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Cost of Living in Cham - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,930 (excluding rent), and $3,450 including rent.
Family of 3: Estimated monthly costs are $5,136 (excluding rent), and $7,150 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$31.12 CHF 25.04
$21.07 CHF 16.96
$46.67 CHF 37.56
Three-Course Dinner for Two, Mid-Range
$150 CHF 121
$93.8 CHF 75.5
$250 CHF 201
Fast Food Meal (McDonalds, etc)
$19.52 CHF 15.71
$18.31 CHF 14.73
$24.41 CHF 19.64
Cappuccino
$6.81 CHF 5.48
$4.95 CHF 3.98
$9.9 CHF 7.96
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.47 CHF 4.41
$3.6 CHF 2.9
$7.2 CHF 5.79
Water (0.33 liter bottle)
$5.2 CHF 4.18
$3.75 CHF 3.02
$6.88 CHF 5.54
Local Beer (0.5 liter draught)
$9.69 CHF 7.8
$6.05 CHF 4.87
$11.35 CHF 9.14
Imported Beer (0.33 liter bottle)
$7.29 CHF 5.87
$5.98 CHF 4.82
$10.77 CHF 8.67
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$2.26 CHF 1.82
$1.64 CHF 1.32
$2.53 CHF 2.03
White Bread (500g)
$3.4 CHF 2.74
$1.51 CHF 1.21
$6.28 CHF 5.05
Rice (white) (1kg)
$4.12 CHF 3.32
$1.89 CHF 1.52
$6.3 CHF 5.07
Eggs
$7.22 CHF 5.81
$4.76 CHF 3.83
$11.54 CHF 9.28
Local Cheese (1kg)
$28.44 CHF 22.89
$18.32 CHF 14.75
$57.4 CHF 46.2
Chicken Fillets (1kg)
$33.82 CHF 27.22
$14.89 CHF 11.99
$43.45 CHF 34.97
Beef Round Steak (1kg)
$44.55 CHF 35.85
$24.97 CHF 20.1
$74.9 CHF 60.3
Apples (1kg)
$3.81 CHF 3.07
$2.39 CHF 1.93
$5.99 CHF 4.82
Banana (1kg)
$2.6 CHF 2.09
$1.55 CHF 1.25
$4.79 CHF 3.85
Oranges (1kg)
$3.03 CHF 2.44
$1.82 CHF 1.47
$6.68 CHF 5.38
Tomato (1kg)
$5.08 CHF 4.09
$2.32 CHF 1.87
$9.65 CHF 7.77
Potato (1kg)
$2.84 CHF 2.28
$1.5 CHF 1.21
$5 CHF 4.02
Onion (1kg)
$2.33 CHF 1.88
$1.86 CHF 1.5
$3.72 CHF 2.99
Lettuce (1 head)
$2.47 CHF 1.98
$1.45 CHF 1.17
$3.62 CHF 2.91
Water (1.5 liter bottle)
$1.52 CHF 1.22
$0.73 CHF 0.59
$2.44 CHF 1.96
Cigarettes 20 Pack (Marlboro, Camel)
$11.29 CHF 9.08
$10.16 CHF 8.17
$13.79 CHF 11.1
Wine (Bottle)
$15.12 CHF 12.17
$7.56 CHF 6.09
$37.8 CHF 30.42
Local Beer (0.5 liter bottle)
$2.35 CHF 1.89
$1.81 CHF 1.45
$4.21 CHF 3.39
Imported Beer (0.33 liter bottle)
$3.15 CHF 2.53
$1.26 CHF 1.01
$5.66 CHF 4.56
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$4.01 CHF 3.23
$3.35 CHF 2.7
$5.18 CHF 4.17
Public Transport Monthly Pass (Regular Price)
$97.9 CHF 78.8
$61.8 CHF 49.72
$104 CHF 83.7
Taxi Start (Normal Tariff)
$7.61 CHF 6.13
$4.87 CHF 3.92
$12.18 CHF 9.8
Taxi (Normal Tariff) (1km)
$4.28 CHF 3.45
$2.92 CHF 2.35
$5.63 CHF 4.53
Taxi 1hour Waiting (Normal Tariff)
$87.8 CHF 70.7
$44.29 CHF 35.65
$100 CHF 80.6
Gasoline (1 liter)
$2.26 CHF 1.82
$2.11 CHF 1.7
$2.44 CHF 1.96
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$39.6K CHF 31.9K
$39.6K CHF 31.9K
$39.6K CHF 31.9K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.3K CHF 32.4K
$36.4K CHF 29.3K
$50.2K CHF 40.4K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$255 CHF 206
$185 CHF 149
$449 CHF 361
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.28 CHF 29.2
$21.27 CHF 17.12
$86.4 CHF 69.5
Internet (50+ Mbps, Unlimited Data)
$59.6 CHF 47.95
$43.78 CHF 35.24
$100 CHF 80.5
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$86.5 CHF 69.6
$54.5 CHF 43.88
$109 CHF 87.8
Cinema Ticket
$23.21 CHF 18.68
$18.82 CHF 15.15
$28.85 CHF 23.22
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,534 CHF 2,039
$1,938 CHF 1,560
$3,943 CHF 3,173
International Primary School, 1 Child (Yearly)
$33.8K CHF 27.2K
$18.1K CHF 14.6K
$54.4K CHF 43.8K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$133 CHF 107
$86 CHF 69.2
$184 CHF 148
Summer Dress (H&M, Zara, etc)
$61.2 CHF 49.23
$36.77 CHF 29.59
$110 CHF 88.8
Sport Shoes (Adidas, Nike)
$145 CHF 117
$96.6 CHF 77.7
$242 CHF 194
Men's Leather Business Shoes
$201 CHF 162
$123 CHF 99.1
$308 CHF 248
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,686 CHF 1,357
$1,161 CHF 934
$1,833 CHF 1,475
1-bedroom Apartment, Outside City Center (Monthly)
$1,482 CHF 1,193
$996 CHF 801
$1,618 CHF 1,302
3-bedroom Apartment, City Center (Monthly)
$2,876 CHF 2,315
$2,251 CHF 1,812
$3,252 CHF 2,617
3-bedroom Apartment, Outside City Center (Monthly)
$2,489 CHF 2,003
$2,147 CHF 1,728
$2,863 CHF 2,304
Buy Apartment in City Center (m2)
$16.5K CHF 13.3K
$7,903 CHF 6,360
$16.5K CHF 13.3K
Buy Apartment Outside City Center (m2)
$11.1K CHF 8,914
$3,692 CHF 2,971
$11.1K CHF 8,914
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
2.09
1.41
3.6

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: December 1, 2025

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Cost of Living in Cham - Frequently Asked Questions
Is Cham, Switzerland a good value for travelers, expats, and digital nomads, and how does it compare to bigger Swiss cities?
Cham blends Swiss reliability with a calmer, smaller-town feel. For travelers, expats, and digital nomads, it is often more navigable and less crowded than bigger cities, with shorter commutes and a friendly pace. While the Cost of Living in Cham, Switzerland remains high by global standards, you typically get reliable services, orderly streets, and efficient transport that save you time. Housing is stable and predictable, and local shops offer quality groceries and meals without the sensory overload of a larger city. Tip: consider a short initial stay to test neighborhoods and connectivity before committing.
What does a typical day look like in Cham, including housing search, food options, transport, coworking, and errands?
A day in Cham blends practicality with small-town charm. Housing search typically starts online and through local agents, with attention to proximity to the old town or lakefront; leases here can be longer and more formal, so give yourself time. For food, you will find robust grocery stores, seasonal farmers markets, and cozy cafes offering quick options and quality coffee. Transport is reliable: trains and buses connect Cham to Zug and beyond, and cycling is easy in good weather. If you need workspace, several coworking spots anchor business districts and lakeside areas. Cham, Switzerland living cost shows up in transit passes and routine purchases. Tip: set a weekly budget and test a few transit passes to maximize value.
What is the quality of life like in Cham and how can you budget effectively, what seasonal changes matter and neighborhood fit?
Cham offers a high quality of life for those who value safety, clean streets, and access to outdoor recreation. To budget effectively, adopt a simple framework: map fixed costs, set a cap on discretionary spend, and use monthly transit passes to maximize savings. In winter, anticipate higher heating, and in summer, outdoor markets and lake activities become central. Neighborhood fit depends on your pace: the old town suits walkers, while outskirts offer quieter streets and faster commutes to Zurich or Zug. Tip: join local communities or language groups to get real-time recommendations and friendships.

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