Last update: Oct 2026

Cost of Living Comparison Between Apple Valley, MN and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,529 in Apple Valley, MN, rent and utilities included – about $13,900 less a year. Rent and utilities account for most of the difference.

122

Cost of Living Index in Apple Valley, MN
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Apple Valley, MN Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Apple Valley, MN

🇺🇸 United States

$2,529

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Apple Valley, MN and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Apple Valley, MN and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,529 per month in Apple Valley, MN vs $1,368 in Ubud, Bali, rent included.

Apple Valley, MN $2,529
Ubud, Bali $1,368

A couple spends around $3,697 per month in Apple Valley, MN vs $2,314 in Ubud, Bali, rent included.

Apple Valley, MN $3,697
Ubud, Bali $2,314

A family of three spends $4,864 per month in Apple Valley, MN vs $3,260 in Ubud, Bali, rent included.

Apple Valley, MN $4,864
Ubud, Bali $3,260

Apple Valley, MN costs about 85% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Apple Valley, MN and Ubud, Bali sit above the global median – Apple Valley, MN by 87%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$20.26 $20.26

$3.33 Rp 59.9K

508.41%

Three-Course Dinner for Two, Mid-Range

$74.1 $74.1

$35.18 Rp 633.2K

110.57%

Fast Food Meal (McDonalds, etc)

$11.15 $11.15

$5.80 Rp 104.5K

92.24%

Cappuccino

$6.16 $6.16

$2.73 Rp 49.1K

125.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.76 $2.76

$1.64 Rp 29.5K

68.29%

Water (0.33 liter bottle)

$2.34 $2.34

$0.83 Rp 15.0K

181.93%

Local Beer (0.5 liter draught)

$7.10 $7.10

$2.70 Rp 48.6K

162.96%

Imported Beer (0.33 liter bottle)

$8.13 $8.13

$4.30 Rp 77.4K

89.07%

Milk (1 liter)

$0.91 $0.91

$1.50 Rp 27.1K

-39.33%

White Bread (500g)

$3.14 $3.14

$2.30 Rp 41.4K

36.52%

Rice (white) (1kg)

$3.72 $3.72

$1.18 Rp 21.2K

215.25%

Eggs

$3.71 $3.71

$2.14 Rp 38.6K

73.36%

Local Cheese (1kg)

$10.45 $10.45

$17.48 Rp 314.6K

-40.22%

Chicken Fillets (1kg)

$12.21 $12.21

$4.03 Rp 72.5K

202.98%

Beef Round Steak (1kg)

$18.87 $18.87

$12.23 Rp 220.1K

54.29%

Apples (1kg)

$5.71 $5.71

$3.55 Rp 63.9K

60.85%

Banana (1kg)

$1.51 $1.51

$1.57 Rp 28.3K

-3.82%

Oranges (1kg)

$4.52 $4.52

$2.24 Rp 40.2K

101.79%

Tomato (1kg)

$5.04 $5.04

$1.93 Rp 34.7K

161.14%

Potato (1kg)

$2.25 $2.25

$1.88 Rp 33.9K

19.68%

Onion (1kg)

$3.79 $3.79

$2.29 Rp 41.3K

65.50%

Lettuce (1 head)

$2.33 $2.33

$0.99 Rp 17.9K

135.35%

Water (1.5 liter bottle)

$2.65 $2.65

$0.53 Rp 9,475

400.00%

Cigarettes 20 Pack (Marlboro, Camel)

$10.94 $10.94

$2.28 Rp 41.1K

379.82%

Wine (Bottle)

$14.90 $14.90

$23.01 Rp 414.2K

-35.25%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.34 Rp 42.2K

-25.21%

Imported Beer (0.33 liter bottle)

$2.94 $2.94

$2.91 Rp 52.4K

1.03%

One-way Ticket (Public Transport)

$1.78 $1.78

$0.24 Rp 4,315

641.67%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$5.01 $5.01

$0.48 Rp 8,684

943.75%

Taxi (Normal Tariff) (1km)

$1.74 $1.74

$0.46 Rp 8,233

278.26%

Taxi 1hour Waiting (Normal Tariff)

$23.89 $23.89

$5.45 Rp 98.2K

338.35%

Gasoline (1 liter)

$1.04 $1.04

$0.88 Rp 15.9K

18.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$24.6K Rp 442.2M

45.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$31.2K Rp 561.4M

-16.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 $165

$83.0 Rp 1.5M

98.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.02 $49.02

$6.45 Rp 116.0K

660.00%

Internet (50+ Mbps, Unlimited Data)

$58.4 $58.4

$18.57 Rp 334.2K

214.54%

Gym Membership (Monthly)

$42.38 $42.38

$55.8 Rp 1.0M

-24.08%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$14.23 $14.23

$4.38 Rp 78.9K

224.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,371 $1,371

$493 Rp 8.9M

178.00%

International Primary School, 1 Child (Yearly)

$36.6K $36.6K

$5,754 Rp 103.6M

535.82%

Jeans (Levis 501 Or Similar)

$57.8 $57.8

$46.19 Rp 831.4K

25.11%

Summer Dress (H&M, Zara, etc)

$44.79 $44.79

$35.33 Rp 636.0K

26.78%

Sport Shoes (Adidas, Nike)

$74.2 $74.2

$79.1 Rp 1.4M

-6.23%

Men's Leather Business Shoes

$83.5 $83.5

$78.4 Rp 1.4M

6.49%

1-bedroom Apartment, City Center (Monthly)

$1,491 $1,491

$1,142 Rp 20.6M

30.49%

1-bedroom Apartment, Outside City Center (Monthly)

$1,307 $1,307

$676 Rp 12.2M

93.40%

3-bedroom Apartment, City Center (Monthly)

$2,476 $2,476

$3,503 Rp 63.1M

-29.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,116 $2,116

$1,700 Rp 30.6M

24.50%

Buy Apartment in City Center (m2)

$2,920 $2,920

$2,784 Rp 50.1M

4.89%

Buy Apartment Outside City Center (m2)

$2,246 $2,246

$2,241 Rp 40.3M

0.23%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.61

13.78

-52.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Apple Valley, MN: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Apple Valley, MN

$1.3K 51.7%

Ubud, Bali

$676 49.4% 48.3% $631

Groceries & Markets

Apple Valley, MN

$400 15.8%

Ubud, Bali

$290 21.2% 27.4% $110

Eating Out

Apple Valley, MN

$342 13.5%

Ubud, Bali

$109 8% 68.2% $233

Monthly Utilities & Internet

Apple Valley, MN

$272 10.8%

Ubud, Bali

$108 7.9% 60.3% $164

Clothing & Footwear

Apple Valley, MN

$117 4.6%

Ubud, Bali

$108 7.9% 8.2% $9.5

Sport & Entertainment

Apple Valley, MN

$71 2.8%

Ubud, Bali

$65 4.7% 8.8% $6.3

Getting Around

Apple Valley, MN

$21 * 0.8%

Ubud, Bali

$13 0.9% 39.8% $8.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,491 in Apple Valley, MN versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $74.0 in Apple Valley, MN versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $400 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Apple Valley, MN

🇮🇩 Ubud, Bali

🕒 Local time

19:20 7:20 PM

08:20 8:20 AM

13 h ahead of Apple Valley, MN

🌤 Weather

👥 Population

50,109

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

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Apple Valley, MN Ubud, Bali 15,140 km ≈ 19 h nonstop flight

From you

Apple Valley, MN
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Apple Valley, MN vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,529 in Apple Valley, MN, $1,368 in Ubud, Bali – roughly 85% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,794 per month in Apple Valley, MN and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,529 in Apple Valley, MN and $1,368 in Ubud, Bali. That's a gap of about 85%.

Kindergarten costs $1,371 per month in Apple Valley, MN and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Apple Valley, MN at $2,529. In Ubud, Bali it covers expenses comfortably, while in Apple Valley, MN it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $2,529 in Apple Valley, MN. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Apple Valley, MN makes more sense. Both are solid long-term options with distinct trade-offs.