Last update: Oct 2026 United States 123.9K

Cost of Living in Ann Arbor, MI

For one person, living costs in Ann Arbor, MI are estimated at $2,755 a month, including rent and utilities, which take more than half of the total. Other living expenses average about $39 a day.

Monthly Cost of Living

How much you'll spend in Ann Arbor, MI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ann Arbor, MI actually costs, broken down by who's living it.

Living costs for one person come to about $2,755 monthly including rent, or $1,171 excluding housing.

$2,755 /mo

Estimated monthly costs for a couple: $4,210 with rent, or $1,960 without housing.

$4,210 /mo

Monthly costs for a family of three come to about $5,664 including rent, or $2,749 for daily expenses alone.

$5,664 /mo
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$18.77 $18.77
$15.22 $15.22
$25.37 $25.37
Three-Course Dinner for Two, Mid-Range
$59.7 $59.7
$55.7 $55.7
$119 $119
Fast Food Meal (McDonalds, etc)
$12.09 $12.09
$12.09 $12.09
$12.09 $12.09
Cappuccino
$4.92 $4.92
$3.89 $3.89
$7.78 $7.78
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.91 $2.91
$2.47 $2.47
$3.46 $3.46
Water (0.33 liter bottle)
$2.14 $2.14
$2.02 $2.02
$3.03 $3.03
Local Beer (0.5 liter draught)
$6.66 $6.66
$4.10 $4.10
$8.19 $8.19
Imported Beer (0.33 liter bottle)
$8.03 $8.03
$7.03 $7.03
$15.05 $15.05
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.92 $0.92
$0.75 $0.75
$1.15 $1.15
White Bread (500g)
$3.96 $3.96
$2.57 $2.57
$9.08 $9.08
Rice (white) (1kg)
$4.91 $4.91
$2.24 $2.24
$6.74 $6.74
Eggs
$3.76 $3.76
$1.91 $1.91
$6.03 $6.03
Local Cheese (1kg)
$19.72 $19.72
$10.35 $10.35
$31.10 $31.10
Chicken Fillets (1kg)
$13.14 $13.14
$5.24 $5.24
$21.92 $21.92
Beef Round Steak (1kg)
$14.65 $14.65
$10.99 $10.99
$18.69 $18.69
Apples (1kg)
$6.91 $6.91
$3.08 $3.08
$13.30 $13.30
Banana (1kg)
$1.89 $1.89
$1.09 $1.09
$4.37 $4.37
Oranges (1kg)
$3.77 $3.77
$2.21 $2.21
$6.65 $6.65
Tomato (1kg)
$4.46 $4.46
$2.21 $2.21
$11.05 $11.05
Potato (1kg)
$2.39 $2.39
$1.12 $1.12
$4.48 $4.48
Onion (1kg)
$2.99 $2.99
$2.26 $2.26
$4.53 $4.53
Lettuce (1 head)
$2.40 $2.40
$0.73 $0.73
$4.39 $4.39
Water (1.5 liter bottle)
$2.05 $2.05
$1.42 $1.42
$3.07 $3.07
Cigarettes 20 Pack (Marlboro, Camel)
$10.01 $10.01
$9.98 $9.98
$10.98 $10.98
Wine (Bottle)
$14.85 $14.85
$11.87 $11.87
$17.82 $17.82
Local Beer (0.5 liter bottle)
$2.10 $2.10
$1.51 $1.51
$4.26 $4.26
Imported Beer (0.33 liter bottle)
$3.80 $3.80
$1.53 $1.53
$7.14 $7.14
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.76 $1.76
$1.51 $1.51
$2.02 $2.02
Public Transport Monthly Pass (Regular Price)
$44.18 $44.18
$44.18 $44.18
$54.0 $54.0
Taxi Start (Normal Tariff)
$3.04 $3.04
$3.04 $3.04
$5.07 $5.07
Taxi (Normal Tariff) (1km)
$1.52 $1.52
$1.52 $1.52
$1.82 $1.82
Taxi 1hour Waiting (Normal Tariff)
$26.44 $26.44
$26.44 $26.44
$26.44 $26.44
Gasoline (1 liter)
$1.06 $1.06
$0.80 $0.80
$1.25 $1.25
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.8K $35.8K
$31.7K $31.7K
$36.3K $36.3K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.2K $25.2K
$25.0K $25.0K
$25.7K $25.7K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$198 $198
$99.6 $99.6
$378 $378
SIM Card Monthly Plan (Calls and 10GB+ Data)
$57.8 $57.8
$19.89 $19.89
$119 $119
Internet (50+ Mbps, Unlimited Data)
$73.5 $73.5
$60.9 $60.9
$101 $101
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$63.6 $63.6
$19.94 $19.94
$130 $130
Tennis Court (1 Hour on Weekend)
$19.70 $19.70
-
Cinema Ticket
$13.14 $13.14
$10.11 $10.11
$15.16 $15.16
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,032 $2,032
$1,506 $1,506
$2,571 $2,571
International Primary School, 1 Child (Yearly)
$19.7K $19.7K
$19.7K $19.7K
$27.6K $27.6K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$56.0 $56.0
$45.17 $45.17
$70.3 $70.3
Summer Dress (H&M, Zara, etc)
$43.91 $43.91
$35.13 $35.13
$60.2 $60.2
Sport Shoes (Adidas, Nike)
$113 $113
$80.1 $80.1
$150 $150
Men's Leather Business Shoes
$104 $104
$89.0 $89.0
$198 $198
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$2,050 $2,050
$1,646 $1,646
$2,493 $2,493
1-bedroom Apartment, Outside City Center (Monthly)
$1,386 $1,386
$1,198 $1,198
$1,698 $1,698
3-bedroom Apartment, City Center (Monthly)
$3,839 $3,839
$3,365 $3,365
$4,467 $4,467
3-bedroom Apartment, Outside City Center (Monthly)
$2,718 $2,718
$2,590 $2,590
$3,023 $3,023
Buy Apartment in City Center (m2)
$5,421 $5,421
$2,502 $2,502
$6,306 $6,306
Buy Apartment Outside City Center (m2)
$2,548 $2,548
$2,533 $2,533
$3,506 $3,506
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$4,727 $4,727
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6
7.58

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Ann Arbor, MI $2,755
Accommodation & Living
$1.4K
Groceries & Markets
$431
Monthly Utilities & Internet
$329
Eating Out
$315
Clothing & Footwear
$142
Sport & Entertainment
$90
Getting Around
$62

Cost Breakdown

Expect to pay about $2,050 for a central one-bedroom, or $1,386 outside the center. At 43% of the average salary ($4,727), housing is the biggest financial pressure.

Average take-home pay sits at $4,727, while typical expenses reach $2,755. This leaves solid room for saving and lifestyle spending.

Expect to spend about $431 monthly on groceries. Dining out at a mid-range restaurant costs roughly $60.0 for two.

Public transport is priced at around $44.18 per month.

Cost Highlights

3-bedroom apartment, city center is more expensive than 92% of cities in North America

Preschool or kindergarten, full day, private, 1 child is more expensive than 91% of cities in North America

Good to know
🕒 Local time
23:51 11:51 PM
🌤 Weather
👥 Population
123,851
💱 Currency
📈 Exchange rate
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United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

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Ann Arbor, MI Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in Ann Arbor, MI - Frequently Asked Questions
How does the overall affordability in Ann Arbor, MI compare for travelers, expats, and digital nomads?
Ann Arbor blends high quality of life with a university-driven economy, so overall affordability depends on your lens. The city tends to sit above many midwestern peers on general cost of living, thanks to strong services and amenities, yet it offers pockets that feel accessible if you’re mindful about housing and daily expenses. If you prioritize short-term stays near campus or downtown, you’ll find options that balance convenience and price better than more distant suburbs. Shopping, dining, and outdoors are abundant, allowing you to tailor outings to your budget. Cost of Living in Ann Arbor, MI, United States gives you a clear yardstick for planning long stays and work setups. Tip: test a few neighborhoods on a short stay to gauge value and commute.
What should you know about daily life in Ann Arbor for housing search, food options, transport, coworking, and running errands?
Daily life in Ann Arbor centers on accessible campuses, leafy neighborhoods, and a walkable core. For housing search, you’ll find a mix of renovated older homes, student apartments, and newer rentals, with leases that vary by location and proximity to the university. Food options cover farmers markets, casual cafes, and diverse international eateries; you can lean local to manage meals. The transport mix leans on robust bus service and bike-friendly streets, with rideshares convenient for weekend trips. Work setups range from quiet libraries to casual coworking spaces. For budgeting, the Ann Arbor, MI, United States living cost becomes a handy reference as you compare areas for errands and access. Tip: map your routes to combine errands and save time.
What factors influence quality of life and how can you budget effectively for long stays in Ann Arbor, considering seasonality and neighborhood fit?
Quality of life in Ann Arbor centers on safety, education, culture, and outdoor access. A practical budgeting framework focuses on three buckets: housing, daily living, and mobility, with flexibility for seasonal changes. Save by sharing an apartment with roommates or choosing longer-term leases to lock in steadier rates, and by cooking at home with seasonal produce from farmers markets. Seasonality drives energy use and activities: winters call for warm gear and indoor options, summers bring outdoor events. Neighborhood fit matters: you may value proximity to campus, riverside trails, or a lively downtown for social life and coworking. Tip: build a monthly plan that adjusts with each season and keep the [location] living cost in mind as a reference.
Is rent in Ann Arbor, MI too high relative to local incomes?
With 43% of the average paycheck going to rent, Ann Arbor, MI is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
What are typical monthly expenses for a single person in Ann Arbor, MI?
All in, Ann Arbor, MI runs about $2,755 monthly with rent, or $1,171 without it. These numbers assume a moderate lifestyle – comfortable but not lavish. Choosing a cheaper neighborhood and cooking at home are the easiest ways to spend less.
How does the average salary in Ann Arbor, MI compare to the cost of living?
At $4,727 take-home, most residents in Ann Arbor, MI can cover the $2,755 monthly cost of living. Those earning $4,133 or more have room to save; below-average earners will find things noticeably tighter.
What does a one-bedroom apartment cost in Ann Arbor, MI per month?
Where you live in Ann Arbor, MI makes all the difference. Central one-bedrooms cost about $2,050; commute-friendly outer districts come in around $1,386. Overall, the market runs from $1,386 to $2,050 depending on size, location, and apartment condition.
Is public transport affordable in Ann Arbor, MI?
A monthly transit pass in Ann Arbor, MI runs about $44.18, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.
Why are groceries so expensive in Ann Arbor, MI?
A single person's grocery bill in Ann Arbor, MI runs about $431 monthly, which is above average. Everything from dairy and meat to fresh produce costs more here, reflecting the city's overall high price level.
Is $3,000 enough to cover living costs in Ann Arbor, MI?
At $2,755 in typical monthly expenses, a $3,000 budget barely covers Ann Arbor, MI. You'd need a shared flat in an outer area, home-cooked meals, and serious discipline with discretionary spending to make it work.
What are the pros and cons of living in Ann Arbor, MI?
Ann Arbor, MI offers genuinely appealing day-to-day living. Residents value fast internet, low crime rates, vibrant nightlife, and at around $2,755 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.

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