Cost of Living Comparison Between Amherst, MA and New York, NY Cost of Living Comparison Between Amherst, MA and New York, NY

🙂 Solo nomad: Amherst, MA is 39.3% cheaper than New York, NY without rent, and 33.3% cheaper with rent.

🙂 Family of 3: Amherst, MA is 27.2% cheaper than New York, NY without rent, and 34.1% cheaper with rent.

Meal at Budget Restaurant

$19.88 $19.88

$29.68 $29.68

-33.02%

Three-Course Dinner for Two, Mid-Range

$69.5 $69.5

$144 $144

-51.80%

Fast Food Meal (McDonalds, etc)

$9.76 $9.76

$12.43 $12.43

-21.48%

Cappuccino

$5.35 $5.35

$5.84 $5.84

-8.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.93 $2.93

$3.26 $3.26

-10.12%

Water (0.33 liter bottle)

$2.41 $2.41

$2.58 $2.58

-6.59%

Local Beer (0.5 liter draught)

$7.9 $7.9

$8.24 $8.24

-4.13%

Imported Beer (0.33 liter bottle)

$7.34 $7.34

$11.86 $11.86

-38.11%

Milk (1 liter)

$1.32 $1.32

$1.56 $1.56

-15.38%

White Bread (500g)

$3.6 $3.6

$5.23 $5.23

-31.17%

Rice (white) (1kg)

$2.04 $2.04

$8.11 $8.11

-74.85%

Eggs

$4.76 $4.76

$7.25 $7.25

-34.34%

Local Cheese (1kg)

$14 $14

$17.08 $17.08

-18.03%

Chicken Fillets (1kg)

$5.07 $5.07

$16.24 $16.24

-68.78%

Beef Round Steak (1kg)

$19.06 $19.06

$20.02 $20.02

-4.80%

Apples (1kg)

$5.31 $5.31

$7.49 $7.49

-29.11%

Banana (1kg)

$1.51 $1.51

$2.55 $2.55

-40.78%

Oranges (1kg)

$3.6 $3.6

$5.82 $5.82

-38.14%

Tomato (1kg)

$5.05 $5.05

$6.52 $6.52

-22.55%

Potato (1kg)

$0.98 $0.98

$3.72 $3.72

-73.66%

Onion (1kg)

$1.02 $1.02

$3.9 $3.9

-73.85%

Lettuce (1 head)

$2.52 $2.52

$3.07 $3.07

-17.92%

Water (1.5 liter bottle)

$1.99 $1.99

$2.57 $2.57

-22.57%

Cigarettes 20 Pack (Marlboro, Camel)

$10.67 $10.67

$19.21 $19.21

-44.46%

Wine (Bottle)

$15.14 $15.14

$17.79 $17.79

-14.90%

Local Beer (0.5 liter bottle)

$2.87 $2.87

$3.01 $3.01

-4.65%

Imported Beer (0.33 liter bottle)

$3.58 $3.58

$3.72 $3.72

-3.76%

One-way Ticket (Public Transport)

$2.04 $2.04

$2.92 $2.92

-30.14%

Public Transport Monthly Pass (Regular Price)

$28.44 $28.44

$134 $134

-78.77%

Taxi Start (Normal Tariff)

$2.55 $2.55

$5.13 $5.13

-50.29%

Taxi (Normal Tariff) (1km)

$1.37 $1.37

$2.15 $2.15

-36.28%

Taxi 1hour Waiting (Normal Tariff)

$28.31 $28.31

$41.57 $41.57

-31.90%

Gasoline (1 liter)

$0.93 $0.93

$0.95 $0.95

-2.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K $29.6K

$35K $35K

-15.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$27.7K $27.7K

-7.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$196 $196

$179 $179

10.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.5 $57.5

$60 $60

-4.07%

Internet (50+ Mbps, Unlimited Data)

$78.7 $78.7

$63.8 $63.8

23.31%

Gym Membership (Monthly)

$120 $120

$141 $141

-14.90%

Tennis Court (1 Hour on Weekend)

$6.93 $6.93

$63.9 $63.9

-89.15%

Cinema Ticket

$10.94 $10.94

$19.9 $19.9

-45.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,783 $2,783

$3,206 $3,206

-13.20%

International Primary School, 1 Child (Yearly)

$27.5K $27.5K

$56.5K $56.5K

-51.29%

Jeans (Levis 501 Or Similar)

$39.39 $39.39

$65.7 $65.7

-40.05%

Summer Dress (H&M, Zara, etc)

$45.35 $45.35

$48.75 $48.75

-6.97%

Sport Shoes (Adidas, Nike)

$83.9 $83.9

$111 $111

-24.55%

Men's Leather Business Shoes

$142 $142

$172 $172

-17.02%

1-bedroom Apartment, City Center (Monthly)

$1,845 $1,845

$4,165 $4,165

-55.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,624 $1,624

$2,653 $2,653

-38.80%

3-bedroom Apartment, City Center (Monthly)

$4,788 $4,788

$8,412 $8,412

-43.08%

3-bedroom Apartment, Outside City Center (Monthly)

$3,527 $3,527

$5,277 $5,277

-33.17%

Buy Apartment in City Center (m2)

$4,028 $4,028

$15.6K $15.6K

-74.21%

Buy Apartment Outside City Center (m2)

$4,015 $4,015

$11.2K $11.2K

-64.01%

Average Monthly Net Salary (After Tax)

$4,895 $4,895

$5,616 $5,616

-12.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.22

6.44

-3.42%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Amherst, MA: October 29, 2025

Last update for New York, NY: October 28, 2025

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