Last update: Oct 2026

Cost of Living Comparison Between Abuja and Sagamu

For one person, living is cheaper in Sagamu: $480 a month against $991 in Abuja, rent and utilities included – about $6,100 less a year. Rent and utilities account for most of the difference.

48

Cost of Living Index in Abuja
Learn more

Abuja Living Index
23

Cost of Living Index in Sagamu
Learn more

Sagamu Living Index

Jump to prices

Abuja

🇳🇬 Nigeria

$991

/mo nomad

Sagamu

🇳🇬 Nigeria

$480

/mo nomad

Monthly Cost of Living

How much you'll spend in Abuja and in Sagamu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Abuja and in Sagamu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $991 in Abuja versus $480 in Sagamu.

Abuja $991
Sagamu $480

Estimated couple costs with rent: $1,872 in Abuja versus $810 in Sagamu.

Abuja $1,872
Sagamu $810

Monthly costs for a family of three with rent: $2,753 in Abuja versus $1,141 in Sagamu.

Abuja $2,753
Sagamu $1,141

Living in Abuja is roughly 107% more expensive than in Sagamu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Abuja 27% lower, Sagamu 65% lower.

Meal at Budget Restaurant

$1.94 ₦2,595

$3.77 ₦5,041

-48.54%

Three-Course Dinner for Two, Mid-Range

$30.33 ₦40.5K

$50.7 ₦67.8K

-40.19%

Fast Food Meal (McDonalds, etc)

$4.08 ₦5,450

$7.31 ₦9,777

-44.19%

Cappuccino

$3.28 ₦4,388

$2.73 ₦3,653

20.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 ₦571

$0.41 ₦542

4.88%

Water (0.33 liter bottle)

$0.71 ₦953

$0.24 ₦321

195.83%

Local Beer (0.5 liter draught)

$0.97 ₦1,297

$0.98 ₦1,316

-1.02%

Imported Beer (0.33 liter bottle)

$1.97 ₦2,640

$2.04 ₦2,727

-3.43%

Milk (1 liter)

$3.59 ₦4,800

$3.12 ₦4,166

15.06%

White Bread (500g)

$1.29 ₦1,726

$1.49 ₦1,993

-13.42%

Rice (white) (1kg)

$2.27 ₦3,039

$1.21 ₦1,623

87.60%

Eggs

$1.81 ₦2,413

$2.22 ₦2,972

-18.47%

Local Cheese (1kg)

$11.11 ₦14.9K

$3.45 ₦4,607

222.03%

Chicken Fillets (1kg)

$5.35 ₦7,145

$3.94 ₦5,265

35.79%

Beef Round Steak (1kg)

$5.82 ₦7,774

$4.50 ₦6,013

29.33%

Apples (1kg)

$2.07 ₦2,767

$1.61 ₦2,154

28.57%

Banana (1kg)

$1.50 ₦2,000

$1.27 ₦1,695

18.11%

Oranges (1kg)

$1.52 ₦2,033

$1.13 ₦1,508

34.51%

Tomato (1kg)

$2.29 ₦3,059

$1.53 ₦2,040

49.67%

Potato (1kg)

$1.79 ₦2,386

$1.55 ₦2,074

15.48%

Onion (1kg)

$2.48 ₦3,315

$1.52 ₦2,025

63.16%

Lettuce (1 head)

$0.59 ₦792

$0.82 ₦1,098

-28.05%

Water (1.5 liter bottle)

$0.39 ₦525

$0.37 ₦490

5.41%

Cigarettes 20 Pack (Marlboro, Camel)

$1.96 ₦2,617

$0.55 ₦731

256.36%

Wine (Bottle)

$5.83 ₦7,797

$2.36 ₦3,153

147.03%

Local Beer (0.5 liter bottle)

$1.20 ₦1,600

$0.50 ₦666

140.00%

Imported Beer (0.33 liter bottle)

$1.85 ₦2,477

$0.46 ₦618

302.17%

One-way Ticket (Public Transport)

$0.46 ₦618

Public Transport Monthly Pass (Regular Price)

$32.58 ₦43.5K

Taxi Start (Normal Tariff)

$0.61 ₦821

$0.68 ₦914

-10.29%

Taxi (Normal Tariff) (1km)

$0.81 ₦1,084

$0.97 ₦1,292

-16.49%

Taxi 1hour Waiting (Normal Tariff)

$1.85 ₦2,467

$2.15 ₦2,869

-13.95%

Gasoline (1 liter)

$0.57 ₦763

$0.92 ₦1,234

-38.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K ₦34.9M

$11.2K ₦15.0M

132.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K ₦49.9M

$28.7K ₦38.4M

29.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 ₦147.4K

$111 ₦147.8K

-0.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.48 ₦8,663

$14.96 ₦20.0K

-56.68%

Internet (50+ Mbps, Unlimited Data)

$29.14 ₦38.9K

$32.15 ₦43.0K

-9.36%

Gym Membership (Monthly)

$25.74 ₦34.4K

Tennis Court (1 Hour on Weekend)

$9.62 ₦12.9K

Cinema Ticket

$6.31 ₦8,433

$6.23 ₦8,322

1.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$44.68 ₦59.7K

$654 ₦873.8K

-93.17%

International Primary School, 1 Child (Yearly)

$3,103 ₦4.1M

$19.7K ₦26.3M

-84.25%

Jeans (Levis 501 Or Similar)

$26.03 ₦34.8K

$14.77 ₦19.7K

76.24%

Summer Dress (H&M, Zara, etc)

$60.8 ₦81.2K

$18.23 ₦24.4K

233.24%

Sport Shoes (Adidas, Nike)

$76.5 ₦102.3K

$36.43 ₦48.7K

110.07%

Men's Leather Business Shoes

$105 ₦140.9K

$47.86 ₦64.0K

120.31%

1-bedroom Apartment, City Center (Monthly)

$589 ₦787.7K

1-bedroom Apartment, Outside City Center (Monthly)

$348 ₦464.5K

3-bedroom Apartment, City Center (Monthly)

$1,405 ₦1.9M

3-bedroom Apartment, Outside City Center (Monthly)

$1,346 ₦1.8M

Buy Apartment in City Center (m2)

$699 ₦934.6K

Buy Apartment Outside City Center (m2)

$378 ₦505.5K

Average Monthly Net Salary (After Tax)

$162 ₦216.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

18.39

22.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Abuja: October 24, 2026

Last update for Sagamu: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Abuja

$348 35.1%

Sagamu

- * 0% 100%

Groceries & Markets

Abuja

$218 22%

Sagamu

$155 32.3% 29.1% $64

Monthly Utilities & Internet

Abuja

$146 14.7%

Sagamu

$158 32.9% 8.1% $12

Clothing & Footwear

Abuja

$121 12.2%

Sagamu

$53 11% 56.4% $68

Eating Out

Abuja

$81 8.1%

Sagamu

$97 20.1% 19.8% $16

Getting Around

Abuja

$39 4%

Sagamu

$5.5 * 1.2% 85.9% $34

Sport & Entertainment

Abuja

$38 3.9%

Sagamu

$12 * 2.6% 67.5% $26

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $30 in Abuja vs $51 in Sagamu. Groceries flip the comparison at $218 vs $155, with Sagamu cheaper for home cooking.

Good to know

🇳🇬 Abuja

🇳🇬 Sagamu

🕒 Local time

03:29 3:29 AM

Same time as Abuja

🌤 Weather

👥 Population

776,298 Capital

214,558

💱 Currency

Nigerian Naira NGN ₦

📈 Exchange rate

10,000 NGN = 7.48 USD

10,000 NGN = 6.68 EUR

10,000 NGN = 7.48 USD

10,000 NGN = 6.68 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Abuja Sagamu 490 km

From you

Abuja
Sagamu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Abuja vs Sagamu: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $991 in Abuja and $480 in Sagamu, so Sagamu is about 52% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,486 in Abuja and $719 in Sagamu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $45 in Abuja versus $654 in Sagamu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Abuja – a meal for two runs $30 versus $51 in Sagamu. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Sagamu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.