Last update: Oct 2026

Cost of Living Comparison Between Arlington, KY and Montreal

For one person, living is cheaper in Montreal: $2,059 a month against $2,653 in Arlington, KY, rent and utilities included – about $7,100 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Arlington, KY
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Arlington, KY Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Arlington, KY

🇺🇸 United States

$2,653

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Arlington, KY and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Arlington, KY and in Montreal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,653 in Arlington, KY versus $2,059 in Montreal.

Arlington, KY $2,653
Montreal $2,059

Estimated couple costs with rent: $3,917 in Arlington, KY versus $3,123 in Montreal.

Arlington, KY $3,917
Montreal $3,123

Monthly costs for a family of three with rent: $5,180 in Arlington, KY versus $4,187 in Montreal.

Arlington, KY $5,180
Montreal $4,187

Living in Arlington, KY is roughly 29% more expensive than in Montreal, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Arlington, KY 96% above, Montreal 52% above.

Meal at Budget Restaurant

$18.42 $18.42

$18.84 CA$26.63

-2.23%

Three-Course Dinner for Two, Mid-Range

$84.1 $84.1

$73.2 CA$104

14.86%

Fast Food Meal (McDonalds, etc)

$11.88 $11.88

$10.54 CA$14.90

12.71%

Cappuccino

$6.64 $6.64

$3.97 CA$5.61

67.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.83 $2.83

$1.94 CA$2.74

45.88%

Water (0.33 liter bottle)

$2.39 $2.39

$1.57 CA$2.22

52.23%

Local Beer (0.5 liter draught)

$6.89 $6.89

$6.42 CA$9.08

7.32%

Imported Beer (0.33 liter bottle)

$8.11 $8.11

$7.20 CA$10.19

12.64%

Milk (1 liter)

$0.77 $0.77

$2.32 CA$3.28

-66.81%

White Bread (500g)

$3.96 $3.96

$3.19 CA$4.51

24.14%

Rice (white) (1kg)

$4.05 $4.05

$3.19 CA$4.50

26.96%

Eggs

$4.29 $4.29

$3.68 CA$5.20

16.58%

Local Cheese (1kg)

$12.87 $12.87

$13.24 CA$18.72

-2.79%

Chicken Fillets (1kg)

$14.53 $14.53

$11.69 CA$16.53

24.29%

Beef Round Steak (1kg)

$18.27 $18.27

$13.98 CA$19.76

30.69%

Apples (1kg)

$5.82 $5.82

$3.14 CA$4.44

85.35%

Banana (1kg)

$1.53 $1.53

$1.45 CA$2.05

5.52%

Oranges (1kg)

$4.21 $4.21

$3.38 CA$4.78

24.56%

Tomato (1kg)

$4.87 $4.87

$3.11 CA$4.40

56.59%

Potato (1kg)

$1.99 $1.99

$1.93 CA$2.72

3.11%

Onion (1kg)

$2.24 $2.24

$1.83 CA$2.58

22.40%

Lettuce (1 head)

$2.38 $2.38

$2.36 CA$3.34

0.85%

Water (1.5 liter bottle)

$1.49 $1.49

$1.50 CA$2.12

-0.67%

Cigarettes 20 Pack (Marlboro, Camel)

$9.37 $9.37

$11.12 CA$15.73

-15.74%

Wine (Bottle)

$15.88 $15.88

$10.60 CA$14.98

49.81%

Local Beer (0.5 liter bottle)

$2.42 $2.42

$2.22 CA$3.14

9.01%

Imported Beer (0.33 liter bottle)

$4.67 $4.67

$2.84 CA$4.01

64.44%

One-way Ticket (Public Transport)

$1.99 $1.99

$2.62 CA$3.71

-24.05%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

Taxi Start (Normal Tariff)

$4.89 $4.89

$3.23 CA$4.56

51.39%

Taxi (Normal Tariff) (1km)

$1.51 $1.51

$1.48 CA$2.10

2.03%

Taxi 1hour Waiting (Normal Tariff)

$20.90 $20.90

$32.22 CA$45.55

-35.13%

Gasoline (1 liter)

$1.05 $1.05

$1.36 CA$1.92

-22.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.3K $37.3K

$27.6K CA$39.1K

35.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K $26.9K

$21.2K CA$30.0K

27.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$230 $230

$77.0 CA$109

198.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.5 $74.5

$34.14 CA$48.26

118.25%

Internet (50+ Mbps, Unlimited Data)

$75.1 $75.1

$42.19 CA$59.7

77.98%

Gym Membership (Monthly)

$40.90 $40.90

$30.81 CA$43.56

32.75%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

Cinema Ticket

$15.19 $15.19

$11.47 CA$16.22

32.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,442 $1,442

$506 CA$716

184.82%

International Primary School, 1 Child (Yearly)

$30.8K $30.8K

$16.2K CA$23.0K

89.83%

Jeans (Levis 501 Or Similar)

$55.3 $55.3

$57.3 CA$81.0

-3.44%

Summer Dress (H&M, Zara, etc)

$43.53 $43.53

$38.10 CA$53.9

14.25%

Sport Shoes (Adidas, Nike)

$92.3 $92.3

$91.9 CA$130

0.37%

Men's Leather Business Shoes

$139 $139

$110 CA$155

26.67%

1-bedroom Apartment, City Center (Monthly)

$1,617 $1,617

$1,237 CA$1,748

30.72%

1-bedroom Apartment, Outside City Center (Monthly)

$1,282 $1,282

$977 CA$1,381

31.26%

3-bedroom Apartment, City Center (Monthly)

$2,513 $2,513

$2,180 CA$3,082

15.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,161 $2,161

$1,608 CA$2,273

34.39%

Buy Apartment in City Center (m2)

$2,807 $2,807

$5,113 CA$7,228

-45.09%

Buy Apartment Outside City Center (m2)

$2,068 $2,068

$3,744 CA$5,293

-44.77%

Average Monthly Net Salary (After Tax)

$6,051 $6,051

$2,957 CA$4,180

104.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

4.48

46.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Arlington, KY: October 20, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Arlington, KY

$1.3K 48.3%

Montreal

$977 47.4% 23.8% $305

Groceries & Markets

Arlington, KY

$417 15.7%

Montreal

$351 17.1% 15.9% $66

Monthly Utilities & Internet

Arlington, KY

$380 14.3%

Montreal

$153 7.5% 59.6% $226

Eating Out

Arlington, KY

$334 12.6%

Montreal

$290 14.1% 13.1% $44

Clothing & Footwear

Arlington, KY

$149 5.6%

Montreal

$134 6.5% 10% $15

Sport & Entertainment

Arlington, KY

$71 2.7%

Montreal

$54 2.6% 24.6% $18

Getting Around

Arlington, KY

$20 * 0.8%

Montreal

$100 4.9% 391% $80

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,617 in Arlington, KY and $1,237 in Montreal. Housing cost is often the main lever when comparing two cities.

Arlington, KY pays 105% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $84.0 in Arlington, KY vs $73.0 in Montreal for a mid-range dinner for two. Groceries echo the gap at $417 vs $351 per month, with Montreal cheaper across the board.

Good to know

🇺🇸 Arlington, KY

🇨🇦 Montreal

🕒 Local time

17:49 5:49 PM

18:49 6:49 PM

1 h ahead of Arlington, KY

🌤 Weather

👥 Population

365,438

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Arlington, KY Montreal 1,610 km ≈ 2 h 30 min nonstop flight

From you

Arlington, KY
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Arlington, KY vs Montreal: Cost of Living - Frequently Asked Questions

Arlington, KY and Montreal differ by about 29% in total monthly costs ($2,653 vs $2,059 including rent). Montreal is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 105% higher in Arlington, KY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,617 in Arlington, KY versus $1,237 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 19% higher in Arlington, KY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,653 per month in Arlington, KY versus $2,059 in Montreal – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,059 in Montreal versus $2,653 in Arlington, KY, a $2,000 budget is realistic in Montreal but tight or insufficient in Arlington, KY. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Arlington, KY and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 29% less than in Arlington, KY. Beyond cost, consider language, visa policies, and how big the international community is in each city.