Last update: Oct 2026

Cost of Living Comparison Between Algeciras and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,125 in Algeciras, rent and utilities included – about $2,500 less a year. Other living expenses account for most of the difference.

55

Cost of Living Index in Algeciras
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Algeciras Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Algeciras

🇪🇸 Spain

$1,125

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Algeciras and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Algeciras and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,125 in Algeciras versus $918 in Cebu.

Algeciras $1,125
Cebu $918

Estimated couple costs with rent: $1,800 in Algeciras versus $1,409 in Cebu.

Algeciras $1,800
Cebu $1,409

Monthly costs for a family of three with rent: $2,476 in Algeciras versus $1,900 in Cebu.

Algeciras $2,476
Cebu $1,900

Living in Algeciras is roughly 23% more expensive than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Algeciras 17% lower, Cebu 32% lower.

Meal at Budget Restaurant

$8.88 €7.90

$3.09 ₱195

187.38%

Three-Course Dinner for Two, Mid-Range

$36.75 €32.69

$24.22 ₱1,525

51.73%

Fast Food Meal (McDonalds, etc)

$6.50 €5.78

$3.92 ₱247

65.82%

Cappuccino

$1.70 €1.51

$2.51 ₱158

-32.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 €1.18

$1.59 ₱100

-16.98%

Water (0.33 liter bottle)

$1.15 €1.02

$0.53 ₱33.45

116.98%

Local Beer (0.5 liter draught)

$2.55 €2.27

$1.78 ₱112

43.26%

Imported Beer (0.33 liter bottle)

$4.01 €3.57

$2.17 ₱137

84.79%

Milk (1 liter)

$1.21 €1.08

$1.92 ₱121

-36.98%

White Bread (500g)

$1.18 €1.05

$1.36 ₱85.5

-13.24%

Rice (white) (1kg)

$1.68 €1.49

$1.01 ₱63.6

66.34%

Eggs

$3.35 €2.98

$2.03 ₱128

65.02%

Local Cheese (1kg)

$11.07 €9.84

$9.86 ₱621

12.27%

Chicken Fillets (1kg)

$7.49 €6.66

$4.39 ₱277

70.62%

Beef Round Steak (1kg)

$14.35 €12.76

$7.60 ₱479

88.82%

Apples (1kg)

$2.15 €1.92

$3.30 ₱208

-34.85%

Banana (1kg)

$1.96 €1.74

$1.39 ₱87.8

41.01%

Oranges (1kg)

$1.76 €1.56

$2.33 ₱147

-24.46%

Tomato (1kg)

$2.07 €1.84

$1.50 ₱94.3

38.00%

Potato (1kg)

$1.52 €1.36

$2.36 ₱149

-35.59%

Onion (1kg)

$1.34 €1.19

$1.90 ₱119

-29.47%

Lettuce (1 head)

$1.06 €0.95

$1.19 ₱74.9

-10.92%

Water (1.5 liter bottle)

$0.65 €0.58

$0.63 ₱39.73

3.17%

Cigarettes 20 Pack (Marlboro, Camel)

$6.45 €5.73

$3.00 ₱189

115.00%

Wine (Bottle)

$4.79 €4.26

$6.03 ₱380

-20.56%

Local Beer (0.5 liter bottle)

$1.10 €0.98

$1.23 ₱77.7

-10.57%

Imported Beer (0.33 liter bottle)

$1.68 €1.49

$1.75 ₱110

-4.00%

One-way Ticket (Public Transport)

$1.53 €1.36

$0.25 ₱15.87

512.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$3.82 €3.39

$0.77 ₱48.64

396.10%

Taxi (Normal Tariff) (1km)

$1.43 €1.27

$0.23 ₱14.54

521.74%

Taxi 1hour Waiting (Normal Tariff)

$28.17 €25.05

$4.46 ₱281

531.61%

Gasoline (1 liter)

$1.62 €1.44

$1.31 ₱82.8

23.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K €27.1K

$21.2K ₱1.3M

43.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.5K €25.3K

$19.1K ₱1.2M

48.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$86.3 €76.7

$120 ₱7,573

-28.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.05 €9.83

$14.00 ₱882

-21.07%

Internet (50+ Mbps, Unlimited Data)

$29.37 €26.12

$27.54 ₱1,735

6.64%

Gym Membership (Monthly)

$35.21 €31.31

$32.33 ₱2,036

8.91%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$9.87 €8.78

$5.65 ₱356

74.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$338 €301

$275 ₱17.3K

22.92%

International Primary School, 1 Child (Yearly)

$7,905 €7,030

$7,918 ₱498.8K

-0.17%

Jeans (Levis 501 Or Similar)

$65.2 €58.0

$49.33 ₱3,107

32.17%

Summer Dress (H&M, Zara, etc)

$32.83 €29.20

$25.24 ₱1,590

30.07%

Sport Shoes (Adidas, Nike)

$124 €110

$77.0 ₱4,848

60.97%

Men's Leather Business Shoes

$135 €120

$57.2 ₱3,603

135.17%

1-bedroom Apartment, City Center (Monthly)

$472 €420

$500 ₱31.5K

-5.47%

1-bedroom Apartment, Outside City Center (Monthly)

$389 €346

$309 ₱19.5K

25.88%

3-bedroom Apartment, City Center (Monthly)

$948 €843

$1,078 ₱67.9K

-12.07%

3-bedroom Apartment, Outside City Center (Monthly)

$805 €716

$615 ₱38.8K

30.83%

Buy Apartment in City Center (m2)

$2,135 €1,899

$2,886 ₱181.8K

-26.02%

Buy Apartment Outside City Center (m2)

$1,741 €1,548

$1,917 ₱120.7K

-9.17%

Average Monthly Net Salary (After Tax)

$1,876 €1,669

$346 ₱21.8K

442.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.32

7.2

-53.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Algeciras: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Algeciras

$389 34.6%

Cebu

$309 33.6% 20.6% $80

Groceries & Markets

Algeciras

$235 20.9%

Cebu

$206 22.4% 12.5% $30

Clothing & Footwear

Algeciras

$160 14.3%

Cebu

$94 10.2% 41.4% $66

Eating Out

Algeciras

$142 12.6%

Cebu

$88 9.6% 37.7% $53

Monthly Utilities & Internet

Algeciras

$127 11.3%

Cebu

$162 17.6% 27.7% $35

Sport & Entertainment

Algeciras

$55 4.9%

Cebu

$44 4.8% 20.6% $11

Getting Around

Algeciras

$17 * 1.5%

Cebu

$16 1.7% 8.9% $1.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $472 in Algeciras and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Algeciras pays 442% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $37.00 in Algeciras vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $235 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇪🇸 Algeciras

🇵🇭 Cebu

🕒 Local time

23:37 11:37 PM

05:37 5:37 AM

6 h ahead of Algeciras

🌤 Weather

👥 Population

123,639

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Algeciras Cebu 12,620 km ≈ 16 h nonstop flight

From you

Algeciras
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Algeciras vs Cebu: Cost of Living - Frequently Asked Questions

Algeciras and Cebu differ by about 23% in total monthly costs ($1,125 vs $918 including rent). Cebu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 442% higher in Algeciras, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $472 in Algeciras versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $338 in Algeciras versus $275 in Cebu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $37.00 in Algeciras. If you eat out regularly, this makes a real dent in your monthly spending.

At $918 in Cebu versus $1,125 in Algeciras, a $1,500 budget is realistic in Cebu but tight or insufficient in Algeciras. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Algeciras and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 23% less than in Algeciras. Beyond cost, consider language, visa policies, and how big the international community is in each city.