Last update: Oct 2026

Cost of Living Comparison Between Al-hawiyah and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,081 in Al-hawiyah, rent and utilities included – about $2,000 less a year. Other living expenses account for most of the difference.

53

Cost of Living Index in Al-hawiyah
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Al-hawiyah Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Al-hawiyah

🇸🇦 Saudi Arabia

$1,081

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Al-hawiyah and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Al-hawiyah and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,081 in Al-hawiyah versus $918 in Cebu.

Al-hawiyah $1,081
Cebu $918

Estimated couple costs with rent: $1,603 in Al-hawiyah versus $1,409 in Cebu.

Al-hawiyah $1,603
Cebu $1,409

Monthly costs for a family of three with rent: $2,125 in Al-hawiyah versus $1,900 in Cebu.

Al-hawiyah $2,125
Cebu $1,900

Living in Al-hawiyah is roughly 18% more expensive than in Cebu, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Al-hawiyah 20% lower, Cebu 32% lower.

Meal at Budget Restaurant

$4.44 SAR 16.67

$3.09 ₱194

43.69%

Three-Course Dinner for Two, Mid-Range

$26.52 SAR 99.5

$24.22 ₱1,525

9.50%

Fast Food Meal (McDonalds, etc)

$6.91 SAR 25.93

$3.92 ₱247

76.28%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.58 SAR 5.91

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.50 SAR 5.64

Cappuccino

$2.63 SAR 9.88

$2.51 ₱158

4.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 SAR 2.63

$1.59 ₱100

-55.97%

Water (0.33 liter bottle)

$0.25 SAR 0.94

$0.53 ₱33.43

-52.83%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$1.83 SAR 6.85

$1.92 ₱121

-4.69%

White Bread (500g)

$0.96 SAR 3.60

$1.36 ₱85.4

-29.41%

Rice (white) (1kg)

$2.20 SAR 8.25

$1.01 ₱63.5

117.82%

Eggs

$2.68 SAR 10.04

$2.03 ₱128

32.02%

Local Cheese (1kg)

$5.85 SAR 21.94

$9.86 ₱621

-40.67%

Chicken Fillets (1kg)

$11.70 SAR 43.90

$4.39 ₱277

166.51%

Beef Round Steak (1kg)

$13.12 SAR 49.22

$7.60 ₱479

72.63%

Apples (1kg)

$2.04 SAR 7.64

$3.30 ₱208

-38.18%

Banana (1kg)

$1.58 SAR 5.92

$1.39 ₱87.8

13.67%

Oranges (1kg)

$1.83 SAR 6.88

$2.33 ₱147

-21.46%

Tomato (1kg)

$1.49 SAR 5.60

$1.50 ₱94.3

-0.67%

Potato (1kg)

$1.30 SAR 4.87

$2.36 ₱149

-44.92%

Onion (1kg)

$1.50 SAR 5.63

$1.90 ₱119

-21.05%

Lettuce (1 head)

$1.09 SAR 4.09

$1.19 ₱74.9

-8.40%

Water (1.5 liter bottle)

$0.74 SAR 2.77

$0.63 ₱39.71

17.46%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.99 SAR 11.21

Local Non-Alcoholic Beer (0.5 liter bottle)

$2.10 SAR 7.87

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.57 SAR 5.88

Cigarettes 20 Pack (Marlboro, Camel)

$8.00 SAR 30.02

$3.00 ₱189

166.67%

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$1.10 SAR 4.13

$0.25 ₱15.86

340.00%

Public Transport Monthly Pass (Regular Price)

$36.82 SAR 138

$12.64 ₱796

191.30%

Taxi Start (Normal Tariff)

$2.44 SAR 9.15

$0.77 ₱48.62

216.88%

Taxi (Normal Tariff) (1km)

$2.69 SAR 10.10

$0.23 ₱14.53

1069.57%

Taxi 1hour Waiting (Normal Tariff)

$13.24 SAR 49.67

$4.46 ₱281

196.86%

Gasoline (1 liter)

$0.59 SAR 2.23

$1.31 ₱82.8

-54.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.9K SAR 164.7K

$21.2K ₱1.3M

106.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K SAR 80.8K

$19.1K ₱1.2M

12.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$67.1 SAR 252

$120 ₱7,569

-44.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.32 SAR 133

$14.00 ₱882

152.29%

Internet (50+ Mbps, Unlimited Data)

$62.5 SAR 235

$27.54 ₱1,734

127.05%

Gym Membership (Monthly)

$80.6 SAR 302

$32.33 ₱2,035

149.18%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$15.09 SAR 56.6

$5.65 ₱356

167.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$423 SAR 1,586

$275 ₱17.3K

53.49%

International Primary School, 1 Child (Yearly)

$7,864 SAR 29.5K

$7,918 ₱498.5K

-0.68%

Jeans (Levis 501 Or Similar)

$13.09 SAR 49.11

$49.33 ₱3,106

-73.46%

Summer Dress (H&M, Zara, etc)

$55.8 SAR 209

$25.24 ₱1,589

121.08%

Sport Shoes (Adidas, Nike)

$40.45 SAR 152

$77.0 ₱4,846

-47.44%

Men's Leather Business Shoes

$52.5 SAR 197

$57.2 ₱3,601

-8.30%

1-bedroom Apartment, City Center (Monthly)

$576 SAR 2,162

$500 ₱31.5K

15.35%

1-bedroom Apartment, Outside City Center (Monthly)

$366 SAR 1,375

$309 ₱19.4K

18.65%

3-bedroom Apartment, City Center (Monthly)

$826 SAR 3,098

$1,078 ₱67.9K

-23.40%

3-bedroom Apartment, Outside City Center (Monthly)

$577 SAR 2,166

$615 ₱38.7K

-6.20%

Buy Apartment in City Center (m2)

$2,404 SAR 9,023

$2,886 ₱181.7K

-16.69%

Buy Apartment Outside City Center (m2)

$1,375 SAR 5,158

$1,917 ₱120.7K

-28.28%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.25

7.2

-27.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Al-hawiyah: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Al-hawiyah

$366 33.9%

Cebu

$309 33.6% 15.7% $58

Groceries & Markets

Al-hawiyah

$217 20.1%

Cebu

$206 22.4% 5.3% $11

Monthly Utilities & Internet

Al-hawiyah

$165 15.3%

Cebu

$162 17.6% 1.9% $3.2

Sport & Entertainment

Al-hawiyah

$111 10.2%

Cebu

$44 4.8% 60.6% $67

Eating Out

Al-hawiyah

$92 8.5%

Cebu

$88 9.6% 3.7% $3.4

Clothing & Footwear

Al-hawiyah

$73 6.7%

Cebu

$94 10.2% 29% $21

Getting Around

Al-hawiyah

$57 5.3%

Cebu

$16 1.7% 72.7% $42

Cost Breakdown

A one-bedroom apartment in the center runs $576 in Al-hawiyah and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $27.00 in Al-hawiyah vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $217 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇸🇦 Al-hawiyah

🇵🇭 Cebu

🕒 Local time

04:32 4:32 AM

09:32 9:32 AM

5 h ahead of Al-hawiyah

🌤 Weather

👥 Population

148,151

964,169

💱 Currency

Saudi Riyal SAR ر.س

Philippine Peso PHP ₱

📈 Exchange rate

1 SAR = 0.266 USD

1 SAR = 0.237 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to SAR – Saudi Riyal Converter

🇺🇸 United States Dollar ($)

🇸🇦 Saudi Riyal (ر.س)

Saudi Riyal exchange rates as of October 19, 2026: 1 USD = 3.75 SAR (1 SAR = 0.266 USD). 1 EUR = 4.22 SAR (1 SAR = 0.237 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to SAR in detail →

On the map

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Highest

Between locations

Al-hawiyah Cebu 8,920 km ≈ 12 h nonstop flight

From you

Al-hawiyah
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Al-hawiyah vs Cebu: Cost of Living - Frequently Asked Questions

Al-hawiyah and Cebu differ by about 18% in total monthly costs ($1,081 vs $918 including rent). Cebu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,621 in Al-hawiyah and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $576 in Al-hawiyah versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $27.00 in Al-hawiyah. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,081 per month in Al-hawiyah versus $918 in Cebu – a 18% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,081 in Al-hawiyah, a $1,500 budget is realistic in Cebu but tight or insufficient in Al-hawiyah. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Al-hawiyah and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 18% less than in Al-hawiyah. Beyond cost, consider language, visa policies, and how big the international community is in each city.