Cost of Living Comparison Between Amherst, MA and Austin, TX Cost of Living Comparison Between Amherst, MA and Austin, TX

Monthly Cost of Living

Monthly costs for one person with rent: $3,020 in Amherst, MA versus $2,695 in Austin, TX.

Estimated couple costs with rent: $4,359 in Amherst, MA versus $4,184 in Austin, TX.

Monthly costs for a family of three with rent: $5,699 in Amherst, MA versus $5,674 in Austin, TX.

Living in Amherst, MA is roughly 12% more expensive than in Austin, TX, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: Amherst, MA 120% above, Austin, TX 96% above.

Meal at Budget Restaurant

$19.62 $19.62

$19.82 $19.82

-1.01%

Three-Course Dinner for Two, Mid-Range

$73.9 $73.9

$83.9 $83.9

-11.88%

Fast Food Meal (McDonalds, etc)

$9.31 $9.31

$12.30 $12.30

-24.31%

Cappuccino

$4.76 $4.76

$5.48 $5.48

-13.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.67 $2.67

$3.72 $3.72

-28.23%

Water (0.33 liter bottle)

$1.99 $1.99

$2.36 $2.36

-15.68%

Local Beer (0.5 liter draught)

$5.90 $5.90

$7.76 $7.76

-23.97%

Imported Beer (0.33 liter bottle)

$10.38 $10.38

$9.14 $9.14

13.57%

Milk (1 liter)

$1.02 $1.02

$1.13 $1.13

-9.73%

White Bread (500g)

$3.20 $3.20

$3.75 $3.75

-14.67%

Rice (white) (1kg)

$5.17 $5.17

$3.43 $3.43

50.73%

Eggs

$4.59 $4.59

$4.35 $4.35

5.52%

Local Cheese (1kg)

$16.64 $16.64

$13.14 $13.14

26.64%

Chicken Fillets (1kg)

$15.74 $15.74

$14.39 $14.39

9.38%

Beef Round Steak (1kg)

$18.71 $18.71

$17.20 $17.20

8.78%

Apples (1kg)

$4.72 $4.72

$4.49 $4.49

5.12%

Banana (1kg)

$1.42 $1.42

$1.44 $1.44

-1.39%

Oranges (1kg)

$3.28 $3.28

$4.67 $4.67

-29.76%

Tomato (1kg)

$4.85 $4.85

$4.97 $4.97

-2.41%

Potato (1kg)

$3.13 $3.13

$3.00 $3.00

4.33%

Onion (1kg)

$3.69 $3.69

$2.69 $2.69

37.17%

Lettuce (1 head)

$2.31 $2.31

$1.85 $1.85

24.86%

Water (1.5 liter bottle)

$2.05 $2.05

$2.18 $2.18

-5.96%

Cigarettes 20 Pack (Marlboro, Camel)

$10.41 $10.41

$9.45 $9.45

10.16%

Wine (Bottle)

$11.79 $11.79

$15.11 $15.11

-21.97%

Local Beer (0.5 liter bottle)

$1.99 $1.99

$2.89 $2.89

-31.14%

Imported Beer (0.33 liter bottle)

$3.41 $3.41

$3.49 $3.49

-2.29%

One-way Ticket (Public Transport)

$1.29 $1.29

$1.64 $1.64

-21.34%

Public Transport Monthly Pass (Regular Price)

$28.36 $28.36

$40.44 $40.44

-29.87%

Taxi Start (Normal Tariff)

$3.53 $3.53

$2.81 $2.81

25.62%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$1.58 $1.58

-9.49%

Taxi 1hour Waiting (Normal Tariff)

$30.50 $30.50

$35.18 $35.18

-13.30%

Gasoline (1 liter)

$0.95 $0.95

$0.90 $0.90

5.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.7K $36.7K

$35.9K $35.9K

2.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$27.7K $27.7K

-7.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$216 $216

$222 $222

-2.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$58.3 $58.3

0.36%

Internet (50+ Mbps, Unlimited Data)

$84.0 $84.0

$69.1 $69.1

21.60%

Gym Membership (Monthly)

$118 $118

$66.2 $66.2

79.07%

Tennis Court (1 Hour on Weekend)

$6.90 $6.90

$14.76 $14.76

-53.25%

Cinema Ticket

$10.60 $10.60

$13.78 $13.78

-23.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,471 $1,471

$1,526 $1,526

-3.65%

International Primary School, 1 Child (Yearly)

$16.7K $16.7K

$21.2K $21.2K

-21.38%

Jeans (Levis 501 Or Similar)

$45.01 $45.01

$54.6 $54.6

-17.49%

Summer Dress (H&M, Zara, etc)

$39.07 $39.07

$44.01 $44.01

-11.22%

Sport Shoes (Adidas, Nike)

$90.4 $90.4

$89.7 $89.7

0.70%

Men's Leather Business Shoes

$109 $109

0.72%

1-bedroom Apartment, City Center (Monthly)

$1,837 $1,837

$1,942 $1,942

-5.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,649 $1,649

$1,258 $1,258

31.06%

3-bedroom Apartment, City Center (Monthly)

$3,927 $3,927

$3,762 $3,762

4.37%

3-bedroom Apartment, Outside City Center (Monthly)

$2,661 $2,661

$2,592 $2,592

2.66%

Buy Apartment in City Center (m2)

$4,115 $4,115

$7,403 $7,403

-44.41%

Buy Apartment Outside City Center (m2)

$4,117 $4,117

$3,203 $3,203

28.51%

Average Monthly Net Salary (After Tax)

$4,796 $4,796

$5,085 $5,085

-5.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.1

6.44

-5.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Amherst, MA: September 1, 2026

Last update for Austin, TX: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,837 in Amherst, MA and $1,942 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 6% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $74.0 in Amherst, MA vs $84.0 in Austin, TX. Groceries flip the comparison at $427 vs $417, with Austin, TX cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Amherst, MA vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX is cheaper overall, especially in Groceries & Markets, Monthly Utilities & Internet, Sport & Entertainment. The 12% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 6% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,837 in Amherst, MA versus $1,942 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,471 in Amherst, MA versus $1,526 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 2% higher in Amherst, MA. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Amherst, MA and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Austin, TX gentler on the wallet – expenses run 12% less than in Amherst, MA. Beyond cost, consider language, visa policies, and how big the international community is in each city.