Last update: Oct 2026

Cost of Living Comparison Between Ad Dammam and Ubud, Bali

For one person, living is cheaper in Ad Dammam: $1,217 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,600 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

58

Cost of Living Index in Ad Dammam
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Ad Dammam Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ad Dammam

🇸🇦 Saudi Arabia

$1,217

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Ad Dammam and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ad Dammam and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,217 in Ad Dammam versus $1,349 in Ubud, Bali.

Ad Dammam $1,217
Ubud, Bali $1,349

Estimated couple costs with rent: $1,838 in Ad Dammam versus $2,305 in Ubud, Bali.

Ad Dammam $1,838
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,460 in Ad Dammam versus $3,261 in Ubud, Bali.

Ad Dammam $2,460
Ubud, Bali $3,261

Living in Ad Dammam costs roughly 10% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$7.12 SAR 26.74

$3.32 Rp 60.3K

114.46%

Three-Course Dinner for Two, Mid-Range

$34.16 SAR 128

$35.64 Rp 646.5K

-4.15%

Fast Food Meal (McDonalds, etc)

$6.82 SAR 25.60

$5.53 Rp 100.4K

23.33%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.91 SAR 7.17

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.25 SAR 8.45

Cappuccino

$3.02 SAR 11.33

$2.72 Rp 49.3K

11.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.78 SAR 2.94

$1.70 Rp 30.9K

-54.12%

Water (0.33 liter bottle)

$0.17 SAR 0.63

$0.76 Rp 13.8K

-77.63%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

Milk (1 liter)

$1.73 SAR 6.51

$1.49 Rp 27.0K

16.11%

White Bread (500g)

$1.29 SAR 4.85

$2.28 Rp 41.3K

-43.42%

Rice (white) (1kg)

$1.94 SAR 7.29

$1.19 Rp 21.6K

63.03%

Eggs

$2.18 SAR 8.20

$2.04 Rp 36.9K

6.86%

Local Cheese (1kg)

$7.60 SAR 28.53

$17.70 Rp 321.1K

-57.06%

Chicken Fillets (1kg)

$7.83 SAR 29.37

$3.96 Rp 71.9K

97.73%

Beef Round Steak (1kg)

$12.77 SAR 47.92

$12.19 Rp 221.1K

4.76%

Apples (1kg)

$2.22 SAR 8.33

$3.66 Rp 66.3K

-39.34%

Banana (1kg)

$1.71 SAR 6.42

$1.52 Rp 27.5K

12.50%

Oranges (1kg)

$1.64 SAR 6.15

$2.23 Rp 40.4K

-26.46%

Tomato (1kg)

$1.58 SAR 5.94

$1.97 Rp 35.8K

-19.80%

Potato (1kg)

$1.12 SAR 4.21

$1.85 Rp 33.5K

-39.46%

Onion (1kg)

$1.16 SAR 4.35

$2.42 Rp 44.0K

-52.07%

Lettuce (1 head)

$1.33 SAR 4.98

$0.99 Rp 18.0K

34.34%

Water (1.5 liter bottle)

$0.62 SAR 2.31

$0.51 Rp 9,313

21.57%

Bottle of Non-Alcoholic Wine (Mid-Range)

$4.06 SAR 15.24

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.51 SAR 5.67

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.12 SAR 7.96

Cigarettes 20 Pack (Marlboro, Camel)

$7.58 SAR 28.46

$2.22 Rp 40.3K

241.44%

Wine (Bottle)

$22.24 Rp 403.4K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.91 SAR 3.41

$0.25 Rp 4,553

264.00%

Public Transport Monthly Pass (Regular Price)

$38.54 SAR 145

$7.82 Rp 141.9K

392.84%

Taxi Start (Normal Tariff)

$2.74 SAR 10.27

$0.44 Rp 7,972

522.73%

Taxi (Normal Tariff) (1km)

$2.74 SAR 10.28

$0.43 Rp 7,801

537.21%

Taxi 1hour Waiting (Normal Tariff)

$13.10 SAR 49.16

$5.41 Rp 98.1K

142.14%

Gasoline (1 liter)

$0.64 SAR 2.40

$0.82 Rp 15.0K

-21.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K SAR 109.1K

$23.8K Rp 432.4M

21.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K SAR 80.5K

$31.7K Rp 575.9M

-32.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 SAR 493

$79.1 Rp 1.4M

66.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.48 SAR 122

$6.45 Rp 116.9K

403.57%

Internet (50+ Mbps, Unlimited Data)

$62.9 SAR 236

$18.58 Rp 337.0K

238.32%

Gym Membership (Monthly)

$72.9 SAR 273

$49.48 Rp 897.5K

47.27%

Tennis Court (1 Hour on Weekend)

$28.56 SAR 107

$17.65 Rp 320.1K

61.81%

Cinema Ticket

$13.54 SAR 50.8

$4.27 Rp 77.5K

217.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$416 SAR 1,560

$491 Rp 8.9M

-15.28%

International Primary School, 1 Child (Yearly)

$8,051 SAR 30.2K

$5,674 Rp 102.9M

41.89%

Jeans (Levis 501 Or Similar)

$42.09 SAR 158

$44.64 Rp 809.7K

-5.71%

Summer Dress (H&M, Zara, etc)

$50.5 SAR 189

$34.95 Rp 634.0K

44.35%

Sport Shoes (Adidas, Nike)

$96.1 SAR 361

$79.9 Rp 1.4M

20.28%

Men's Leather Business Shoes

$92.6 SAR 348

$79.4 Rp 1.4M

16.60%

1-bedroom Apartment, City Center (Monthly)

$535 SAR 2,008

$1,125 Rp 20.4M

-52.43%

1-bedroom Apartment, Outside City Center (Monthly)

$387 SAR 1,450

$671 Rp 12.2M

-42.44%

3-bedroom Apartment, City Center (Monthly)

$970 SAR 3,641

$3,565 Rp 64.7M

-72.79%

3-bedroom Apartment, Outside City Center (Monthly)

$670 SAR 2,513

$1,723 Rp 31.3M

-61.15%

Buy Apartment in City Center (m2)

$962 SAR 3,611

$2,732 Rp 49.5M

-64.78%

Buy Apartment Outside City Center (m2)

$707 SAR 2,653

$2,284 Rp 41.4M

-69.05%

Average Monthly Net Salary (After Tax)

$1,475 SAR 5,537

$164 Rp 3.0M

800.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

13.78

-57.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ad Dammam: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ad Dammam

$386 31.8%

Ubud, Bali

$672 49.8% 73.7% $285

Monthly Utilities & Internet

Ad Dammam

$227 18.6%

Ubud, Bali

$104 7.7% 54.1% $123

Groceries & Markets

Ad Dammam

$201 16.5%

Ubud, Bali

$288 21.4% 43.4% $87

Clothing & Footwear

Ad Dammam

$127 10.4%

Ubud, Bali

$108 8% 15.1% $19

Eating Out

Ad Dammam

$117 9.7%

Ubud, Bali

$108 8% 8.3% $9.8

Sport & Entertainment

Ad Dammam

$100 8.2%

Ubud, Bali

$58 4.3% 41.9% $42

Getting Around

Ad Dammam

$59 4.8%

Ubud, Bali

$11 0.9% 80.5% $47

Cost Breakdown

A one-bedroom apartment in the center runs $535 in Ad Dammam and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ad Dammam pays about 9 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $34 in Ad Dammam vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $201 vs $288 per month, with Ad Dammam cheaper across the board.

Good to know

🇸🇦 Ad Dammam

🇮🇩 Ubud, Bali

🕒 Local time

08:04 8:04 AM

13:04 1:04 PM

5 h ahead of Ad Dammam

🌤 Weather

👥 Population

903,312

74,800

💱 Currency

Saudi Riyal SAR ر.س

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 SAR = 0.266 USD

1 SAR = 0.239 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to SAR – Saudi Riyal Converter

🇺🇸 United States Dollar ($)

🇸🇦 Saudi Riyal (ر.س)

Saudi Riyal exchange rates as of November 2, 2026: 1 USD = 3.75 SAR (1 SAR = 0.266 USD). 1 EUR = 4.19 SAR (1 SAR = 0.239 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to SAR in detail →

On the map

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Highest

Between locations

Ad Dammam Ubud, Bali 8,030 km ≈ 11 h nonstop flight

From you

Ad Dammam
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ad Dammam vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ad Dammam wins on cost – living expenses run 10% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Ad Dammam the obvious pick if budget is a priority.

Average pay in Ad Dammam is about 9 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $535 in Ad Dammam versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,217 per month in Ad Dammam versus $1,349 in Ubud, Bali – Ad Dammam is about 10% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 80% less than in Ad Dammam. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ad Dammam is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Ad Dammam is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ad Dammam and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.