Last update: Oct 2026

Cost of Living Comparison Between Amsterdam and Arnhem

For one person, living is cheaper in Arnhem: $2,557 a month against $3,465 in Amsterdam, rent and utilities included – about $10,900 less a year. Rent and utilities account for most of the difference.

Amsterdam
🇳🇱 Netherlands
$3,465
/mo nomad
Arnhem
🇳🇱 Netherlands
$2,557
/mo nomad
Monthly Cost of Living

How much you'll spend in Amsterdam and in Arnhem

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Amsterdam and in Arnhem actually costs, broken down by who's living it.

A single person spends $3,465 per month in Amsterdam vs $2,557 in Arnhem, rent included.

  • Amsterdam $3,465
  • Arnhem $2,557

A couple spends around $4,929 per month in Amsterdam vs $3,743 in Arnhem, rent included.

  • Amsterdam $4,929
  • Arnhem $3,743

A family of three spends $6,393 per month in Amsterdam vs $4,930 in Arnhem, rent included.

  • Amsterdam $6,393
  • Arnhem $4,930

Amsterdam costs about 36% more than Arnhem, and outside of rent the biggest gap is in groceries.

Both Amsterdam and Arnhem sit above the global median – Amsterdam by 157%, Arnhem by 89%.

Currency
🍽 Eating Out
Amsterdam
Arnhem
Difference
Meal at Budget Restaurant
$22.10 €19.66
$21.91 €19.49
0.87%
Three-Course Dinner for Two, Mid-Range
$90.0 €80.0
$85.2 €75.8
5.57%
Fast Food Meal (McDonalds, etc)
$15.32 €13.63
$14.98 €13.32
2.27%
Cappuccino
$4.58 €4.07
$4.07 €3.62
12.53%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.70 €3.29
$3.34 €2.97
10.78%
Water (0.33 liter bottle)
$2.98 €2.65
$2.83 €2.52
5.30%
Local Beer (0.5 liter draught)
$7.38 €6.56
$5.62 €5.00
31.32%
Imported Beer (0.33 liter bottle)
$5.73 €5.10
$5.47 €4.86
4.75%
🛒 Groceries & Markets
Amsterdam
Arnhem
Difference
Milk (1 liter)
$1.57 €1.40
$1.48 €1.32
6.08%
White Bread (500g)
$2.30 €2.04
$1.99 €1.77
15.58%
Rice (white) (1kg)
$2.51 €2.23
$2.29 €2.04
9.61%
Eggs
$5.07 €4.51
$5.21 €4.64
-2.69%
Local Cheese (1kg)
$16.73 €14.88
$12.74 €11.33
31.32%
Chicken Fillets (1kg)
$13.11 €11.66
$14.14 €12.58
-7.28%
Beef Round Steak (1kg)
$22.79 €20.28
$15.77 €14.03
44.51%
Apples (1kg)
$2.73 €2.43
$2.82 €2.50
-3.19%
Banana (1kg)
$2.76 €2.46
$2.54 €2.26
8.66%
Oranges (1kg)
$2.74 €2.44
$1.86 €1.65
47.31%
Tomato (1kg)
$3.78 €3.37
$5.39 €4.79
-29.87%
Potato (1kg)
$2.38 €2.11
$1.88 €1.67
26.60%
Onion (1kg)
$1.61 €1.43
$2.39 €2.13
-32.64%
Lettuce (1 head)
$1.46 €1.30
$1.22 €1.08
19.67%
Water (1.5 liter bottle)
$1.77 €1.58
$0.71 €0.63
149.30%
Cigarettes 20 Pack (Marlboro, Camel)
$14.52 €12.92
$14.23 €12.65
2.04%
Wine (Bottle)
$9.10 €8.09
$7.15 €6.36
27.27%
Local Beer (0.5 liter bottle)
$1.79 €1.59
$1.44 €1.28
24.31%
Imported Beer (0.33 liter bottle)
$2.43 €2.16
$2.63 €2.34
-7.60%
🚌 Getting Around
Amsterdam
Arnhem
Difference
One-way Ticket (Public Transport)
$3.69 €3.29
$4.35 €3.87
-15.17%
Public Transport Monthly Pass (Regular Price)
$112 €100
$113 €100
-0.33%
Taxi Start (Normal Tariff)
$4.51 €4.01
$4.00 €3.56
12.75%
Taxi (Normal Tariff) (1km)
$3.44 €3.06
$2.38 €2.12
44.54%
Taxi 1hour Waiting (Normal Tariff)
$39.71 €35.32
$32.86 €29.23
20.85%
Gasoline (1 liter)
$2.63 €2.34
$2.39 €2.12
10.04%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.3K €36.7K
$41.8K €37.2K
-1.24%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.4K €35.1K
$39.7K €35.3K
-0.70%
🧾 Monthly Utilities & Internet
Amsterdam
Arnhem
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$295 €262
$276 €245
6.96%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.26 €19.80
$22.71 €20.20
-1.98%
Internet (50+ Mbps, Unlimited Data)
$51.1 €45.46
$42.44 €37.75
20.43%
🎉 Sport & Entertainment
Amsterdam
Arnhem
Difference
Gym Membership (Monthly)
$59.9 €53.3
$41.30 €36.73
45.06%
Tennis Court (1 Hour on Weekend)
$35.44 €31.52
$10.99 €9.78
222.47%
Cinema Ticket
$16.82 €14.96
$14.38 €12.79
16.97%
🧸 Childcare & Education
Amsterdam
Arnhem
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,826 €2,513
$1,259 €1,120
124.36%
International Primary School, 1 Child (Yearly)
$17.1K €15.2K
$5,925 €5,270
189.16%
👕👟 Clothing & Footwear
Amsterdam
Arnhem
Difference
Jeans (Levis 501 Or Similar)
$92.5 €82.3
$95.3 €84.8
-2.95%
Summer Dress (H&M, Zara, etc)
$41.61 €37.01
$29.13 €25.91
42.84%
Sport Shoes (Adidas, Nike)
$97.6 €86.9
$107 €94.8
-8.35%
Men's Leather Business Shoes
$132 €117
$152 €136
-13.44%
🏠 Accommodation & Living
Amsterdam
Arnhem
Difference
1-bedroom Apartment, City Center (Monthly)
$2,575 €2,290
$1,436 €1,278
79.27%
1-bedroom Apartment, Outside City Center (Monthly)
$1,955 €1,739
$1,159 €1,031
68.65%
3-bedroom Apartment, City Center (Monthly)
$3,997 €3,555
$2,228 €1,982
79.40%
3-bedroom Apartment, Outside City Center (Monthly)
$3,053 €2,716
$1,834 €1,632
66.44%
Buy Apartment in City Center (m2)
$10.4K €9,222
$5,312 €4,725
95.18%
Buy Apartment Outside City Center (m2)
$6,494 €5,776
$4,175 €3,714
55.53%
💵 Salaries & Financials
Amsterdam
Arnhem
Difference
Average Monthly Net Salary (After Tax)
$4,692 €4,174
$3,723 €3,312
26.04%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.27
3.95
-17.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Amsterdam: October 12, 2026

Last update for Arnhem: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Amsterdam
$2K
Arnhem
$1.2K 40.7% $796
Groceries & Markets
Amsterdam
$383
Arnhem
$335 12.4% $47
Monthly Utilities & Internet
Amsterdam
$368
Arnhem
$341 7.4% $27
Eating Out
Amsterdam
$353
Arnhem
$333 5.7% $20
Clothing & Footwear
Amsterdam
$164
Arnhem
$173 5.4% $8.9
Getting Around
Amsterdam
$149
Arnhem
$146 1.9% $2.8
Sport & Entertainment
Amsterdam
$94
Arnhem
$70 25.1% $23

Cost Breakdown

A central one-bedroom costs $2,575 in Amsterdam versus $1,436 in Arnhem. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 26% higher in Amsterdam, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $90.0 in Amsterdam versus $85.0 in Arnhem. Monthly groceries follow the same trend: $383 vs $335 – making Arnhem the more affordable choice for daily food spending.

Good to know
🇳🇱 Amsterdam
🇳🇱 Arnhem
🕒 Local time
03:18 3:18 AM
03:18 3:18 AM
Same time as Amsterdam
🌤 Weather
👥 Population
881,933 Capital
165,770
💱 Currency
Euro EUR €
Euro EUR €
Exchange rates and currency converter

USD to EUR – Euro Converter

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Amsterdam Arnhem 82 km
From you
  • Amsterdam
  • Arnhem

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Amsterdam vs Arnhem: Cost of Living - Frequently Asked Questions
Is Arnhem cheaper than Amsterdam?
Yes – Amsterdam is pricier by about 36%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $5,197 per month in Amsterdam and $3,835 in Arnhem. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Arnhem, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 0% less in Arnhem. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $2,826 per month in Amsterdam and $1,259 in Arnhem. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $3,000 enough to cover costs in Amsterdam or in Arnhem?
$3,000 is a stretch for both – monthly costs hit $3,465 in Amsterdam and $2,557 in Arnhem. You'll need shared housing and careful budgeting no matter which city you pick.
Is Amsterdam or Arnhem more family-friendly?
Families tend to lean toward Arnhem – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Amsterdam or Arnhem?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Arnhem. If higher salaries, better infrastructure, or specific career opportunities are the priority, Amsterdam makes more sense. Both are solid long-term options with distinct trade-offs.

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