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Cost of Living in Cham - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,907 (excluding rent), and $3,522 including rent.
Family of 3: Estimated monthly costs are $4,107 (excluding rent), and $7,092 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$30.55 CHF 24.53
$20.69 CHF 16.62
$45.83 CHF 36.80
Three-Course Dinner for Two, Mid-Range
$145 CHF 116
$90.6 CHF 72.7
$242 CHF 194
Fast Food Meal (McDonalds, etc)
$19.37 CHF 15.55
$18.16 CHF 14.58
$24.21 CHF 19.44
Cappuccino
$6.62 CHF 5.32
$4.81 CHF 3.86
$9.62 CHF 7.72
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.50 CHF 4.42
$3.62 CHF 2.91
$7.23 CHF 5.81
Water (0.33 liter bottle)
$5.25 CHF 4.22
$3.80 CHF 3.05
$6.95 CHF 5.58
Local Beer (0.5 liter draught)
$9.64 CHF 7.74
$6.02 CHF 4.84
$11.29 CHF 9.07
Imported Beer (0.33 liter bottle)
$7.33 CHF 5.88
$6.01 CHF 4.82
$10.82 CHF 8.69
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$2.15 CHF 1.73
$1.56 CHF 1.26
$2.40 CHF 1.93
White Bread (500g)
$3.27 CHF 2.63
$1.45 CHF 1.16
$6.03 CHF 4.84
Rice (white) (1kg)
$3.93 CHF 3.16
$1.80 CHF 1.45
$6.01 CHF 4.83
Eggs
$7.29 CHF 5.86
$4.81 CHF 3.86
$11.66 CHF 9.36
Local Cheese (1kg)
$29.09 CHF 23.36
$18.74 CHF 15.05
$58.7 CHF 47.14
Chicken Fillets (1kg)
$33.08 CHF 26.56
$14.57 CHF 11.70
$42.50 CHF 34.13
Beef Round Steak (1kg)
$44.13 CHF 35.44
$24.74 CHF 19.86
$74.2 CHF 59.6
Apples (1kg)
$3.82 CHF 3.06
$2.39 CHF 1.92
$6.00 CHF 4.82
Banana (1kg)
$2.63 CHF 2.11
$1.57 CHF 1.26
$4.84 CHF 3.88
Oranges (1kg)
$3.03 CHF 2.43
$1.82 CHF 1.46
$6.69 CHF 5.37
Tomato (1kg)
$5.22 CHF 4.19
$2.38 CHF 1.91
$9.91 CHF 7.96
Potato (1kg)
$2.83 CHF 2.27
$1.49 CHF 1.20
$4.98 CHF 4.00
Onion (1kg)
$2.38 CHF 1.91
$1.90 CHF 1.52
$3.80 CHF 3.05
Lettuce (1 head)
$2.58 CHF 2.07
$1.51 CHF 1.22
$3.78 CHF 3.04
Water (1.5 liter bottle)
$1.51 CHF 1.21
$0.73 CHF 0.59
$2.43 CHF 1.95
Cigarettes 20 Pack (Marlboro, Camel)
$11.02 CHF 8.85
$9.92 CHF 7.97
$13.47 CHF 10.81
Wine (Bottle)
$14.47 CHF 11.62
$7.55 CHF 6.06
$27.69 CHF 22.24
Local Beer (0.5 liter bottle)
$2.46 CHF 1.97
$1.89 CHF 1.52
$4.41 CHF 3.54
Imported Beer (0.33 liter bottle)
$3.01 CHF 2.42
$1.20 CHF 0.97
$5.42 CHF 4.35
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$4.00 CHF 3.21
$3.35 CHF 2.69
$5.17 CHF 4.15
Public Transport Monthly Pass (Regular Price)
$99.4 CHF 79.8
$62.7 CHF 50.4
$106 CHF 84.8
Taxi Start (Normal Tariff)
$7.53 CHF 6.05
$4.82 CHF 3.87
$12.05 CHF 9.68
Taxi (Normal Tariff) (1km)
$4.34 CHF 3.48
$2.96 CHF 2.38
$5.70 CHF 4.58
Taxi 1hour Waiting (Normal Tariff)
$87.1 CHF 70.0
$43.93 CHF 35.27
$99.3 CHF 79.7
Gasoline (1 liter)
$2.25 CHF 1.81
$2.10 CHF 1.69
$2.43 CHF 1.95
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.2K CHF 33.1K
$41.2K CHF 33.1K
$41.2K CHF 33.1K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.6K CHF 31.8K
$35.9K CHF 28.8K
$49.5K CHF 39.7K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$257 CHF 207
$186 CHF 149
$452 CHF 363
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.84 CHF 28.78
$21.02 CHF 16.88
$85.3 CHF 68.5
Internet (50+ Mbps, Unlimited Data)
$57.9 CHF 46.47
$42.52 CHF 34.15
$97.2 CHF 78.0
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$88.3 CHF 70.9
$55.7 CHF 44.69
$111 CHF 89.4
Cinema Ticket
$23.11 CHF 18.56
$18.74 CHF 15.05
$28.73 CHF 23.07
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,554 CHF 2,051
$1,954 CHF 1,569
$3,975 CHF 3,192
International Primary School, 1 Child (Yearly)
$35.1K CHF 28.2K
$18.8K CHF 15.1K
$56.4K CHF 45.3K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$134 CHF 108
$86.6 CHF 69.5
$186 CHF 149
Summer Dress (H&M, Zara, etc)
$60.3 CHF 48.44
$36.26 CHF 29.12
$109 CHF 87.3
Sport Shoes (Adidas, Nike)
$147 CHF 118
$97.4 CHF 78.2
$243 CHF 195
Men's Leather Business Shoes
$199 CHF 160
$122 CHF 97.9
$305 CHF 245
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,701 CHF 1,366
$1,172 CHF 941
$1,850 CHF 1,486
1-bedroom Apartment, Outside City Center (Monthly)
$1,488 CHF 1,195
$999 CHF 802
$1,624 CHF 1,304
3-bedroom Apartment, City Center (Monthly)
$2,833 CHF 2,275
$2,217 CHF 1,780
$3,202 CHF 2,571
3-bedroom Apartment, Outside City Center (Monthly)
$2,416 CHF 1,940
$2,084 CHF 1,673
$2,778 CHF 2,231
Buy Apartment in City Center (m2)
$15.0K CHF 12.0K
$7,489 CHF 6,014
$15.0K CHF 12.0K
Buy Apartment Outside City Center (m2)
$11.6K CHF 9,303
$3,785 CHF 3,039
$11.6K CHF 9,303
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
2.09
1.41
3.6

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 11, 2026

Cham Median Internet Speeds (Updated December 2025)

Mobile

Download
249
Mbps
Upload
16
Mbps
Latency
23
ms

Fixed Broadband

Download
318
Mbps
Upload
133
Mbps
Latency
8
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Cham - Frequently Asked Questions
Is Cham, Switzerland a good value for travelers, expats, and digital nomads, and how does it compare to bigger Swiss cities?
Cham blends Swiss reliability with a calmer, smaller-town feel. For travelers, expats, and digital nomads, it is often more navigable and less crowded than bigger cities, with shorter commutes and a friendly pace. While the Cost of Living in Cham, Switzerland remains high by global standards, you typically get reliable services, orderly streets, and efficient transport that save you time. Housing is stable and predictable, and local shops offer quality groceries and meals without the sensory overload of a larger city. Tip: consider a short initial stay to test neighborhoods and connectivity before committing.
What does a typical day look like in Cham, including housing search, food options, transport, coworking, and errands?
A day in Cham blends practicality with small-town charm. Housing search typically starts online and through local agents, with attention to proximity to the old town or lakefront; leases here can be longer and more formal, so give yourself time. For food, you will find robust grocery stores, seasonal farmers markets, and cozy cafes offering quick options and quality coffee. Transport is reliable: trains and buses connect Cham to Zug and beyond, and cycling is easy in good weather. If you need workspace, several coworking spots anchor business districts and lakeside areas. Cham, Switzerland living cost shows up in transit passes and routine purchases. Tip: set a weekly budget and test a few transit passes to maximize value.
What is the quality of life like in Cham and how can you budget effectively, what seasonal changes matter and neighborhood fit?
Cham offers a high quality of life for those who value safety, clean streets, and access to outdoor recreation. To budget effectively, adopt a simple framework: map fixed costs, set a cap on discretionary spend, and use monthly transit passes to maximize savings. In winter, anticipate higher heating, and in summer, outdoor markets and lake activities become central. Neighborhood fit depends on your pace: the old town suits walkers, while outskirts offer quieter streets and faster commutes to Zurich or Zug. Tip: join local communities or language groups to get real-time recommendations and friendships.

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