Cost of Living in Cheltenham - Updated Prices & Insights

69.3
Solo nomad: Estimated monthly costs are $924 (excluding rent), and $2,169 including rent.
Family of 3: Estimated monthly costs are $2,376 (excluding rent), and $4,298 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$20.47 £15.07
$16.37 £12.05
$27.29 £20.08
Three-Course Dinner for Two, Mid-Range
$81.6 £60.1
$68 £50.1
$190 £140
Fast Food Meal (McDonalds, etc)
$11 £8.1
$9.63 £7.08
$13.76 £10.12
Cappuccino
$4.54 £3.34
$2.69 £1.98
$6.44 £4.74
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.98 £1.46
$1.33 £0.98
$4.27 £3.14
Water (0.33 liter bottle)
$1.32 £0.97
$1.32 £0.97
$3.5 £2.57
Local Beer (0.5 liter draught)
$5.39 £3.97
$4.05 £2.98
$7.89 £5.81
Imported Beer (0.33 liter bottle)
$6.99 £5.14
$5.59 £4.11
$7.69 £5.66
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.51 £1.11
$1.07 £0.78
$2 £1.47
White Bread (500g)
$0.7 £0.51
$0.7 £0.51
$2.91 £2.14
Rice (white) (1kg)
$2.01 £1.48
$2.01 £1.48
$4.02 £2.96
Eggs
$4.6 £3.39
$3.28 £2.41
$6.7 £4.93
Local Cheese (1kg)
$4.67 £3.43
$4.67 £3.43
$14.65 £10.78
Chicken Fillets (1kg)
$7.09 £5.22
$4.25 £3.13
$7.97 £5.86
Beef Round Steak (1kg)
$15.61 £11.49
$10.86 £7.99
$27.15 £19.98
Apples (1kg)
$2.02 £1.49
$2.02 £1.49
$8.07 £5.94
Banana (1kg)
$1.72 £1.26
$0.8 £0.59
$4.64 £3.42
Oranges (1kg)
$2.06 £1.52
$1.23 £0.91
$4.8 £3.54
Tomato (1kg)
$3.61 £2.66
$1.67 £1.23
$6.95 £5.11
Potato (1kg)
$1.35 £0.99
$1.21 £0.89
$2.7 £1.98
Onion (1kg)
$1.85 £1.36
$1.48 £1.09
$2.7 £1.99
Lettuce (1 head)
$1.05 £0.77
$0.67 £0.49
$1.34 £0.99
Water (1.5 liter bottle)
$1.57 £1.16
$0.69 £0.5
$2.74 £2.02
Cigarettes 20 Pack (Marlboro, Camel)
$17.56 £12.92
$15.15 £11.15
$20.66 £15.21
Wine (Bottle)
$8.34 £6.14
$6.95 £5.12
$20.86 £15.35
Local Beer (0.5 liter bottle)
$1.86 £1.37
$1.33 £0.98
$4.42 £3.25
Imported Beer (0.33 liter bottle)
$1.93 £1.42
$1.08 £0.8
$2.96 £2.18
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$3.44 £2.53
$3.32 £2.44
$4.11 £3.02
Public Transport Monthly Pass (Regular Price)
$58 £42.65
$41.4 £30.47
$74.5 £54.8
Taxi Start (Normal Tariff)
$4.19 £3.08
$3.9 £2.87
$6.97 £5.13
Taxi (Normal Tariff) (1km)
$1.43 £1.05
$1.43 £1.05
$1.75 £1.29
Taxi 1hour Waiting (Normal Tariff)
$25.69 £18.9
$24.66 £18.15
$27.4 £20.17
Gasoline (1 liter)
$1.94 £1.43
$1.87 £1.38
$2.07 £1.52
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.7K £27.7K
$37.7K £27.7K
$37.7K £27.7K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.7K £30.7K
$41.7K £30.7K
$41.7K £30.7K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$256 £188
$183 £134
$430 £317
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.02 £11.79
$11.03 £8.12
$27.56 £20.29
Internet (50+ Mbps, Unlimited Data)
$43.94 £32.34
$40.03 £29.46
$69 £50.8
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$44.21 £32.54
$22.28 £16.4
$67.5 £49.68
Tennis Court (1 Hour on Weekend)
$23.51 £17.3
$6.71 £4.94
$40.3 £29.65
Cinema Ticket
$13.56 £9.98
$12.2 £8.98
$27.11 £19.95
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,367 £1,006
$1,067 £785
$2,000 £1,472
International Primary School, 1 Child (Yearly)
$13.9K £10.2K
$8,944 £6,582
$23.1K £17K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$109 £80.1
$66.6 £49.04
$133 £98.1
Summer Dress (H&M, Zara, etc)
$35.98 £26.47
$20.44 £15.04
$95.4 £70.2
Sport Shoes (Adidas, Nike)
$112 £82.5
$41.17 £30.29
$177 £130
Men's Leather Business Shoes
$100 £73.7
$41.57 £30.59
$159 £117
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,189 £875
$1,155 £850
$1,223 £900
1-bedroom Apartment, Outside City Center (Monthly)
$956 £703
$887 £653
$1,024 £754
3-bedroom Apartment, City Center (Monthly)
$2,275 £1,674
$1,862 £1,370
$3,103 £2,283
3-bedroom Apartment, Outside City Center (Monthly)
$1,668 £1,228
$1,511 £1,112
$1,786 £1,314
Buy Apartment in City Center (m2)
$5,773 £4,249
-
Buy Apartment Outside City Center (m2)
$5,856 £4,309
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$3,901 £2,870
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.79
4.9
5.9
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Cheltenham - Frequently Asked Questions
How does Cheltenham stack up for affordability, and who tends to find good value there?
Cheltenham tends to blend livability with reasonable costs, appealing to travelers, expats, and digital nomads who want quality without the price tag of larger cities. You can enjoy varied dining, seasonal markets, and a walkable town center, while choosing housing options that fit different budgets – older Victorian flats near Montpellier for charm, or modern builds closer to the train line for easier commutes. The city's size means shorter trips for errands and nightlife, helping daily expenses stay predictable. Cost of Living in Cheltenham, United Kingdom gives you a sense of value that centers on accessibility and culture. Tip: Start with a short stay in a well-connected area to test routines before committing to longer leases.
What does daily life look like in Cheltenham for housing search, food, transport, and errands?
To navigate daily life efficiently, focus on central or near-center neighborhoods such as Montpellier or The Suffolks for cafes and coworking, with Pittville offering quieter residential options. Housing search strategies: start with short lets or house shares to gauge space, noise, and transit access; check proximity to Cheltenham Spa station for easy day trips. Food choices span farmers markets, independent shops, and mid-range chains; batch cooking and visiting local butchers and grocers helps manage costs. Transport relies on buses and cycling, with trains for weekend trips. Cheltenham, United Kingdom living cost becomes clearer when you map weekly errands and transit days in advance. Tip: Build a simple weekly plan that groups errands by neighborhood to save time and transport costs.
What budgeting approach helps you maximize quality of life, and how should you think about neighborhood fit and seasonality?
Use a simple budgeting framework: category-based planning (housing, food, transport, entertainment) with a monthly cap per category, plus a buffer for seasonal events. In Cheltenham, lifestyle can shift with festival seasons and university calendars, so keep flexibility in weekend plans. To improve quality of life, prioritize neighborhoods with good walkability, cafes, and libraries, and allow for occasional splurges in cultural experiences. Budget for travel across the region; you can often substitute a pricey dinner with a market visit and a stroll along the Promenade. Tip: Evaluate two or three neighborhoods over a month, noting commute times, noise levels, and access to green spaces.
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