Last update: Oct 2026

Cost of Living Comparison Between Anna, TX and Montreal

For one person, living is cheaper in Montreal: $2,059 a month against $3,236 in Anna, TX, rent and utilities included – about $14,100 less a year. Rent and utilities account for most of the difference.

158

Cost of Living Index in Anna, TX
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Anna, TX Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Anna, TX

🇺🇸 United States

$3,236

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Anna, TX and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Anna, TX and in Montreal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,236 in Anna, TX versus $2,059 in Montreal.

Anna, TX $3,236
Montreal $2,059

Estimated couple costs with rent: $5,071 in Anna, TX versus $3,123 in Montreal.

Anna, TX $5,071
Montreal $3,123

Monthly costs for a family of three with rent: $6,907 in Anna, TX versus $4,187 in Montreal.

Anna, TX $6,907
Montreal $4,187

Living in Anna, TX is roughly 57% more expensive than in Montreal, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Anna, TX 139% above, Montreal 52% above.

Meal at Budget Restaurant

$19.96 $19.96

$18.84 CA$26.63

5.94%

Three-Course Dinner for Two, Mid-Range

$80.2 $80.2

$73.2 CA$104

9.55%

Fast Food Meal (McDonalds, etc)

$15.25 $15.25

$10.54 CA$14.90

44.69%

Cappuccino

$5.38 $5.38

$3.97 CA$5.61

35.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.60 $2.60

$1.94 CA$2.74

34.02%

Water (0.33 liter bottle)

$2.36 $2.36

$1.57 CA$2.22

50.32%

Local Beer (0.5 liter draught)

$5.95 $5.95

$6.42 CA$9.08

-7.32%

Imported Beer (0.33 liter bottle)

$8.86 $8.86

$7.20 CA$10.19

23.06%

Milk (1 liter)

$0.96 $0.96

$2.32 CA$3.28

-58.62%

White Bread (500g)

$3.46 $3.46

$3.19 CA$4.51

8.46%

Rice (white) (1kg)

$3.79 $3.79

$3.19 CA$4.50

18.81%

Eggs

$3.67 $3.67

$3.68 CA$5.20

-0.27%

Local Cheese (1kg)

$12.74 $12.74

$13.24 CA$18.72

-3.78%

Chicken Fillets (1kg)

$10.93 $10.93

$11.69 CA$16.53

-6.50%

Beef Round Steak (1kg)

$17.30 $17.30

$13.98 CA$19.76

23.75%

Apples (1kg)

$4.30 $4.30

$3.14 CA$4.44

36.94%

Banana (1kg)

$1.77 $1.77

$1.45 CA$2.05

22.07%

Oranges (1kg)

$4.41 $4.41

$3.38 CA$4.78

30.47%

Tomato (1kg)

$3.94 $3.94

$3.11 CA$4.40

26.69%

Potato (1kg)

$3.90 $3.90

$1.93 CA$2.72

102.07%

Onion (1kg)

$2.91 $2.91

$1.83 CA$2.58

59.02%

Lettuce (1 head)

$2.01 $2.01

$2.36 CA$3.34

-14.83%

Water (1.5 liter bottle)

$2.46 $2.46

$1.50 CA$2.12

64.00%

Cigarettes 20 Pack (Marlboro, Camel)

$10.16 $10.16

$11.12 CA$15.73

-8.63%

Wine (Bottle)

$14.26 $14.26

$10.60 CA$14.98

34.53%

Local Beer (0.5 liter bottle)

$1.84 $1.84

$2.22 CA$3.14

-17.12%

Imported Beer (0.33 liter bottle)

$3.22 $3.22

$2.84 CA$4.01

13.38%

One-way Ticket (Public Transport)

$3.78 $3.78

$2.62 CA$3.71

44.27%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

Taxi Start (Normal Tariff)

$2.81 $2.81

$3.23 CA$4.56

-13.00%

Taxi (Normal Tariff) (1km)

$1.24 $1.24

$1.48 CA$2.10

-16.22%

Taxi 1hour Waiting (Normal Tariff)

$29.83 $29.83

$32.22 CA$45.55

-7.42%

Gasoline (1 liter)

$0.91 $0.91

$1.36 CA$1.92

-33.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K $27.5K

$27.6K CA$39.1K

-0.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$21.2K CA$30.0K

23.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 $192

$77.0 CA$109

148.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$83.4 $83.4

$34.14 CA$48.26

144.38%

Internet (50+ Mbps, Unlimited Data)

$94.2 $94.2

$42.19 CA$59.7

123.37%

Gym Membership (Monthly)

$42.21 $42.21

$30.81 CA$43.56

37.00%

Tennis Court (1 Hour on Weekend)

$19.76 $19.76

$19.66 CA$27.79

0.51%

Cinema Ticket

$10.02 $10.02

$11.47 CA$16.22

-12.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,570 $1,570

$506 CA$716

210.30%

International Primary School, 1 Child (Yearly)

$20.3K $20.3K

$16.2K CA$23.0K

24.90%

Jeans (Levis 501 Or Similar)

$53.7 $53.7

$57.3 CA$81.0

-6.16%

Summer Dress (H&M, Zara, etc)

$41.00 $41.00

$38.10 CA$53.9

7.61%

Sport Shoes (Adidas, Nike)

$105 $105

$91.9 CA$130

14.53%

Men's Leather Business Shoes

$140 $140

$110 CA$155

27.28%

1-bedroom Apartment, City Center (Monthly)

$2,201 $2,201

$1,237 CA$1,748

77.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,903 $1,903

$977 CA$1,381

94.79%

3-bedroom Apartment, City Center (Monthly)

$3,494 $3,494

$2,180 CA$3,082

60.25%

3-bedroom Apartment, Outside City Center (Monthly)

$3,948 $3,948

$1,608 CA$2,273

145.55%

Buy Apartment in City Center (m2)

$2,740 $2,740

$5,113 CA$7,228

-46.40%

Buy Apartment Outside City Center (m2)

$2,340 $2,340

$3,744 CA$5,293

-37.51%

Average Monthly Net Salary (After Tax)

$10.1K $10.1K

$2,957 CA$4,180

239.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

4.48

43.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Anna, TX: October 18, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Anna, TX

$1.9K 58.8%

Montreal

$977 47.4% 48.7% $926

Groceries & Markets

Anna, TX

$388 12%

Montreal

$351 17.1% 9.4% $37

Monthly Utilities & Internet

Anna, TX

$369 11.4%

Montreal

$153 7.5% 58.5% $216

Eating Out

Anna, TX

$337 10.4%

Montreal

$290 14.1% 13.9% $47

Clothing & Footwear

Anna, TX

$153 4.7%

Montreal

$134 6.5% 12.6% $19

Sport & Entertainment

Anna, TX

$62 1.9%

Montreal

$54 2.6% 13.6% $8.5

Getting Around

Anna, TX

$24 * 0.8%

Montreal

$100 4.9% 316% $76

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,201 in Anna, TX and $1,237 in Montreal. Housing cost is often the main lever when comparing two cities.

Anna, TX pays 240% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Anna, TX vs $73.0 in Montreal for a mid-range dinner for two. Groceries echo the gap at $388 vs $351 per month, with Montreal cheaper across the board.

Good to know

🇺🇸 Anna, TX

🇨🇦 Montreal

🕒 Local time

00:12 12:12 AM

01:12 1:12 AM

1 h ahead of Anna, TX

🌤 Weather

👥 Population

20,243

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Anna, TX Montreal 2,380 km ≈ 3 h 30 min nonstop flight

From you

Anna, TX
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Anna, TX vs Montreal: Cost of Living - Frequently Asked Questions

Montreal is cheaper overall, especially in groceries, eating out, and utilities. The 57% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 240% higher in Anna, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,201 in Anna, TX versus $1,237 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,570 in Anna, TX versus $506 in Montreal. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Montreal – a meal for two runs $73.0 versus $80.0 in Anna, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,059 in Montreal versus $3,236 in Anna, TX, a $2,000 budget is realistic in Montreal but tight or insufficient in Anna, TX. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

For families, Montreal is more practical. Housing and childcare are both notably cheaper than in Anna, TX, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Anna, TX and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 57% less than in Anna, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.