Last update: Oct 2026

Cost of Living Comparison Between Allen, TX and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,811 in Allen, TX, rent and utilities included – about $17,300 less a year. Rent and utilities account for most of the difference.

137

Cost of Living Index in Allen, TX
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Allen, TX Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Allen, TX

🇺🇸 United States

$2,811

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Allen, TX and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Allen, TX and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,811 in Allen, TX versus $1,368 in Ubud, Bali.

Allen, TX $2,811
Ubud, Bali $1,368

Estimated couple costs with rent: $4,096 in Allen, TX versus $2,314 in Ubud, Bali.

Allen, TX $4,096
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $5,381 in Allen, TX versus $3,260 in Ubud, Bali.

Allen, TX $5,381
Ubud, Bali $3,260

Living in Allen, TX is roughly 106% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Allen, TX 108% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$19.96 $19.96

$3.33 Rp 59.9K

499.40%

Three-Course Dinner for Two, Mid-Range

$61.1 $61.1

$35.18 Rp 633.2K

73.59%

Fast Food Meal (McDonalds, etc)

$10.96 $10.96

$5.80 Rp 104.5K

88.97%

Cappuccino

$6.15 $6.15

$2.73 Rp 49.1K

125.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.89 $2.89

$1.64 Rp 29.5K

76.22%

Water (0.33 liter bottle)

$1.73 $1.73

$0.83 Rp 15.0K

108.43%

Local Beer (0.5 liter draught)

$5.52 $5.52

$2.70 Rp 48.6K

104.44%

Imported Beer (0.33 liter bottle)

$9.26 $9.26

$4.30 Rp 77.4K

115.35%

Milk (1 liter)

$0.88 $0.88

$1.50 Rp 27.1K

-41.33%

White Bread (500g)

$2.82 $2.82

$2.30 Rp 41.4K

22.61%

Rice (white) (1kg)

$2.29 $2.29

$1.18 Rp 21.2K

94.07%

Eggs

$3.75 $3.75

$2.14 Rp 38.6K

75.23%

Local Cheese (1kg)

$10.45 $10.45

$17.48 Rp 314.6K

-40.22%

Chicken Fillets (1kg)

$14.92 $14.92

$4.03 Rp 72.5K

270.22%

Beef Round Steak (1kg)

$16.99 $16.99

$12.23 Rp 220.1K

38.92%

Apples (1kg)

$3.18 $3.18

$3.55 Rp 63.9K

-10.42%

Banana (1kg)

$2.60 $2.60

$1.57 Rp 28.3K

65.61%

Oranges (1kg)

$2.89 $2.89

$2.24 Rp 40.2K

29.02%

Tomato (1kg)

$2.59 $2.59

$1.93 Rp 34.7K

34.20%

Potato (1kg)

$2.14 $2.14

$1.88 Rp 33.9K

13.83%

Onion (1kg)

$1.99 $1.99

$2.29 Rp 41.3K

-13.10%

Lettuce (1 head)

$1.72 $1.72

$0.99 Rp 17.9K

73.74%

Water (1.5 liter bottle)

$2.40 $2.40

$0.53 Rp 9,475

352.83%

Cigarettes 20 Pack (Marlboro, Camel)

$9.67 $9.67

$2.28 Rp 41.1K

324.12%

Wine (Bottle)

$11.88 $11.88

$23.01 Rp 414.2K

-48.37%

Local Beer (0.5 liter bottle)

$2.12 $2.12

$2.34 Rp 42.2K

-9.40%

Imported Beer (0.33 liter bottle)

$3.20 $3.20

$2.91 Rp 52.4K

9.97%

One-way Ticket (Public Transport)

$2.93 $2.93

$0.24 Rp 4,315

1120.83%

Public Transport Monthly Pass (Regular Price)

$59.0 $59.0

$8.82 Rp 158.7K

569.05%

Taxi Start (Normal Tariff)

$2.98 $2.98

$0.48 Rp 8,684

520.83%

Taxi (Normal Tariff) (1km)

$1.76 $1.76

$0.46 Rp 8,233

282.61%

Taxi 1hour Waiting (Normal Tariff)

$24.24 $24.24

$5.45 Rp 98.2K

344.77%

Gasoline (1 liter)

$0.92 $0.92

$0.88 Rp 15.9K

4.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.6K $36.6K

$24.6K Rp 442.2M

48.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$31.2K Rp 561.4M

-19.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 $159

$83.0 Rp 1.5M

91.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$87.0 $87.0

$6.45 Rp 116.0K

1248.99%

Internet (50+ Mbps, Unlimited Data)

$66.7 $66.7

$18.57 Rp 334.2K

259.29%

Gym Membership (Monthly)

$75.5 $75.5

$55.8 Rp 1.0M

35.17%

Tennis Court (1 Hour on Weekend)

$30.46 $30.46

$18.11 Rp 326.0K

68.19%

Cinema Ticket

$11.89 $11.89

$4.38 Rp 78.9K

171.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,754 $1,754

$493 Rp 8.9M

255.74%

International Primary School, 1 Child (Yearly)

$28.1K $28.1K

$5,754 Rp 103.6M

388.26%

Jeans (Levis 501 Or Similar)

$56.2 $56.2

$46.19 Rp 831.4K

21.76%

Summer Dress (H&M, Zara, etc)

$28.48 $28.48

$35.33 Rp 636.0K

-19.39%

Sport Shoes (Adidas, Nike)

$94.7 $94.7

$79.1 Rp 1.4M

19.75%

Men's Leather Business Shoes

$99.0 $99.0

$78.4 Rp 1.4M

26.34%

1-bedroom Apartment, City Center (Monthly)

$1,524 $1,524

$1,142 Rp 20.6M

33.37%

1-bedroom Apartment, Outside City Center (Monthly)

$1,499 $1,499

$676 Rp 12.2M

121.90%

3-bedroom Apartment, City Center (Monthly)

$2,477 $2,477

$3,503 Rp 63.1M

-29.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,496 $2,496

$1,700 Rp 30.6M

46.81%

Buy Apartment in City Center (m2)

$3,697 $3,697

$2,784 Rp 50.1M

32.78%

Buy Apartment Outside City Center (m2)

$2,957 $2,957

$2,241 Rp 40.3M

31.99%

Average Monthly Net Salary (After Tax)

$6,145 $6,145

$165 Rp 3.0M

3634.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

13.78

-52.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Allen, TX: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Allen, TX

$1.5K 53.3%

Ubud, Bali

$676 49.4% 54.9% $824

Groceries & Markets

Allen, TX

$361 12.8%

Ubud, Bali

$290 21.2% 19.5% $71

Eating Out

Allen, TX

$331 11.8%

Ubud, Bali

$109 8% 67.1% $222

Monthly Utilities & Internet

Allen, TX

$313 11.1%

Ubud, Bali

$108 7.9% 65.5% $205

Clothing & Footwear

Allen, TX

$125 4.5%

Ubud, Bali

$108 7.9% 14.2% $18

Sport & Entertainment

Allen, TX

$99 3.5%

Ubud, Bali

$65 4.7% 34.9% $35

Getting Around

Allen, TX

$83 2.9%

Ubud, Bali

$13 0.9% 84.8% $70

Cost Breakdown

A one-bedroom apartment in the center runs $1,524 in Allen, TX and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Allen, TX pays 3634% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61.0 in Allen, TX vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $361 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Allen, TX

🇮🇩 Ubud, Bali

🕒 Local time

12:17 12:17 PM

01:17 1:17 AM

13 h ahead of Allen, TX

🌤 Weather

👥 Population

106,874

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Allen, TX Ubud, Bali 15,750 km ≈ 20 h nonstop flight

From you

Allen, TX
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Allen, TX vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Allen, TX and Ubud, Bali differ by about 106% in total monthly costs ($2,811 vs $1,368 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 3634% higher in Allen, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,524 in Allen, TX versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 24% higher in Allen, TX. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $61.0 in Allen, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $2,811 in Allen, TX, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Allen, TX. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Allen, TX and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 106% less than in Allen, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.