Last update: Oct 2026

Cost of Living Comparison Between Ann Arbor, MI and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,750 in Ann Arbor, MI, rent and utilities included – about $16,800 less a year. Rent and utilities account for most of the difference.

133

Cost of Living Index in Ann Arbor, MI
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Ann Arbor, MI Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ann Arbor, MI

🇺🇸 United States

$2,750

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Ann Arbor, MI and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ann Arbor, MI and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,750 in Ann Arbor, MI versus $1,353 in Ubud, Bali.

Ann Arbor, MI $2,750
Ubud, Bali $1,353

Estimated couple costs with rent: $4,198 in Ann Arbor, MI versus $2,297 in Ubud, Bali.

Ann Arbor, MI $4,198
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $5,646 in Ann Arbor, MI versus $3,241 in Ubud, Bali.

Ann Arbor, MI $5,646
Ubud, Bali $3,241

Living in Ann Arbor, MI is roughly 103% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ann Arbor, MI 103% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$18.66 $18.66

$3.23 Rp 58.1K

477.71%

Three-Course Dinner for Two, Mid-Range

$59.3 $59.3

$34.88 Rp 627.8K

70.07%

Fast Food Meal (McDonalds, etc)

$11.76 $11.76

$5.70 Rp 102.5K

106.32%

Cappuccino

$5.18 $5.18

$2.62 Rp 47.1K

97.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.90 $2.90

$1.72 Rp 31.0K

68.60%

Water (0.33 liter bottle)

$2.09 $2.09

$0.81 Rp 14.6K

158.02%

Local Beer (0.5 liter draught)

$6.47 $6.47

$2.65 Rp 47.7K

144.15%

Imported Beer (0.33 liter bottle)

$8.14 $8.14

$4.37 Rp 78.6K

86.27%

Milk (1 liter)

$0.99 $0.99

$1.57 Rp 28.3K

-36.94%

White Bread (500g)

$3.83 $3.83

$2.19 Rp 39.5K

74.89%

Rice (white) (1kg)

$4.88 $4.88

$1.18 Rp 21.2K

313.56%

Eggs

$3.82 $3.82

$2.16 Rp 38.8K

76.85%

Local Cheese (1kg)

$19.36 $19.36

$17.65 Rp 317.7K

9.69%

Chicken Fillets (1kg)

$13.03 $13.03

$3.78 Rp 68.0K

244.71%

Beef Round Steak (1kg)

$14.93 $14.93

$11.95 Rp 215.1K

24.94%

Apples (1kg)

$6.91 $6.91

$3.60 Rp 64.8K

91.94%

Banana (1kg)

$1.86 $1.86

$1.59 Rp 28.6K

16.98%

Oranges (1kg)

$3.81 $3.81

$2.31 Rp 41.6K

64.94%

Tomato (1kg)

$4.50 $4.50

$1.91 Rp 34.3K

135.60%

Potato (1kg)

$2.39 $2.39

$1.78 Rp 32.1K

34.27%

Onion (1kg)

$2.85 $2.85

$2.33 Rp 41.9K

22.32%

Lettuce (1 head)

$2.52 $2.52

$1.00 Rp 18.0K

152.00%

Water (1.5 liter bottle)

$2.02 $2.02

$0.53 Rp 9,509

281.13%

Cigarettes 20 Pack (Marlboro, Camel)

$10.32 $10.32

$2.29 Rp 41.1K

350.66%

Wine (Bottle)

$15.09 $15.09

$22.07 Rp 397.3K

-31.63%

Local Beer (0.5 liter bottle)

$2.18 $2.18

$2.35 Rp 42.2K

-7.23%

Imported Beer (0.33 liter bottle)

$3.79 $3.79

$2.98 Rp 53.6K

27.18%

One-way Ticket (Public Transport)

$1.78 $1.78

$0.23 Rp 4,112

673.91%

Public Transport Monthly Pass (Regular Price)

$45.62 $45.62

$8.90 Rp 160.2K

412.58%

Taxi Start (Normal Tariff)

$2.93 $2.93

$0.47 Rp 8,466

523.40%

Taxi (Normal Tariff) (1km)

$1.51 $1.51

$0.43 Rp 7,737

251.16%

Taxi 1hour Waiting (Normal Tariff)

$26.09 $26.09

$5.47 Rp 98.4K

376.97%

Gasoline (1 liter)

$1.06 $1.06

$0.83 Rp 14.9K

27.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K $29.6K

$23.9K Rp 429.8M

23.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$32.8K Rp 590.1M

-20.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 $201

$80.0 Rp 1.4M

151.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$6.56 Rp 118.1K

797.87%

Internet (50+ Mbps, Unlimited Data)

$73.0 $73.0

$18.60 Rp 334.8K

292.69%

Gym Membership (Monthly)

$63.2 $63.2

$54.1 Rp 974.1K

16.78%

Tennis Court (1 Hour on Weekend)

$19.46 $19.46

$18.28 Rp 329.0K

6.46%

Cinema Ticket

$13.22 $13.22

$4.25 Rp 76.5K

211.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,999 $1,999

$493 Rp 8.9M

305.65%

International Primary School, 1 Child (Yearly)

$19.6K $19.6K

$5,597 Rp 100.7M

250.71%

Jeans (Levis 501 Or Similar)

$55.8 $55.8

$45.58 Rp 820.4K

22.31%

Summer Dress (H&M, Zara, etc)

$44.52 $44.52

$34.96 Rp 629.4K

27.35%

Sport Shoes (Adidas, Nike)

$113 $113

$77.7 Rp 1.4M

45.50%

Men's Leather Business Shoes

$106 $106

$78.5 Rp 1.4M

35.06%

1-bedroom Apartment, City Center (Monthly)

$2,077 $2,077

$1,131 Rp 20.4M

83.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,375 $1,375

$673 Rp 12.1M

104.34%

3-bedroom Apartment, City Center (Monthly)

$3,811 $3,811

$3,613 Rp 65.0M

5.50%

3-bedroom Apartment, Outside City Center (Monthly)

$2,692 $2,692

$1,702 Rp 30.6M

58.21%

Buy Apartment in City Center (m2)

$5,516 $5,516

$2,717 Rp 48.9M

102.99%

Buy Apartment Outside City Center (m2)

$2,597 $2,597

$2,241 Rp 40.3M

15.87%

Average Monthly Net Salary (After Tax)

$5,148 $5,148

$166 Rp 3.0M

2994.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

13.78

-52.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ann Arbor, MI: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ann Arbor, MI

$1.4K 50%

Ubud, Bali

$673 49.7% 51.1% $702

Groceries & Markets

Ann Arbor, MI

$430 15.7%

Ubud, Bali

$287 21.2% 33.3% $143

Monthly Utilities & Internet

Ann Arbor, MI

$333 12.1%

Ubud, Bali

$105 7.8% 68.4% $228

Eating Out

Ann Arbor, MI

$315 11.5%

Ubud, Bali

$106 7.9% 66.3% $209

Clothing & Footwear

Ann Arbor, MI

$144 5.2%

Ubud, Bali

$107 7.9% 25.9% $37

Sport & Entertainment

Ann Arbor, MI

$90 3.3%

Ubud, Bali

$63 4.6% 30.2% $27

Getting Around

Ann Arbor, MI

$63 2.3%

Ubud, Bali

$12 0.9% 80.3% $51

Cost Breakdown

A one-bedroom apartment in the center runs $2,077 in Ann Arbor, MI and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ann Arbor, MI pays 2994% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $59.0 in Ann Arbor, MI vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $430 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Ann Arbor, MI

🇮🇩 Ubud, Bali

🕒 Local time

21:27 9:27 PM

09:27 9:27 AM

12 h ahead of Ann Arbor, MI

🌤 Weather

👥 Population

123,851

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

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Between locations

Ann Arbor, MI Ubud, Bali 15,820 km ≈ 20 h nonstop flight

From you

Ann Arbor, MI
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ann Arbor, MI vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ann Arbor, MI and Ubud, Bali differ by about 103% in total monthly costs ($2,750 vs $1,353 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 2994% higher in Ann Arbor, MI, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,077 in Ann Arbor, MI versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $59.0 in Ann Arbor, MI. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,750 per month in Ann Arbor, MI versus $1,353 in Ubud, Bali – a 103% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,353 in Ubud, Bali versus $2,750 in Ann Arbor, MI, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Ann Arbor, MI. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ann Arbor, MI and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 103% less than in Ann Arbor, MI. Beyond cost, consider language, visa policies, and how big the international community is in each city.