Last update: Oct 2026

Cost of Living Comparison Between Almada and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,834 in Almada, rent and utilities included – about $11,000 less a year. Rent and utilities account for most of the difference.

89

Cost of Living Index in Almada
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Almada Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Almada

🇵🇹 Portugal

$1,834

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Almada and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Almada and in Cebu actually costs, broken down by who's living it.

A single person spends $1,834 per month in Almada vs $918 in Cebu, rent included.

Almada $1,834
Cebu $918

A couple spends around $2,675 per month in Almada vs $1,409 in Cebu, rent included.

Almada $2,675
Cebu $1,409

A family of three spends $3,517 per month in Almada vs $1,900 in Cebu, rent included.

Almada $3,517
Cebu $1,900

Almada costs about 100% more than Cebu, and outside of rent the biggest gap is in eating out.

Almada sits 36% above the global median, while Cebu is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.72 €14.88

$3.09 ₱194

441.10%

Three-Course Dinner for Two, Mid-Range

$56.5 €50.3

$24.22 ₱1,525

133.28%

Fast Food Meal (McDonalds, etc)

$11.32 €10.07

$3.92 ₱247

188.78%

Cappuccino

$2.47 €2.20

$2.51 ₱158

-1.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 €1.37

$1.59 ₱100

-3.14%

Water (0.33 liter bottle)

$1.18 €1.05

$0.53 ₱33.43

122.64%

Local Beer (0.5 liter draught)

$3.32 €2.96

$1.78 ₱112

86.52%

Imported Beer (0.33 liter bottle)

$3.31 €2.94

$2.17 ₱137

52.53%

Milk (1 liter)

$1.03 €0.92

$1.92 ₱121

-46.35%

White Bread (500g)

$1.22 €1.08

$1.36 ₱85.4

-10.29%

Rice (white) (1kg)

$1.51 €1.34

$1.01 ₱63.5

49.50%

Eggs

$3.81 €3.39

$2.03 ₱128

87.68%

Local Cheese (1kg)

$12.09 €10.75

$9.86 ₱621

22.62%

Chicken Fillets (1kg)

$7.71 €6.86

$4.39 ₱277

75.63%

Beef Round Steak (1kg)

$15.27 €13.58

$7.60 ₱479

100.92%

Apples (1kg)

$2.24 €1.99

$3.30 ₱208

-32.12%

Banana (1kg)

$1.30 €1.15

$1.39 ₱87.8

-6.47%

Oranges (1kg)

$1.85 €1.65

$2.33 ₱147

-20.60%

Tomato (1kg)

$2.53 €2.25

$1.50 ₱94.3

68.67%

Potato (1kg)

$1.86 €1.66

$2.36 ₱149

-21.19%

Onion (1kg)

$1.72 €1.53

$1.90 ₱119

-9.47%

Lettuce (1 head)

$1.67 €1.48

$1.19 ₱74.9

40.34%

Water (1.5 liter bottle)

$0.76 €0.68

$0.63 ₱39.71

20.63%

Cigarettes 20 Pack (Marlboro, Camel)

$6.27 €5.57

$3.00 ₱189

109.00%

Wine (Bottle)

$5.46 €4.85

$6.03 ₱379

-9.45%

Local Beer (0.5 liter bottle)

$1.34 €1.19

$1.23 ₱77.7

8.94%

Imported Beer (0.33 liter bottle)

$2.17 €1.93

$1.75 ₱110

24.00%

One-way Ticket (Public Transport)

$2.12 €1.88

$0.25 ₱15.86

748.00%

Public Transport Monthly Pass (Regular Price)

$44.21 €39.32

$12.64 ₱796

249.76%

Taxi Start (Normal Tariff)

$3.97 €3.53

$0.77 ₱48.62

415.58%

Taxi (Normal Tariff) (1km)

$0.82 €0.73

$0.23 ₱14.53

256.52%

Taxi 1hour Waiting (Normal Tariff)

$16.49 €14.67

$4.46 ₱281

269.73%

Gasoline (1 liter)

$2.08 €1.85

$1.31 ₱82.8

58.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K €29.6K

$21.2K ₱1.3M

56.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.2K €34.0K

$19.1K ₱1.2M

99.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 €97.9

$120 ₱7,569

-8.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.05 €16.94

$14.00 ₱882

36.07%

Internet (50+ Mbps, Unlimited Data)

$32.08 €28.53

$27.54 ₱1,734

16.49%

Gym Membership (Monthly)

$36.54 €32.50

$32.33 ₱2,035

13.02%

Tennis Court (1 Hour on Weekend)

$14.87 €13.23

$6.65 ₱419

123.61%

Cinema Ticket

$8.71 €7.74

$5.65 ₱356

54.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$603 €536

$275 ₱17.3K

119.00%

International Primary School, 1 Child (Yearly)

$11.3K €10.1K

$7,918 ₱498.5K

42.82%

Jeans (Levis 501 Or Similar)

$104 €92.5

$49.33 ₱3,106

110.89%

Summer Dress (H&M, Zara, etc)

$44.91 €39.94

$25.24 ₱1,589

77.93%

Sport Shoes (Adidas, Nike)

$84.5 €75.2

$77.0 ₱4,846

9.85%

Men's Leather Business Shoes

$105 €93.2

$57.2 ₱3,601

83.11%

1-bedroom Apartment, City Center (Monthly)

$1,144 €1,017

$500 ₱31.5K

128.93%

1-bedroom Apartment, Outside City Center (Monthly)

$924 €822

$309 ₱19.4K

199.25%

3-bedroom Apartment, City Center (Monthly)

$1,730 €1,539

$1,078 ₱67.9K

60.55%

3-bedroom Apartment, Outside City Center (Monthly)

$1,401 €1,246

$615 ₱38.7K

127.74%

Buy Apartment in City Center (m2)

$5,160 €4,590

$2,886 ₱181.7K

78.79%

Buy Apartment Outside City Center (m2)

$3,232 €2,875

$1,917 ₱120.7K

68.65%

Average Monthly Net Salary (After Tax)

$1,313 €1,168

$346 ₱21.8K

279.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.54

7.2

-50.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Almada: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Almada

$924 50.4%

Cebu

$309 33.6% 66.6% $615

Groceries & Markets

Almada

$250 13.6%

Cebu

$206 22.4% 17.7% $44

Eating Out

Almada

$231 12.6%

Cebu

$88 9.6% 61.9% $143

Monthly Utilities & Internet

Almada

$161 8.8%

Cebu

$162 17.6% 0.4% $0.6

Clothing & Footwear

Almada

$152 8.3%

Cebu

$94 10.2% 38.3% $58

Getting Around

Almada

$61 3.3%

Cebu

$16 1.7% 74.4% $45

Sport & Entertainment

Almada

$54 2.9%

Cebu

$44 4.8% 19.1% $10

Cost Breakdown

A central one-bedroom costs $1,144 in Almada versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 279% higher in Almada, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $56.0 in Almada versus $24.00 in Cebu. Monthly groceries follow the same trend: $250 vs $206 – making Cebu the more affordable choice for daily food spending.

Good to know

🇵🇹 Almada

🇵🇭 Cebu

🕒 Local time

03:35 3:35 AM

10:35 10:35 AM

7 h ahead of Almada

🌤 Weather

👥 Population

177,268

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Almada Cebu 12,720 km ≈ 16 h nonstop flight

From you

Almada
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Almada vs Cebu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,834 in Almada, $918 in Cebu – roughly 100% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,751 per month in Almada and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $56.0 in Almada and $24.00 in Cebu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,834 in Almada and $918 in Cebu. That's a gap of about 100%.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Almada at $1,834. In Cebu it covers expenses comfortably, while in Almada it requires careful planning or may not stretch far enough.

It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $918 in Cebu to $1,834 in Almada. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Almada makes more sense. Both are solid long-term options with distinct trade-offs.