Cost of Living in Chesterfield - Updated Prices & Insights

40.57
Solo nomad: Estimated monthly costs are $967 (excluding rent), and $2,290 including rent.
Family of 3: Estimated monthly costs are $2,465 (excluding rent), and $3,783 including rent.
Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$20.59 £15.15
$13.73 £10.1
$41.18 £30.3
Three-Course Dinner for Two, Mid-Range
$82.8 £60.9
$62.1 £45.7
$110 £81.2
Fast Food Meal (McDonalds, etc)
$10.99 £8.09
$8.24 £6.06
$11.68 £8.59
Cappuccino
$4.44 £3.27
$2.69 £1.98
$6.04 £4.45
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.47 £1.82
$1.62 £1.19
$3.76 £2.77
Water (0.33 liter bottle)
$1.75 £1.29
$1.08 £0.79
$2.42 £1.78
Local Beer (0.5 liter draught)
$5.43 £3.99
$4.04 £2.97
$6.72 £4.95
Imported Beer (0.33 liter bottle)
$5.49 £4.04
$3.84 £2.83
$7.56 £5.56
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.63 £1.2
$0.89 £0.66
$2.49 £1.83
White Bread (500g)
$1.7 £1.25
$0.86 £0.63
$2.75 £2.02
Rice (white) (1kg)
$2.18 £1.6
$0.8 £0.59
$6.66 £4.9
Eggs
$3.87 £2.85
$1.64 £1.21
$5.41 £3.98
Local Cheese (1kg)
$9.34 £6.87
$5.85 £4.3
$33.16 £24.41
Chicken Fillets (1kg)
$8.32 £6.13
$4.11 £3.02
$11.35 £8.36
Beef Round Steak (1kg)
$11.77 £8.66
$9.34 £6.87
$27.09 £19.93
Apples (1kg)
$3.34 £2.45
$1.66 £1.22
$7.32 £5.39
Banana (1kg)
$1.51 £1.11
$1.09 £0.8
$4.9 £3.61
Oranges (1kg)
$2.68 £1.97
$1.04 £0.77
$6.06 £4.46
Tomato (1kg)
$3.12 £2.3
$2.1 £1.55
$7.71 £5.68
Potato (1kg)
$1.75 £1.29
$0.68 £0.5
$2.95 £2.17
Onion (1kg)
$1.37 £1
$1.14 £0.84
$2.96 £2.18
Lettuce (1 head)
$0.98 £0.72
$0.66 £0.49
$1.99 £1.46
Water (1.5 liter bottle)
$1.84 £1.36
$0.66 £0.49
$2.65 £1.95
Cigarettes 20 Pack (Marlboro, Camel)
$18.37 £13.52
$16.35 £12.03
$20.44 £15.04
Wine (Bottle)
$10.91 £8.03
$6.82 £5.02
$16.36 £12.04
Local Beer (0.5 liter bottle)
$2.69 £1.98
$1.66 £1.22
$3.99 £2.93
Imported Beer (0.33 liter bottle)
$3.29 £2.42
$1.35 £0.99
$4.04 £2.97
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$3.14 £2.31
$2.53 £1.86
$3.8 £2.8
Public Transport Monthly Pass (Regular Price)
$88.6 £65.2
$59 £43.45
$102 £74.9
Taxi Start (Normal Tariff)
$5.51 £4.06
$3.45 £2.54
$6.9 £5.07
Taxi (Normal Tariff) (1km)
$1.27 £0.94
$1.18 £0.87
$1.43 £1.05
Taxi 1hour Waiting (Normal Tariff)
$16.38 £12.05
$16.38 £12.05
$27.3 £20.09
Gasoline (1 liter)
$1.95 £1.44
$1.86 £1.37
$2.07 £1.53
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$39K £28.7K
$34.5K £25.4K
$39K £28.7K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.7K £30K
$40.7K £30K
$40.7K £30K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$288 £212
$175 £129
$849 £625
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.89 £12.43
$13.39 £9.85
$33.46 £24.62
Internet (50+ Mbps, Unlimited Data)
$44.38 £32.66
$34.45 £25.35
$55.1 £40.56
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$45.19 £33.26
$26.78 £19.71
$60.3 £44.35
Cinema Ticket
$13.05 £9.6
$9.61 £7.07
$17.85 £13.13
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,244 £915
$271 £199
$1,311 £965
International Primary School, 1 Child (Yearly)
$6,798 £5,002
$6,798 £5,002
$6,798 £5,002
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$81.9 £60.3
$48.46 £35.66
$111 £81.5
Summer Dress (H&M, Zara, etc)
$43.81 £32.24
$27.38 £20.15
$63 £46.34
Sport Shoes (Adidas, Nike)
$85.6 £63
$40.69 £29.94
$122 £89.8
Men's Leather Business Shoes
$83.3 £61.3
$41.15 £30.28
$103 £75.7
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,234 £908
$959 £706
$1,234 £908
1-bedroom Apartment, Outside City Center (Monthly)
$983 £723
$733 £539
$1,033 £760
3-bedroom Apartment, City Center (Monthly)
$1,325 £975
$1,019 £750
$1,631 £1,200
3-bedroom Apartment, Outside City Center (Monthly)
$1,094 £805
$957 £704
$1,230 £905
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$2,982 £2,194
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.6
4
5.9
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Chesterfield - Frequently Asked Questions
How does Chesterfield stack up in terms of value for money, and who tends to find it a good fit?
For many travelers, expats, and digital nomads, Chesterfield offers a balanced sense of value. The town centers around practical amenities, with a mix of independent shops, eateries, and services that avoid the price pressures of bigger cities. Housing options range from characterful terraces to modern flats, with quieter suburbs within easy reach of rail links and the countryside. Public transport helps you reach Derby or Sheffield without a car, and local gyms, libraries, and coworking spaces support work and life. The Cost of Living in Chesterfield tends to feel manageable when you prioritize location and size over novelty. Tip: Start by mapping neighborhoods by proximity to rail links and parks to align choice with your routine.
What does daily life look like in Chesterfield in terms of housing, food options, transport, and errands?
When planning around the Chesterfield living cost, you’ll notice housing options that range from characterful terraces near the town center to newer flats on the outskirts. Local groceries mix independent shops with familiar chains, and farmers' markets add seasonal variety. Transport links are straightforward for trips to nearby cities, with reliable rail and bus options that keep errands and commutes manageable without overreliance on a car. Co-working spaces and cafés support remote work, while errands are straightforward thanks to well-served neighborhoods and a walkable town core. Tip: Build a short list of areas by daily needs and walking distance to amenities to keep daily costs predictable.
What strategies help ensure a good quality of life while budgeting and planning for seasonal changes in Chesterfield?
Quality of life here comes from a practical budgeting approach and a good sense of neighborhood fit. Use a simple framework that prioritizes essentials, flexible discretionary spending, and some savings, and apply it season by season to utilities, travel, and groceries – without getting lost in exact figures. Seasonality brings markets, events, and crowds, so choose areas that match your tolerance for activity and noise. Look for neighborhoods with green spaces, reliable transport, and nearby services. Tap libraries, community centers, and free events to stretch your budget while staying connected. Tip: Before settling in, visit several areas at different times of day to assess vibe, safety, and value.
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