Last update: Oct 2026

Cost of Living Comparison Between Alameda, CA and Annapolis, MD

For one person, living is cheaper in Annapolis, MD: $3,513 a month against $4,107 in Alameda, CA, rent and utilities included – about $7,100 less a year. Rent and utilities account for most of the difference.

200

Cost of Living Index in Alameda, CA
Learn more

Alameda, CA Living Index
170

Cost of Living Index in Annapolis, MD
Learn more

Annapolis, MD Living Index

Jump to prices

Alameda, CA

🇺🇸 United States

$4,107

/mo nomad

Annapolis, MD

🇺🇸 United States

$3,513

/mo nomad

Monthly Cost of Living

How much you'll spend in Alameda, CA and in Annapolis, MD

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Alameda, CA and in Annapolis, MD actually costs, broken down by who's living it.

A single person spends $4,107 per month in Alameda, CA vs $3,513 in Annapolis, MD, rent included.

Alameda, CA $4,107
Annapolis, MD $3,513

A couple spends around $6,120 per month in Alameda, CA vs $4,964 in Annapolis, MD, rent included.

Alameda, CA $6,120
Annapolis, MD $4,964

A family of three spends $8,134 per month in Alameda, CA vs $6,415 in Annapolis, MD, rent included.

Alameda, CA $8,134
Annapolis, MD $6,415

Alameda, CA costs about 17% more than Annapolis, MD, and outside of rent the biggest gap is in leisure.

Both Alameda, CA and Annapolis, MD sit above the global median – Alameda, CA by 202%, Annapolis, MD by 158%.

Meal at Budget Restaurant

$26.92 $26.92

$30.18 $30.18

-10.80%

Three-Course Dinner for Two, Mid-Range

$101 $101

$79.1 $79.1

27.45%

Fast Food Meal (McDonalds, etc)

$14.94 $14.94

$9.89 $9.89

51.06%

Cappuccino

$5.79 $5.79

$5.50 $5.50

5.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.04 $3.04

$2.69 $2.69

13.01%

Water (0.33 liter bottle)

$2.63 $2.63

$1.99 $1.99

32.16%

Local Beer (0.5 liter draught)

$9.08 $9.08

$6.79 $6.79

33.73%

Imported Beer (0.33 liter bottle)

$9.98 $9.98

$8.96 $8.96

11.38%

Milk (1 liter)

$1.20 $1.20

$1.11 $1.11

8.11%

White Bread (500g)

$3.58 $3.58

$2.99 $2.99

19.73%

Rice (white) (1kg)

$4.98 $4.98

$5.47 $5.47

-8.96%

Eggs

$5.11 $5.11

$6.28 $6.28

-18.63%

Local Cheese (1kg)

$10.99 $10.99

$9.69 $9.69

13.42%

Chicken Fillets (1kg)

$15.21 $15.21

$7.74 $7.74

96.51%

Beef Round Steak (1kg)

$22.36 $22.36

$14.94 $14.94

49.67%

Apples (1kg)

$6.24 $6.24

$5.82 $5.82

7.22%

Banana (1kg)

$2.75 $2.75

$1.94 $1.94

41.75%

Oranges (1kg)

$4.39 $4.39

$4.67 $4.67

-6.00%

Tomato (1kg)

$6.76 $6.76

$7.32 $7.32

-7.65%

Potato (1kg)

$2.90 $2.90

$4.33 $4.33

-33.03%

Onion (1kg)

$3.32 $3.32

$5.01 $5.01

-33.73%

Lettuce (1 head)

$1.55 $1.55

$2.71 $2.71

-42.80%

Water (1.5 liter bottle)

$2.62 $2.62

$1.62 $1.62

61.73%

Cigarettes 20 Pack (Marlboro, Camel)

$11.86 $11.86

$9.81 $9.81

20.90%

Wine (Bottle)

$14.48 $14.48

$14.36 $14.36

0.84%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$1.68 $1.68

5.36%

Imported Beer (0.33 liter bottle)

$3.55 $3.55

$3.69 $3.69

-3.79%

One-way Ticket (Public Transport)

$2.92 $2.92

$3.07 $3.07

-4.89%

Public Transport Monthly Pass (Regular Price)

$99.4 $99.4

$99.6 $99.6

-0.26%

Taxi Start (Normal Tariff)

$4.10 $4.10

$3.07 $3.07

33.55%

Taxi (Normal Tariff) (1km)

$2.00 $2.00

$1.57 $1.57

27.39%

Taxi 1hour Waiting (Normal Tariff)

$15.11 $15.11

$29.95 $29.95

-49.55%

Gasoline (1 liter)

$1.51 $1.51

$1.01 $1.01

49.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K $35.1K

$30.6K $30.6K

14.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$26.0K $26.0K

0.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 $134

$158 $158

-15.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.4 $53.4

$52.4 $52.4

1.89%

Internet (50+ Mbps, Unlimited Data)

$75.6 $75.6

$96.8 $96.8

-21.86%

Gym Membership (Monthly)

$148 $148

$90.6 $90.6

63.70%

Tennis Court (1 Hour on Weekend)

$31.56 $31.56

Cinema Ticket

$17.06 $17.06

$11.79 $11.79

44.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,462 $2,462

$1,699 $1,699

44.94%

International Primary School, 1 Child (Yearly)

$19.7K $19.7K

$19.4K $19.4K

1.69%

Jeans (Levis 501 Or Similar)

$43.07 $43.07

$42.63 $42.63

1.03%

Summer Dress (H&M, Zara, etc)

$36.79 $36.79

$25.03 $25.03

46.98%

Sport Shoes (Adidas, Nike)

$81.4 $81.4

$90.2 $90.2

-9.74%

Men's Leather Business Shoes

$141 $141

$121 $121

16.45%

1-bedroom Apartment, City Center (Monthly)

$2,262 $2,262

$1,706 $1,706

32.60%

1-bedroom Apartment, Outside City Center (Monthly)

$2,522 $2,522

$2,041 $2,041

23.53%

3-bedroom Apartment, City Center (Monthly)

$4,580 $4,580

$3,400 $3,400

34.69%

3-bedroom Apartment, Outside City Center (Monthly)

$4,439 $4,439

$3,141 $3,141

41.31%

Buy Apartment in City Center (m2)

$7,362 $7,362

$4,726 $4,726

55.79%

Buy Apartment Outside City Center (m2)

$5,445 $5,445

$3,299 $3,299

65.07%

Average Monthly Net Salary (After Tax)

$6,610 $6,610

$5,466 $5,466

20.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.63

6.08

9.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Alameda, CA: October 27, 2026

Last update for Annapolis, MD: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Alameda, CA

$2.5K 61.4%

Annapolis, MD

$2K 58.1% 19% $480

Groceries & Markets

Alameda, CA

$461 11.2%

Annapolis, MD

$394 11.2% 14.5% $67

Eating Out

Alameda, CA

$418 10.2%

Annapolis, MD

$408 11.6% 2.4% $10

Monthly Utilities & Internet

Alameda, CA

$263 6.4%

Annapolis, MD

$307 8.7% 16.7% $44

Sport & Entertainment

Alameda, CA

$182 4.4%

Annapolis, MD

$114 3.3% 37.4% $68

Clothing & Footwear

Alameda, CA

$136 3.3%

Annapolis, MD

$126 3.6% 7.7% $11

Getting Around

Alameda, CA

$125 3.1%

Annapolis, MD

$123 3.5% 1.9% $2.3

Cost Breakdown

A central one-bedroom costs $2,262 in Alameda, CA versus $1,706 in Annapolis, MD. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Alameda, CA. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $101 in Alameda, CA versus $79 in Annapolis, MD. Monthly groceries follow the same trend: $461 vs $394 – making Annapolis, MD the more affordable choice for daily food spending.

Good to know

🇺🇸 Alameda, CA

🇺🇸 Annapolis, MD

🕒 Local time

10:43 10:43 AM

13:43 1:43 PM

3 h ahead of Alameda, CA

🌤 Weather

👥 Population

77,624

36,408

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Alameda, CA Annapolis, MD 3,950 km ≈ 5 h nonstop flight

From you

Alameda, CA
Annapolis, MD

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Alameda, CA vs Annapolis, MD: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,107 in Alameda, CA, $3,513 in Annapolis, MD – roughly 17% apart. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $6,161 per month in Alameda, CA and $5,269 in Annapolis, MD. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Annapolis, MD, especially for central apartments: a one-bedroom in the center costs $1,706 there versus $2,262 in Alameda, CA.

Monthly expenses with rent come to $4,107 in Alameda, CA and $3,513 in Annapolis, MD. That’s a gap of about 17%.

Kindergarten costs $2,462 per month in Alameda, CA and $1,699 in Annapolis, MD. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $4,107 in Alameda, CA and $3,513 in Annapolis, MD. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Annapolis, MD – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Annapolis, MD. If higher salaries, better infrastructure, or specific career opportunities are the priority, Alameda, CA makes more sense. Both are solid long-term options with distinct trade-offs.