Cost of Living in Chesterfield - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $943 (excluding rent), and $2,277 including rent.

Family of 3: Estimated monthly costs are $2,735 (excluding rent), and $3,844 including rent.

Meal at Budget Restaurant

$20.20 £15.15

$13.47 £10.10

$40.40 £30.30

Three-Course Dinner for Two, Mid-Range

$82.2 £61.6

$61.7 £46.24

$110 £82.2

Fast Food Meal (McDonalds, etc)

$10.80 £8.10

$8.10 £6.07

$11.47 £8.60

Cappuccino

$4.61 £3.45

$2.79 £2.09

$6.27 £4.70

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.41 £1.80

$1.58 £1.19

$3.67 £2.75

Water (0.33 liter bottle)

$1.73 £1.30

$1.07 £0.80

$2.40 £1.80

Local Beer (0.5 liter draught)

$5.43 £4.07

$4.04 £3.03

$6.73 £5.05

Imported Beer (0.33 liter bottle)

$5.35 £4.01

$3.74 £2.81

$7.35 £5.52

Milk (1 liter)

$1.57 £1.18

$0.86 £0.64

$2.40 £1.80

White Bread (500g)

$1.65 £1.23

$0.83 £0.62

$2.67 £2.00

Rice (white) (1kg)

$2.17 £1.63

$0.80 £0.60

$6.63 £4.98

Eggs

$3.82 £2.86

$1.62 £1.21

$5.34 £4.00

Local Cheese (1kg)

$9.36 £7.02

$5.86 £4.40

$33.23 £24.93

Chicken Fillets (1kg)

$8.51 £6.38

$4.20 £3.15

$11.61 £8.71

Beef Round Steak (1kg)

$11.59 £8.69

$9.19 £6.90

$26.66 £20.00

Apples (1kg)

$3.35 £2.52

$1.67 £1.25

$7.36 £5.52

Banana (1kg)

$1.43 £1.08

$1.03 £0.78

$4.65 £3.48

Oranges (1kg)

$2.70 £2.03

$1.05 £0.79

$6.10 £4.58

Tomato (1kg)

$3.00 £2.25

$2.02 £1.52

$7.42 £5.56

Potato (1kg)

$1.82 £1.36

$0.71 £0.53

$3.07 £2.31

Onion (1kg)

$1.41 £1.06

$1.18 £0.88

$3.06 £2.30

Lettuce (1 head)

$0.99 £0.74

$0.67 £0.50

$2.01 £1.50

Water (1.5 liter bottle)

$1.91 £1.43

$0.69 £0.51

$2.74 £2.06

Cigarettes 20 Pack (Marlboro, Camel)

$18.15 £13.61

$16.16 £12.12

$20.20 £15.15

Wine (Bottle)

$11.40 £8.55

$8.71 £6.53

$14.75 £11.06

Local Beer (0.5 liter bottle)

$2.71 £2.03

$1.68 £1.26

$4.02 £3.02

Imported Beer (0.33 liter bottle)

$3.28 £2.46

$1.34 £1.01

$4.03 £3.02

One-way Ticket (Public Transport)

$3.30 £2.47

$2.66 £1.99

$3.99 £2.99

Public Transport Monthly Pass (Regular Price)

$87.3 £65.5

$58.2 £43.64

$100 £75.3

Taxi Start (Normal Tariff)

$5.54 £4.15

$3.47 £2.60

$6.92 £5.19

Taxi (Normal Tariff) (1km)

$1.25 £0.94

$1.16 £0.87

$1.40 £1.05

Taxi 1hour Waiting (Normal Tariff)

$16.07 £12.05

$26.78 £20.09

Gasoline (1 liter)

$1.89 £1.41

$1.80 £1.35

$2.00 £1.50

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.2K £29.4K

$34.6K £26.0K

$39.2K £29.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.9K £31.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$294 £220

$179 £134

$865 £649

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.92 £12.69

$13.42 £10.06

$33.52 £25.14

Internet (50+ Mbps, Unlimited Data)

$43.49 £32.62

$33.76 £25.32

$54.0 £40.51

Gym Membership (Monthly)

$45.98 £34.49

$27.25 £20.44

$61.3 £45.99

Cinema Ticket

$12.84 £9.63

$9.46 £7.09

$17.56 £13.17

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,254 £940

$273 £205

$1,321 £991

International Primary School, 1 Child (Yearly)

$6,680 £5,010

Jeans (Levis 501 Or Similar)

$79.6 £59.7

$47.10 £35.33

$108 £80.8

Summer Dress (H&M, Zara, etc)

$43.17 £32.38

$26.98 £20.24

$62.1 £46.54

Sport Shoes (Adidas, Nike)

$87.1 £65.3

$41.38 £31.04

$124 £93.1

Men's Leather Business Shoes

$83.6 £62.7

$41.31 £30.98

$103 £77.4

1-bedroom Apartment, City Center (Monthly)

$1,208 £906

$940 £705

$1,208 £906

1-bedroom Apartment, Outside City Center (Monthly)

$1,012 £759

$755 £566

$1,064 £798

3-bedroom Apartment, City Center (Monthly)

$1,310 £982

$1,008 £756

$1,612 £1,209

3-bedroom Apartment, Outside City Center (Monthly)

$1,066 £799

$932 £699

$1,199 £899

Average Monthly Net Salary (After Tax)

$3,169 £2,377

20-Year Fixed Mortgage Interest Rate (Annual %)

5.6

5.9

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: March 1, 2026

Chesterfield Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

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Cost of Living in Chesterfield - Frequently Asked Questions

For many travelers, expats, and digital nomads, Chesterfield offers a balanced sense of value. The town centers around practical amenities, with a mix of independent shops, eateries, and services that avoid the price pressures of bigger cities. Housing options range from characterful terraces to modern flats, with quieter suburbs within easy reach of rail links and the countryside. Public transport helps you reach Derby or Sheffield without a car, and local gyms, libraries, and coworking spaces support work and life. The Cost of Living in Chesterfield tends to feel manageable when you prioritize location and size over novelty. Tip: Start by mapping neighborhoods by proximity to rail links and parks to align choice with your routine.

When planning around the Chesterfield living cost, you’ll notice housing options that range from characterful terraces near the town center to newer flats on the outskirts. Local groceries mix independent shops with familiar chains, and farmers' markets add seasonal variety. Transport links are straightforward for trips to nearby cities, with reliable rail and bus options that keep errands and commutes manageable without overreliance on a car. Co-working spaces and cafés support remote work, while errands are straightforward thanks to well-served neighborhoods and a walkable town core. Tip: Build a short list of areas by daily needs and walking distance to amenities to keep daily costs predictable.

Quality of life here comes from a practical budgeting approach and a good sense of neighborhood fit. Use a simple framework that prioritizes essentials, flexible discretionary spending, and some savings, and apply it season by season to utilities, travel, and groceries – without getting lost in exact figures. Seasonality brings markets, events, and crowds, so choose areas that match your tolerance for activity and noise. Look for neighborhoods with green spaces, reliable transport, and nearby services. Tap libraries, community centers, and free events to stretch your budget while staying connected. Tip: Before settling in, visit several areas at different times of day to assess vibe, safety, and value.