Cost of Living Comparison Between An Najaf and Ubud Cost of Living Comparison Between An Najaf and Ubud

🙂 Solo nomad: An Najaf is 24.8% cheaper than Ubud without rent, and 6.1% cheaper with rent.

🙂 Family of 3: An Najaf is 12% cheaper than Ubud without rent, and 14.8% cheaper with rent.

Meal at Budget Restaurant

$3.96 IQD 5,186

$3 Rp 48.8K

32.00%

Three-Course Dinner for Two, Mid-Range

$23.12 IQD 30.3K

$12.52 Rp 203.2K

84.66%

Fast Food Meal (McDonalds, etc)

$4.86 IQD 6,355

$3.18 Rp 51.6K

52.83%

Cappuccino

$2.74 IQD 3,588

$2.21 Rp 35.9K

23.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 IQD 512

$1.1 Rp 17.9K

-64.55%

Water (0.33 liter bottle)

$0.18 IQD 238

$0.26 Rp 4,217

-30.77%

Local Beer (0.5 liter draught)

$3.51 IQD 4,597

$2.5 Rp 40.5K

40.40%

Imported Beer (0.33 liter bottle)

$2.89 IQD 3,788

$3.2 Rp 51.9K

-9.69%

Milk (1 liter)

$1.3 IQD 1,704

$1.49 Rp 24.2K

-12.75%

White Bread (500g)

$0.85 IQD 1,112

$1.67 Rp 27K

-49.10%

Rice (white) (1kg)

$1.58 IQD 2,069

$1.14 Rp 18.5K

38.60%

Eggs

$1.81 IQD 2,363

$2.27 Rp 36.9K

-20.26%

Local Cheese (1kg)

$2.41 IQD 3,156

$13.94 Rp 226.3K

-82.71%

Chicken Fillets (1kg)

$5.04 IQD 6,600

$4 Rp 64.8K

26.00%

Beef Round Steak (1kg)

$10.54 IQD 13.8K

$11.3 Rp 183.4K

-6.73%

Apples (1kg)

$1.26 IQD 1,653

$3.6 Rp 58.4K

-65.00%

Banana (1kg)

$1.22 IQD 1,591

$1.53 Rp 24.8K

-20.26%

Oranges (1kg)

$1.02 IQD 1,334

$2.65 Rp 43K

-61.51%

Tomato (1kg)

$0.74 IQD 964

$1.38 Rp 22.4K

-46.38%

Potato (1kg)

$0.69 IQD 897

$1.58 Rp 25.6K

-56.33%

Onion (1kg)

$0.66 IQD 868

$2.16 Rp 35.1K

-69.44%

Lettuce (1 head)

$0.65 IQD 857

$1.04 Rp 16.9K

-37.50%

Water (1.5 liter bottle)

$0.39 IQD 511

$0.56 Rp 9,114

-30.36%

Cigarettes 20 Pack (Marlboro, Camel)

$1.5 IQD 1,960

$2.23 Rp 36.3K

-32.74%

Wine (Bottle)

$14.96 IQD 19.6K

$14.98 Rp 243.2K

-0.13%

Local Beer (0.5 liter bottle)

$1.76 IQD 2,310

$2.43 Rp 39.5K

-27.57%

Imported Beer (0.33 liter bottle)

$2.15 IQD 2,811

$2.64 Rp 42.8K

-18.56%

One-way Ticket (Public Transport)

$0.36 IQD 477

$0.32 Rp 5,203

12.50%

Public Transport Monthly Pass (Regular Price)

$34.26 IQD 44.8K

$10.12 Rp 164.3K

238.54%

Taxi Start (Normal Tariff)

$1.87 IQD 2,443

$0.49 Rp 7,888

281.63%

Taxi (Normal Tariff) (1km)

$1.53 IQD 2,005

$0.34 Rp 5,573

350.00%

Taxi 1hour Waiting (Normal Tariff)

$5.04 IQD 6,597

$6.04 Rp 98K

-16.56%

Gasoline (1 liter)

$0.45 IQD 584

$0.73 Rp 11.9K

-38.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.4K IQD 14.9M

$26.2K Rp 425.6M

-56.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.9K IQD 26M

$31.9K Rp 518.5M

-37.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$58.1 IQD 76.1K

$62.6 Rp 1M

-7.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.76 IQD 29.8K

$4.1 Rp 66.6K

455.12%

Internet (50+ Mbps, Unlimited Data)

$34.09 IQD 44.6K

$24.32 Rp 394.7K

40.17%

Gym Membership (Monthly)

$29.9 IQD 39.1K

$22.6 Rp 366.9K

32.30%

Tennis Court (1 Hour on Weekend)

$14.8 IQD 19.4K

$6.26 Rp 101.5K

136.42%

Cinema Ticket

$7.5 IQD 9,816

$3.29 Rp 53.4K

127.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$167 IQD 218.2K

$93.2 Rp 1.5M

78.82%

International Primary School, 1 Child (Yearly)

$928 IQD 1.2M

$6,098 Rp 99M

-84.77%

Jeans (Levis 501 Or Similar)

$16.29 IQD 21.3K

$52.8 Rp 857.4K

-69.16%

Summer Dress (H&M, Zara, etc)

$25.5 IQD 33.4K

$24.84 Rp 403.3K

2.66%

Sport Shoes (Adidas, Nike)

$65.7 IQD 86K

$85.2 Rp 1.4M

-22.89%

Men's Leather Business Shoes

$42.88 IQD 56.1K

$72.5 Rp 1.2M

-40.83%

1-bedroom Apartment, City Center (Monthly)

$242 IQD 316.6K

$259 Rp 4.2M

-6.56%

1-bedroom Apartment, Outside City Center (Monthly)

$135 IQD 177.3K

$159 Rp 2.6M

-14.72%

3-bedroom Apartment, City Center (Monthly)

$387 IQD 506.2K

$578 Rp 9.4M

-33.05%

3-bedroom Apartment, Outside City Center (Monthly)

$155 IQD 202.9K

$336 Rp 5.5M

-53.89%

Buy Apartment in City Center (m2)

$1,232 IQD 1.6M

$1,000 Rp 16.2M

23.11%

Buy Apartment Outside City Center (m2)

$493 IQD 644.8K

$860 Rp 14M

-42.75%

Average Monthly Net Salary (After Tax)

$746 IQD 977K

$182 Rp 3M

309.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.67

13.28

-57.30%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for An Najaf: October 28, 2025

Last update for Ubud: October 29, 2025

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