For one person, living is cheaper in Cebu: $918 a month against $3,464 in Arbon, rent and utilities included – about $30,600 less a year. Rent and utilities account for about half of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Arbon and in Cebu actually costs, broken down by who's living it.
A single person spends $3,464 per month in Arbon vs $918 in Cebu, rent included.
Arbon $3,464
Cebu $918
A couple spends around $5,192 per month in Arbon vs $1,409 in Cebu, rent included.
Arbon $5,192
Cebu $1,409
A family of three spends $6,920 per month in Arbon vs $1,900 in Cebu, rent included.
Arbon $6,920
Cebu $1,900
😐
Arbon costs about 277% more than Cebu, and outside of rent the biggest gap is in groceries.
📊
Arbon sits 157% above the global median, while Cebu is 32% below – they fall on opposite sides of the world average.
Currency
No currencies found
🍽 Eating Out
Arbon
Cebu
Difference
Meal at Budget Restaurant
$29.53CHF 24.33
$3.09₱194
855.66%
Three-Course Dinner for Two, Mid-Range
$144CHF 118
$24.22₱1,525
492.69%
Fast Food Meal(McDonalds, etc)
$18.95CHF 15.61
$3.92₱247
383.42%
Cappuccino
$6.11CHF 5.03
$2.51₱158
143.43%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$5.74CHF 4.73
$1.59₱100
261.01%
Water(0.33 liter bottle)
$5.09CHF 4.19
$0.53₱33.43
860.38%
Local Beer(0.5 liter draught)
$9.00CHF 7.42
$1.78₱112
405.62%
Imported Beer(0.33 liter bottle)
$6.17CHF 5.08
$2.17₱137
184.33%
🛒 Groceries & Markets
Arbon
Cebu
Difference
Milk(1 liter)
$2.16CHF 1.78
$1.92₱121
12.50%
White Bread(500g)
$3.15CHF 2.60
$1.36₱85.4
131.62%
Rice(white)(1kg)
$3.79CHF 3.12
$1.01₱63.5
275.25%
Eggs
$7.88CHF 6.49
$2.03₱128
288.18%
Local Cheese(1kg)
$25.14CHF 20.71
$9.86₱621
154.97%
Chicken Fillets(1kg)
$28.42CHF 23.41
$4.39₱277
547.38%
Beef Round Steak(1kg)
$41.09CHF 33.84
$7.60₱479
440.66%
Apples(1kg)
$3.42CHF 2.82
$3.30₱208
3.64%
Banana(1kg)
$2.00CHF 1.65
$1.39₱87.8
43.88%
Oranges(1kg)
$2.39CHF 1.97
$2.33₱147
2.58%
Tomato(1kg)
$5.28CHF 4.35
$1.50₱94.3
252.00%
Potato(1kg)
$2.04CHF 1.68
$2.36₱149
-13.56%
Onion(1kg)
$2.19CHF 1.80
$1.90₱119
15.26%
Lettuce(1 head)
$2.28CHF 1.88
$1.19₱74.9
91.60%
Water(1.5 liter bottle)
$1.22CHF 1.01
$0.63₱39.71
93.65%
Cigarettes 20 Pack(Marlboro, Camel)
$10.64CHF 8.77
$3.00₱189
254.67%
Wine(Bottle)
$16.47CHF 13.57
$6.03₱379
173.13%
Local Beer(0.5 liter bottle)
$2.12CHF 1.75
$1.23₱77.7
72.36%
Imported Beer(0.33 liter bottle)
$2.25CHF 1.85
$1.75₱110
28.57%
🚌 Getting Around
Arbon
Cebu
Difference
One-way Ticket(Public Transport)
$4.81CHF 3.96
$0.25₱15.86
1824.00%
Public Transport Monthly Pass(Regular Price)
$96.0CHF 79.1
$12.64₱796
659.81%
Taxi Start(Normal Tariff)
$6.50CHF 5.35
$0.77₱48.62
744.16%
Taxi(Normal Tariff)(1km)
$4.73CHF 3.89
$0.23₱14.53
1956.52%
Taxi 1hour Waiting(Normal Tariff)
$36.17CHF 29.79
$4.46₱281
710.99%
Gasoline(1 liter)
$2.29CHF 1.89
$1.31₱82.8
74.81%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5KCHF 28.4K
$21.2K₱1.3M
62.18%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.3KCHF 32.4K
$19.1K₱1.2M
105.19%
🧾 Monthly Utilities & Internet
Arbon
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$275CHF 227
$120₱7,569
129.05%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$38.11CHF 31.39
$14.00₱882
172.21%
Internet(50+ Mbps, Unlimited Data)
$54.4CHF 44.78
$27.54₱1,734
97.42%
🎉 Sport & Entertainment
Arbon
Cebu
Difference
Gym Membership(Monthly)
$90.0CHF 74.1
$32.33₱2,035
178.38%
Tennis Court(1 Hour on Weekend)
$39.06CHF 32.17
$6.65₱419
487.37%
Cinema Ticket
$23.43CHF 19.29
$5.65₱356
314.69%
🧸 Childcare & Education
Arbon
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,250CHF 1,853
$275₱17.3K
717.13%
International Primary School, 1 Child(Yearly)
$31.3KCHF 25.8K
$7,918₱498.5K
295.65%
👕👟 Clothing & Footwear
Arbon
Cebu
Difference
Jeans(Levis 501 Or Similar)
$143CHF 118
$49.33₱3,106
190.15%
Summer Dress(H&M, Zara, etc)
$65.1CHF 53.6
$25.24₱1,589
157.77%
Sport Shoes(Adidas, Nike)
$143CHF 118
$77.0₱4,846
86.25%
Men's Leather Business Shoes
$177CHF 146
$57.2₱3,601
210.10%
🏠 Accommodation & Living
Arbon
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$1,561CHF 1,286
$500₱31.5K
212.47%
1-bedroom Apartment, Outside City Center(Monthly)
$1,521CHF 1,253
$309₱19.4K
392.56%
3-bedroom Apartment, City Center(Monthly)
$2,904CHF 2,392
$1,078₱67.9K
169.47%
3-bedroom Apartment, Outside City Center(Monthly)
$2,322CHF 1,912
$615₱38.7K
277.41%
Buy Apartment in City Center(m2)
$13.9KCHF 11.5K
$2,886₱181.7K
382.95%
Buy Apartment Outside City Center(m2)
$13.6KCHF 11.2K
$1,917₱120.7K
612.02%
💵 Salaries & Financials
Arbon
Cebu
Difference
Average Monthly Net Salary(After Tax)
$11.1KCHF 9,124
$346₱21.8K
3102.05%
20-Year Fixed Mortgage Interest Rate(Annual %)
1.9
7.2
-73.61%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Arbon: October 10, 2026
Last update for Cebu: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Arbon
$1.5K 43.9%
Cebu
$309 33.6% ↓ 79.7%$1.2K
🛒Groceries & Markets
Arbon
$588 17%
Cebu
$206 22.4% ↓ 65%$382
🍽Eating Out
Arbon
$467 13.5%
Cebu
$88 9.6% ↓ 81.1%$379
🧾Monthly Utilities & Internet
Arbon
$368 10.6%
Cebu
$162 17.6% ↓ 56%$206
👕👟Clothing & Footwear
Arbon
$238 6.9%
Cebu
$94 10.2% ↓ 60.5%$144
🚌Getting Around
Arbon
$145 4.2%
Cebu
$16 1.7% ↓ 89.3%$130
🎉Sport & Entertainment
Arbon
$137 4%
Cebu
$44 4.8% ↓ 68.1%$93
🏠Accommodation & Living
Arbon
$2.3K 33.6%
Cebu
$615 32.4% ↓ 73.5%$1.7K
🛒Groceries & Markets
Arbon
$1.4K 20.2%
Cebu
$483 25.4% ↓ 65.5%$915
🍽Eating Out
Arbon
$1.7K 23.9%
Cebu
$292 15.4% ↓ 82.3%$1.4K
🧾Monthly Utilities & Internet
Arbon
$406 5.9%
Cebu
$176 9.3% ↓ 56.7%$230
👕👟Clothing & Footwear
Arbon
$529 7.6%
Cebu
$209 11% ↓ 60.5%$320
🚌Getting Around
Arbon
$300 4.3%
Cebu
$32 1.7% ↓ 89.5%$269
🎉Sport & Entertainment
Arbon
$313 4.5%
Cebu
$94 4.9% ↓ 70%$219
Cost Breakdown
🏠A central one-bedroom costs $1,561 in Arbon versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 3102% higher in Arbon, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $144 in Arbon versus $24.00 in Cebu. Monthly groceries follow the same trend: $588 vs $206 – making Cebu the more affordable choice for daily food spending.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Arbon vs Cebu: Cost of Living - Frequently Asked Questions
How do living costs in Arbon and in Cebu compare overall?
Monthly costs with rent: $3,464 in Arbon, $918 in Cebu – roughly 277% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Arbon compared to Cebu?
For a comfortable life, plan on about $5,197 per month in Arbon and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Arbon and Cebu?
Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Arbon or Cebu?
Monthly expenses with rent come to $3,464 in Arbon and $918 in Cebu. That's a gap of about 277%.
How do commuting costs compare in Arbon and in Cebu?
Public transport costs about 660% less in Cebu. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $1,500 per month?
A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Arbon at $3,464. In Cebu it covers expenses comfortably, while in Arbon it requires careful planning or may not stretch far enough.
How does quality of life compare between Arbon and Cebu?
It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $918 in Cebu to $3,464 in Arbon. Climate, culture, job market, and personal taste all factor in.
Is Arbon or Cebu safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Arbon and Cebu?
If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Arbon makes more sense. Both are solid long-term options with distinct trade-offs.