Cost of Living Comparison Between Amherst, MA and Phuket Cost of Living Comparison Between Amherst, MA and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $3,006 in Amherst, MA versus $1,232 in Phuket.

Estimated couple costs with rent: $4,373 in Amherst, MA versus $2,054 in Phuket.

Monthly costs for a family of three with rent: $5,739 in Amherst, MA versus $2,876 in Phuket.

Living in Amherst, MA is roughly 144% more expensive than in Phuket, driven mainly by Eating Out.

The two cities straddle the global median: Amherst, MA is 120% above, Phuket is 10% below.

Meal at Budget Restaurant

$19.78 $19.78

$4.41 ฿147

348.53%

Three-Course Dinner for Two, Mid-Range

$76.3 $76.3

$32.26 ฿1,077

136.52%

Fast Food Meal (McDonalds, etc)

$9.48 $9.48

$8.93 ฿298

6.16%

Cappuccino

$4.70 $4.70

$2.90 ฿96.6

62.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 $2.62

$0.88 ฿29.38

197.73%

Water (0.33 liter bottle)

$1.98 $1.98

$0.48 ฿16.06

312.50%

Local Beer (0.5 liter draught)

$5.94 $5.94

$2.35 ฿78.5

152.77%

Imported Beer (0.33 liter bottle)

$10.69 $10.69

$3.72 ฿124

187.37%

Milk (1 liter)

$1.02 $1.02

$1.87 ฿62.3

-45.45%

White Bread (500g)

$3.20 $3.20

$1.47 ฿48.94

117.69%

Rice (white) (1kg)

$5.33 $5.33

$1.55 ฿51.8

243.87%

Eggs

$4.54 $4.54

$2.10 ฿70.1

116.19%

Local Cheese (1kg)

$16.58 $16.58

$19.59 ฿654

-15.36%

Chicken Fillets (1kg)

$15.78 $15.78

$3.42 ฿114

361.40%

Beef Round Steak (1kg)

$18.70 $18.70

$11.38 ฿380

64.32%

Apples (1kg)

$4.88 $4.88

$2.98 ฿99.6

63.76%

Banana (1kg)

$1.45 $1.45

$1.68 ฿56.2

-13.69%

Oranges (1kg)

$3.40 $3.40

$2.21 ฿73.7

53.85%

Tomato (1kg)

$4.58 $4.58

$2.16 ฿72.1

112.04%

Potato (1kg)

$3.27 $3.27

$1.52 ฿50.9

115.13%

Onion (1kg)

$3.52 $3.52

$1.34 ฿44.67

162.69%

Lettuce (1 head)

$2.31 $2.31

$1.13 ฿37.67

104.42%

Water (1.5 liter bottle)

$2.04 $2.04

$0.55 ฿18.24

270.91%

Cigarettes 20 Pack (Marlboro, Camel)

$10.67 $10.67

$4.26 ฿142

150.47%

Wine (Bottle)

$11.88 $11.88

$19.09 ฿637

-37.77%

Local Beer (0.5 liter bottle)

$2.06 $2.06

$1.78 ฿59.4

15.73%

Imported Beer (0.33 liter bottle)

$3.43 $3.43

$2.78 ฿92.9

23.38%

One-way Ticket (Public Transport)

$1.29 $1.29

$2.23 ฿74.4

-42.15%

Public Transport Monthly Pass (Regular Price)

$27.88 $27.88

$22.74 ฿759

22.60%

Taxi Start (Normal Tariff)

$3.58 $3.58

$3.03 ฿101

18.15%

Taxi (Normal Tariff) (1km)

$1.35 $1.35

$1.02 ฿34.15

32.35%

Taxi 1hour Waiting (Normal Tariff)

$30.36 $30.36

$3.89 ฿130

680.46%

Gasoline (1 liter)

$0.97 $0.97

$1.49 ฿49.77

-34.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.2K $36.2K

$26.6K ฿887.3K

36.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$27.0K ฿902.2K

-5.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 $214

$102 ฿3,420

109.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.8 $57.8

$11.33 ฿378

410.41%

Internet (50+ Mbps, Unlimited Data)

$84.6 $84.6

$17.40 ฿581

385.92%

Gym Membership (Monthly)

$120 $120

$52.1 ฿1,738

130.38%

Tennis Court (1 Hour on Weekend)

$6.93 $6.93

$11.07 ฿370

-37.40%

Cinema Ticket

$10.30 $10.30

$7.69 ฿257

33.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,516 $1,516

$561 ฿18.7K

170.41%

International Primary School, 1 Child (Yearly)

$16.9K $16.9K

$11.5K ฿384.1K

46.56%

Jeans (Levis 501 Or Similar)

$44.90 $44.90

$63.0 ฿2,104

-28.76%

Summer Dress (H&M, Zara, etc)

$39.65 $39.65

$29.52 ฿986

34.32%

Sport Shoes (Adidas, Nike)

$91.0 $91.0

$98.0 ฿3,272

-7.22%

Men's Leather Business Shoes

$110 $110

$88.5 ฿2,954

24.15%

1-bedroom Apartment, City Center (Monthly)

$1,806 $1,806

$738 ฿24.6K

144.64%

1-bedroom Apartment, Outside City Center (Monthly)

$1,638 $1,638

$482 ฿16.1K

239.66%

3-bedroom Apartment, City Center (Monthly)

$3,877 $3,877

$2,107 ฿70.3K

84.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,648 $2,648

$1,226 ฿40.9K

116.01%

Buy Apartment in City Center (m2)

$4,021 $4,021

$3,617 ฿120.7K

11.16%

Buy Apartment Outside City Center (m2)

$4,083 $4,083

$2,603 ฿86.9K

56.87%

Average Monthly Net Salary (After Tax)

$4,734 $4,734

$494 ฿16.5K

859.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.1

5.57

9.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Amherst, MA: September 13, 2026

Last update for Phuket: September 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,806 in Amherst, MA and $738 in Phuket. Housing cost is often the main lever when comparing two cities.

Amherst, MA pays 859% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Amherst, MA vs $32.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $428 vs $274 per month, with Phuket cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Amherst, MA vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet, Sport & Entertainment, Clothing & Footwear. The 144% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 859% higher in Amherst, MA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,806 in Amherst, MA versus $738 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,516 in Amherst, MA versus $561 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 56% higher in Amherst, MA. For households that cook at home regularly, that difference adds up over a month.

At $1,232 in Phuket versus $3,006 in Amherst, MA, a $1,500 budget is realistic in Phuket but tight or insufficient in Amherst, MA. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Amherst, MA, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Amherst, MA and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 144% less than in Amherst, MA. Beyond cost, consider language, visa policies, and how big the international community is in each city.