuce (1 head)

$1.19 £0.89

$1.00 Rp 18.0K

19.00%

Water (1.5 liter bottle)

$1.55 £1.16

$0.53 Rp 9,509

192.45%

Cigarettes 20 Pack (Marlboro, Camel)

$23.31 £17.49

$2.29 Rp 41.1K

917.90%

Wine (Bottle)

$10.95 £8.21

$22.07 Rp 397.3K

-50.39%

Local Beer (0.5 liter bottle)

$3.34 £2.50

$2.35 Rp 42.2K

42.13%

Imported Beer (0.33 liter bottle)

$3.43 £2.57

$2.98 Rp 53.6K

15.10%

One-way Ticket (Public Transport)

$3.36 £2.52

$0.23 Rp 4,112

1360.87%

Public Transport Monthly Pass (Regular Price)

$94.8 £71.1

$8.90 Rp 160.2K

964.83%

Taxi Start (Normal Tariff)

$5.66 £4.24

$0.47 Rp 8,466

1104.26%

Taxi (Normal Tariff) (1km)

$1.19 £0.90

$0.43 Rp 7,737

176.74%

Taxi 1hour Waiting (Normal Tariff)

$58.3 £43.75

$5.47 Rp 98.4K

966.00%

Gasoline (1 liter)

$2.01 £1.51

$0.83 Rp 14.9K

142.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.4K £28.8K

$23.9K Rp 429.8M

60.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.0K £30.8K

$32.8K Rp 590.1M

25.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$312 £234

$80.0 Rp 1.4M

290.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.42 £15.32

$6.56 Rp 118.1K

211.28%

Internet (50+ Mbps, Unlimited Data)

$42.87 £32.16

$18.60 Rp 334.8K

130.48%

Gym Membership (Monthly)

$45.48 £34.12

$54.1 Rp 974.1K

-15.96%

Tennis Court (1 Hour on Weekend)

$10.76 £8.07

$18.28 Rp 329.0K

-41.14%

Cinema Ticket

$15.62 £11.72

$4.25 Rp 76.5K

267.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$931 £698

$493 Rp 8.9M

88.95%

International Primary School, 1 Child (Yearly)

$21.4K £16.1K

$5,597 Rp 100.7M

282.68%

Jeans (Levis 501 Or Similar)

$135 £101

$45.58 Rp 820.4K

195.66%

Summer Dress (H&M, Zara, etc)

$42.56 £31.93

$34.96 Rp 629.4K

21.74%

Sport Shoes (Adidas, Nike)

$107 £80.0

$77.7 Rp 1.4M

37.25%

Men's Leather Business Shoes

$91.0 £68.2

$78.5 Rp 1.4M

15.83%

1-bedroom Apartment, City Center (Monthly)

$1,207 £906

$1,131 Rp 20.4M

6.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,027 £771

$673 Rp 12.1M

52.64%

3-bedroom Apartment, City Center (Monthly)

$2,123 £1,593

$3,613 Rp 65.0M

-41.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,650 £1,238

$1,702 Rp 30.6M

-3.03%

Buy Apartment in City Center (m2)

$5,073 £3,806

$2,717 Rp 48.9M

86.69%

Buy Apartment Outside City Center (m2)

$3,788 £2,842

$2,241 Rp 40.3M

69.03%

Average Monthly Net Salary (After Tax)

$2,729 £2,048

$166 Rp 3.0M

1540.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.79

13.78

-65.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Armagh: October 20, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Armagh

$1K 43%

Ubud, Bali

$673 49.7% 34.5% $354

Monthly Utilities & Internet

Armagh

$375 15.7%

Ubud, Bali

$105 7.8% 72% $270

Eating Out

Armagh

$312 13.1%

Ubud, Bali

$106 7.9% 65.9% $206

Groceries & Markets

Armagh

$309 12.9%

Ubud, Bali

$287 21.2% 7% $22

Clothing & Footwear

Armagh

$169 7.1%

Ubud, Bali

$107 7.9% 36.8% $62

Getting Around

Armagh

$120 5%

Ubud, Bali

$12 0.9% 89.6% $107

Sport & Entertainment

Armagh

$77 3.2%

Ubud, Bali

$63 4.6% 18.4% $14

Cost Breakdown

A central one-bedroom costs $1,207 in Armagh versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1540% higher in Armagh, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $74.0 in Armagh versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $309 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇬🇧 Armagh

🇮🇩 Ubud, Bali

🕒 Local time

23:38 11:38 PM

06:38 6:38 AM

7 h ahead of Armagh

🌤 Weather

👥 Population

14,801

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 21, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Armagh Ubud, Bali 12,810 km ≈ 17 h nonstop flight

From you

Armagh
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Armagh vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Armagh is pricier by about 77%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,584 per month in Armagh and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 965% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $931 per month in Armagh and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Armagh at $2,389. In Ubud, Bali it covers expenses comfortably, while in Armagh it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Armagh makes more sense. Both are solid long-term options with distinct trade-offs.