Last update: Oct 2026

Cost of Living Comparison Between Arbon and Cebu

For one person, living is cheaper in Cebu: $918 a month against $3,464 in Arbon, rent and utilities included – about $30,600 less a year. Rent and utilities account for about half of the difference.

Arbon
🇨🇭 Switzerland
$3,464
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Arbon and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Arbon and in Cebu actually costs, broken down by who's living it.

A single person spends $3,464 per month in Arbon vs $918 in Cebu, rent included.

  • Arbon $3,464
  • Cebu $918

A couple spends around $5,192 per month in Arbon vs $1,409 in Cebu, rent included.

  • Arbon $5,192
  • Cebu $1,409

A family of three spends $6,920 per month in Arbon vs $1,900 in Cebu, rent included.

  • Arbon $6,920
  • Cebu $1,900

Arbon costs about 277% more than Cebu, and outside of rent the biggest gap is in groceries.

Arbon sits 157% above the global median, while Cebu is 32% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Arbon
Cebu
Difference
Meal at Budget Restaurant
$29.53 CHF 24.33
$3.09 ₱194
855.66%
Three-Course Dinner for Two, Mid-Range
$144 CHF 118
$24.22 ₱1,525
492.69%
Fast Food Meal (McDonalds, etc)
$18.95 CHF 15.61
$3.92 ₱247
383.42%
Cappuccino
$6.11 CHF 5.03
$2.51 ₱158
143.43%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.74 CHF 4.73
$1.59 ₱100
261.01%
Water (0.33 liter bottle)
$5.09 CHF 4.19
$0.53 ₱33.43
860.38%
Local Beer (0.5 liter draught)
$9.00 CHF 7.42
$1.78 ₱112
405.62%
Imported Beer (0.33 liter bottle)
$6.17 CHF 5.08
$2.17 ₱137
184.33%
🛒 Groceries & Markets
Arbon
Cebu
Difference
Milk (1 liter)
$2.16 CHF 1.78
$1.92 ₱121
12.50%
White Bread (500g)
$3.15 CHF 2.60
$1.36 ₱85.4
131.62%
Rice (white) (1kg)
$3.79 CHF 3.12
$1.01 ₱63.5
275.25%
Eggs
$7.88 CHF 6.49
$2.03 ₱128
288.18%
Local Cheese (1kg)
$25.14 CHF 20.71
$9.86 ₱621
154.97%
Chicken Fillets (1kg)
$28.42 CHF 23.41
$4.39 ₱277
547.38%
Beef Round Steak (1kg)
$41.09 CHF 33.84
$7.60 ₱479
440.66%
Apples (1kg)
$3.42 CHF 2.82
$3.30 ₱208
3.64%
Banana (1kg)
$2.00 CHF 1.65
$1.39 ₱87.8
43.88%
Oranges (1kg)
$2.39 CHF 1.97
$2.33 ₱147
2.58%
Tomato (1kg)
$5.28 CHF 4.35
$1.50 ₱94.3
252.00%
Potato (1kg)
$2.04 CHF 1.68
$2.36 ₱149
-13.56%
Onion (1kg)
$2.19 CHF 1.80
$1.90 ₱119
15.26%
Lettuce (1 head)
$2.28 CHF 1.88
$1.19 ₱74.9
91.60%
Water (1.5 liter bottle)
$1.22 CHF 1.01
$0.63 ₱39.71
93.65%
Cigarettes 20 Pack (Marlboro, Camel)
$10.64 CHF 8.77
$3.00 ₱189
254.67%
Wine (Bottle)
$16.47 CHF 13.57
$6.03 ₱379
173.13%
Local Beer (0.5 liter bottle)
$2.12 CHF 1.75
$1.23 ₱77.7
72.36%
Imported Beer (0.33 liter bottle)
$2.25 CHF 1.85
$1.75 ₱110
28.57%
🚌 Getting Around
Arbon
Cebu
Difference
One-way Ticket (Public Transport)
$4.81 CHF 3.96
$0.25 ₱15.86
1824.00%
Public Transport Monthly Pass (Regular Price)
$96.0 CHF 79.1
$12.64 ₱796
659.81%
Taxi Start (Normal Tariff)
$6.50 CHF 5.35
$0.77 ₱48.62
744.16%
Taxi (Normal Tariff) (1km)
$4.73 CHF 3.89
$0.23 ₱14.53
1956.52%
Taxi 1hour Waiting (Normal Tariff)
$36.17 CHF 29.79
$4.46 ₱281
710.99%
Gasoline (1 liter)
$2.29 CHF 1.89
$1.31 ₱82.8
74.81%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K CHF 28.4K
$21.2K ₱1.3M
62.18%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.3K CHF 32.4K
$19.1K ₱1.2M
105.19%
🧾 Monthly Utilities & Internet
Arbon
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$275 CHF 227
$120 ₱7,569
129.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$38.11 CHF 31.39
$14.00 ₱882
172.21%
Internet (50+ Mbps, Unlimited Data)
$54.4 CHF 44.78
$27.54 ₱1,734
97.42%
🎉 Sport & Entertainment
Arbon
Cebu
Difference
Gym Membership (Monthly)
$90.0 CHF 74.1
$32.33 ₱2,035
178.38%
Tennis Court (1 Hour on Weekend)
$39.06 CHF 32.17
$6.65 ₱419
487.37%
Cinema Ticket
$23.43 CHF 19.29
$5.65 ₱356
314.69%
🧸 Childcare & Education
Arbon
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,250 CHF 1,853
$275 ₱17.3K
717.13%
International Primary School, 1 Child (Yearly)
$31.3K CHF 25.8K
$7,918 ₱498.5K
295.65%
👕👟 Clothing & Footwear
Arbon
Cebu
Difference
Jeans (Levis 501 Or Similar)
$143 CHF 118
$49.33 ₱3,106
190.15%
Summer Dress (H&M, Zara, etc)
$65.1 CHF 53.6
$25.24 ₱1,589
157.77%
Sport Shoes (Adidas, Nike)
$143 CHF 118
$77.0 ₱4,846
86.25%
Men's Leather Business Shoes
$177 CHF 146
$57.2 ₱3,601
210.10%
🏠 Accommodation & Living
Arbon
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$1,561 CHF 1,286
$500 ₱31.5K
212.47%
1-bedroom Apartment, Outside City Center (Monthly)
$1,521 CHF 1,253
$309 ₱19.4K
392.56%
3-bedroom Apartment, City Center (Monthly)
$2,904 CHF 2,392
$1,078 ₱67.9K
169.47%
3-bedroom Apartment, Outside City Center (Monthly)
$2,322 CHF 1,912
$615 ₱38.7K
277.41%
Buy Apartment in City Center (m2)
$13.9K CHF 11.5K
$2,886 ₱181.7K
382.95%
Buy Apartment Outside City Center (m2)
$13.6K CHF 11.2K
$1,917 ₱120.7K
612.02%
💵 Salaries & Financials
Arbon
Cebu
Difference
Average Monthly Net Salary (After Tax)
$11.1K CHF 9,124
$346 ₱21.8K
3102.05%
20-Year Fixed Mortgage Interest Rate (Annual %)
1.9
7.2
-73.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Arbon: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Arbon
$1.5K
Cebu
$309 79.7% $1.2K
Groceries & Markets
Arbon
$588
Cebu
$206 65% $382
Eating Out
Arbon
$467
Cebu
$88 81.1% $379
Monthly Utilities & Internet
Arbon
$368
Cebu
$162 56% $206
Clothing & Footwear
Arbon
$238
Cebu
$94 60.5% $144
Getting Around
Arbon
$145
Cebu
$16 89.3% $130
Sport & Entertainment
Arbon
$137
Cebu
$44 68.1% $93

Cost Breakdown

A central one-bedroom costs $1,561 in Arbon versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3102% higher in Arbon, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $144 in Arbon versus $24.00 in Cebu. Monthly groceries follow the same trend: $588 vs $206 – making Cebu the more affordable choice for daily food spending.

Good to know
🇨🇭 Arbon
🇵🇭 Cebu
🕒 Local time
12:41 12:41 PM
18:41 6:41 PM
6 h ahead of Arbon
🌤 Weather
👥 Population
15,853
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to CHF – Swiss Franc Converter

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Arbon Cebu 10,920 km ≈ 14 h nonstop flight
From you
  • Arbon
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Arbon vs Cebu: Cost of Living - Frequently Asked Questions
How do living costs in Arbon and in Cebu compare overall?
Monthly costs with rent: $3,464 in Arbon, $918 in Cebu – roughly 277% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Arbon compared to Cebu?
For a comfortable life, plan on about $5,197 per month in Arbon and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Arbon and Cebu?
Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Arbon or Cebu?
Monthly expenses with rent come to $3,464 in Arbon and $918 in Cebu. That's a gap of about 277%.
How do commuting costs compare in Arbon and in Cebu?
Public transport costs about 660% less in Cebu. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $1,500 per month?
A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Arbon at $3,464. In Cebu it covers expenses comfortably, while in Arbon it requires careful planning or may not stretch far enough.
How does quality of life compare between Arbon and Cebu?
It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $918 in Cebu to $3,464 in Arbon. Climate, culture, job market, and personal taste all factor in.
Is Arbon or Cebu safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Arbon and Cebu?
If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Arbon makes more sense. Both are solid long-term options with distinct trade-offs.

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