Last update: Oct 2026

Cost of Living Comparison Between Amersfoort and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,685 in Amersfoort, rent and utilities included – about $21,200 less a year. Rent and utilities account for most of the difference.

131

Cost of Living Index in Amersfoort
Learn more

Amersfoort Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Amersfoort

🇳🇱 Netherlands

$2,685

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Amersfoort and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Amersfoort and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,685 in Amersfoort versus $918 in Cebu.

Amersfoort $2,685
Cebu $918

Estimated couple costs with rent: $3,737 in Amersfoort versus $1,409 in Cebu.

Amersfoort $3,737
Cebu $1,409

Monthly costs for a family of three with rent: $4,790 in Amersfoort versus $1,900 in Cebu.

Amersfoort $4,790
Cebu $1,900

Living in Amersfoort is roughly 193% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Amersfoort is 99% above, Cebu is 32% below.

Meal at Budget Restaurant

$23.73 €21.11

$3.09 ₱194

667.96%

Three-Course Dinner for Two, Mid-Range

$79.1 €70.3

$24.22 ₱1,525

226.38%

Fast Food Meal (McDonalds, etc)

$10.92 €9.71

$3.92 ₱247

178.57%

Cappuccino

$3.84 €3.42

$2.51 ₱158

52.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.81 €3.39

$1.59 ₱100

139.62%

Water (0.33 liter bottle)

$3.31 €2.95

$0.53 ₱33.43

524.53%

Local Beer (0.5 liter draught)

$6.76 €6.02

$1.78 ₱112

279.78%

Imported Beer (0.33 liter bottle)

$4.92 €4.38

$2.17 ₱137

126.73%

Milk (1 liter)

$1.18 €1.05

$1.92 ₱121

-38.54%

White Bread (500g)

$1.76 €1.57

$1.36 ₱85.4

29.41%

Rice (white) (1kg)

$2.81 €2.50

$1.01 ₱63.5

178.22%

Eggs

$4.21 €3.74

$2.03 ₱128

107.39%

Local Cheese (1kg)

$14.13 €12.57

$9.86 ₱621

43.31%

Chicken Fillets (1kg)

$13.27 €11.80

$4.39 ₱277

202.28%

Beef Round Steak (1kg)

$16.39 €14.58

$7.60 ₱479

115.66%

Apples (1kg)

$2.25 €2.00

$3.30 ₱208

-31.82%

Banana (1kg)

$2.13 €1.90

$1.39 ₱87.8

53.24%

Oranges (1kg)

$1.87 €1.67

$2.33 ₱147

-19.74%

Tomato (1kg)

$3.70 €3.29

$1.50 ₱94.3

146.67%

Potato (1kg)

$1.79 €1.59

$2.36 ₱149

-24.15%

Onion (1kg)

$1.77 €1.58

$1.90 ₱119

-6.84%

Lettuce (1 head)

$1.23 €1.10

$1.19 ₱74.9

3.36%

Water (1.5 liter bottle)

$0.77 €0.69

$0.63 ₱39.71

22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$12.68 €11.28

$3.00 ₱189

322.67%

Wine (Bottle)

$7.01 €6.23

$6.03 ₱379

16.25%

Local Beer (0.5 liter bottle)

$1.46 €1.30

$1.23 ₱77.7

18.70%

Imported Beer (0.33 liter bottle)

$2.72 €2.42

$1.75 ₱110

55.43%

One-way Ticket (Public Transport)

$4.59 €4.09

$0.25 ₱15.86

1736.00%

Public Transport Monthly Pass (Regular Price)

$89.3 €79.5

$12.64 ₱796

606.80%

Taxi Start (Normal Tariff)

$5.68 €5.06

$0.77 ₱48.62

637.66%

Taxi (Normal Tariff) (1km)

$2.73 €2.43

$0.23 ₱14.53

1086.96%

Taxi 1hour Waiting (Normal Tariff)

$28.12 €25.01

$4.46 ₱281

530.49%

Gasoline (1 liter)

$2.24 €2.00

$1.31 ₱82.8

70.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.9K €29.2K

$21.2K ₱1.3M

54.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.7K €32.7K

$19.1K ₱1.2M

91.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$254 €226

$120 ₱7,569

111.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.12 €23.23

$14.00 ₱882

86.57%

Internet (50+ Mbps, Unlimited Data)

$47.77 €42.49

$27.54 ₱1,734

73.46%

Gym Membership (Monthly)

$38.07 €33.87

$32.33 ₱2,035

17.75%

Tennis Court (1 Hour on Weekend)

$30.78 €27.38

$6.65 ₱419

362.86%

Cinema Ticket

$15.43 €13.72

$5.65 ₱356

173.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,006 €1,784

$275 ₱17.3K

628.48%

International Primary School, 1 Child (Yearly)

$4,680 €4,163

$7,918 ₱498.5K

-40.89%

Jeans (Levis 501 Or Similar)

$96.7 €86.0

$49.33 ₱3,106

96.07%

Summer Dress (H&M, Zara, etc)

$50.3 €44.70

$25.24 ₱1,589

99.09%

Sport Shoes (Adidas, Nike)

$111 €98.8

$77.0 ₱4,846

44.39%

Men's Leather Business Shoes

$184 €163

$57.2 ₱3,601

220.82%

1-bedroom Apartment, City Center (Monthly)

$1,591 €1,416

$500 ₱31.5K

218.59%

1-bedroom Apartment, Outside City Center (Monthly)

$1,306 €1,162

$309 ₱19.4K

322.99%

3-bedroom Apartment, City Center (Monthly)

$2,020 €1,797

$1,078 ₱67.9K

87.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,732 €1,540

$615 ₱38.7K

181.47%

Buy Apartment in City Center (m2)

$6,419 €5,709

$2,886 ₱181.7K

122.40%

Buy Apartment Outside City Center (m2)

$5,276 €4,693

$1,917 ₱120.7K

175.27%

Average Monthly Net Salary (After Tax)

$3,996 €3,555

$346 ₱21.8K

1055.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.92

7.2

-45.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Amersfoort: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Amersfoort

$1.3K 48.7%

Cebu

$309 33.6% 76.4% $997

Eating Out

Amersfoort

$341 12.7%

Cebu

$88 9.6% 74.1% $253

Monthly Utilities & Internet

Amersfoort

$328 12.2%

Cebu

$162 17.6% 50.7% $166

Groceries & Markets

Amersfoort

$315 11.7%

Cebu

$206 22.4% 34.7% $109

Clothing & Footwear

Amersfoort

$199 7.4%

Cebu

$94 10.2% 52.7% $105

Getting Around

Amersfoort

$127 4.7%

Cebu

$16 1.7% 87.7% $111

Sport & Entertainment

Amersfoort

$69 2.6%

Cebu

$44 4.8% 36.7% $25

Cost Breakdown

A one-bedroom apartment in the center runs $1,591 in Amersfoort and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Amersfoort pays 1055% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Amersfoort vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $315 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇳🇱 Amersfoort

🇵🇭 Cebu

🕒 Local time

06:11 6:11 AM

12:11 12:11 PM

6 h ahead of Amersfoort

🌤 Weather

👥 Population

160,759

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Amersfoort Cebu 10,950 km ≈ 14 h nonstop flight

From you

Amersfoort
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Amersfoort vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 193% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1055% higher in Amersfoort, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,591 in Amersfoort versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $79.0 in Amersfoort. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,685 per month in Amersfoort versus $918 in Cebu – a 193% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $2,685 in Amersfoort, a $1,500 budget is realistic in Cebu but tight or insufficient in Amersfoort. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Amersfoort, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Amersfoort and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 193% less than in Amersfoort. Beyond cost, consider language, visa policies, and how big the international community is in each city.