Cost of Living in Cham - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,781 (excluding rent), and $3,461 including rent.
Family of 3: Estimated monthly costs are $4,599 (excluding rent), and $7,204 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$30.87 CHF 25.1
$20.91 CHF 17
$46.31 CHF 37.65
Three-Course Dinner for Two, Mid-Range
$149 CHF 121
$93.2 CHF 75.8
$249 CHF 202
Fast Food Meal (McDonalds, etc)
$19.9 CHF 16.18
$18.66 CHF 15.17
$24.88 CHF 20.23
Cappuccino
$6.68 CHF 5.43
$4.85 CHF 3.94
$9.7 CHF 7.88
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.78 CHF 4.7
$3.8 CHF 3.09
$7.59 CHF 6.18
Water (0.33 liter bottle)
$5.05 CHF 4.1
$3.65 CHF 2.96
$6.68 CHF 5.43
Local Beer (0.5 liter draught)
$9.78 CHF 7.95
$6.11 CHF 4.97
$11.46 CHF 9.32
Imported Beer (0.33 liter bottle)
$7.45 CHF 6.06
$6.11 CHF 4.97
$11 CHF 8.95
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$2.15 CHF 1.75
$1.56 CHF 1.27
$2.4 CHF 1.95
White Bread (500g)
$3.31 CHF 2.69
$1.47 CHF 1.19
$6.11 CHF 4.97
Rice (white) (1kg)
$3.93 CHF 3.19
$1.8 CHF 1.47
$6 CHF 4.88
Eggs
$7.3 CHF 5.94
$4.82 CHF 3.92
$11.67 CHF 9.49
Local Cheese (1kg)
$28.93 CHF 23.52
$18.63 CHF 15.15
$58.4 CHF 47.47
Chicken Fillets (1kg)
$33.95 CHF 27.61
$14.95 CHF 12.16
$43.62 CHF 35.47
Beef Round Steak (1kg)
$44.53 CHF 36.2
$24.96 CHF 20.29
$74.9 CHF 60.9
Apples (1kg)
$4.01 CHF 3.26
$2.52 CHF 2.05
$6.3 CHF 5.13
Banana (1kg)
$2.71 CHF 2.2
$1.62 CHF 1.31
$4.98 CHF 4.05
Oranges (1kg)
$3.01 CHF 2.45
$1.82 CHF 1.48
$6.66 CHF 5.41
Tomato (1kg)
$5.2 CHF 4.22
$2.37 CHF 1.93
$9.87 CHF 8.03
Potato (1kg)
$2.72 CHF 2.21
$1.44 CHF 1.17
$4.79 CHF 3.9
Onion (1kg)
$2.3 CHF 1.87
$1.83 CHF 1.49
$3.67 CHF 2.98
Lettuce (1 head)
$2.44 CHF 1.99
$1.44 CHF 1.17
$3.59 CHF 2.92
Water (1.5 liter bottle)
$1.5 CHF 1.22
$0.73 CHF 0.59
$2.42 CHF 1.97
Cigarettes 20 Pack (Marlboro, Camel)
$11.26 CHF 9.15
$10.13 CHF 8.24
$13.75 CHF 11.18
Wine (Bottle)
$14.55 CHF 11.83
$9.09 CHF 7.39
$24.25 CHF 19.72
Local Beer (0.5 liter bottle)
$2.38 CHF 1.94
$1.84 CHF 1.49
$4.28 CHF 3.48
Imported Beer (0.33 liter bottle)
$3.03 CHF 2.47
$1.21 CHF 0.98
$5.45 CHF 4.43
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$4.28 CHF 3.48
$3.58 CHF 2.91
$5.53 CHF 4.5
Public Transport Monthly Pass (Regular Price)
$95.7 CHF 77.8
$60.4 CHF 49.1
$102 CHF 82.6
Taxi Start (Normal Tariff)
$7.9 CHF 6.42
$5.06 CHF 4.11
$12.64 CHF 10.27
Taxi (Normal Tariff) (1km)
$4.1 CHF 3.34
$2.8 CHF 2.28
$5.39 CHF 4.39
Taxi 1hour Waiting (Normal Tariff)
$86.8 CHF 70.6
$43.77 CHF 35.59
$98.9 CHF 80.4
Gasoline (1 liter)
$2.22 CHF 1.81
$2.08 CHF 1.69
$2.4 CHF 1.95
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$39.8K CHF 32.4K
$39.8K CHF 32.4K
$39.8K CHF 32.4K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.8K CHF 32.4K
$36K CHF 29.3K
$49.7K CHF 40.4K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$251 CHF 204
$181 CHF 147
$440 CHF 358
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.05 CHF 28.5
$20.55 CHF 16.71
$83.4 CHF 67.8
Internet (50+ Mbps, Unlimited Data)
$58.5 CHF 47.56
$42.98 CHF 34.95
$98.2 CHF 79.9
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$78.8 CHF 64.1
$49.69 CHF 40.41
$99.4 CHF 80.8
Cinema Ticket
$23.01 CHF 18.71
$18.66 CHF 15.17
$28.6 CHF 23.25
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,612 CHF 2,124
$1,998 CHF 1,625
$4,065 CHF 3,306
International Primary School, 1 Child (Yearly)
$34.5K CHF 28.1K
$18.5K CHF 15K
$55.5K CHF 45.1K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$132 CHF 107
$85.1 CHF 69.2
$182 CHF 148
Summer Dress (H&M, Zara, etc)
$61.6 CHF 50.1
$37.04 CHF 30.12
$111 CHF 90.4
Sport Shoes (Adidas, Nike)
$146 CHF 119
$96.9 CHF 78.8
$242 CHF 197
Men's Leather Business Shoes
$198 CHF 161
$121 CHF 98.4
$302 CHF 246
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,634 CHF 1,328
$1,125 CHF 915
$1,777 CHF 1,445
1-bedroom Apartment, Outside City Center (Monthly)
$1,670 CHF 1,358
$1,122 CHF 912
$1,823 CHF 1,482
3-bedroom Apartment, City Center (Monthly)
$2,800 CHF 2,276
$2,191 CHF 1,782
$3,165 CHF 2,573
3-bedroom Apartment, Outside City Center (Monthly)
$2,759 CHF 2,243
$2,379 CHF 1,935
$3,172 CHF 2,579
Buy Apartment in City Center (m2)
$13.8K CHF 11.2K
$8,161 CHF 6,636
$14.1K CHF 11.5K
Buy Apartment Outside City Center (m2)
$9,115 CHF 7,412
$4,899 CHF 3,984
$9,115 CHF 7,412
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
2.09
1.41
3.6
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Cham - Frequently Asked Questions
Is Cham, Switzerland a good value for travelers, expats, and digital nomads, and how does it compare to bigger Swiss cities?
Cham blends Swiss reliability with a calmer, smaller-town feel. For travelers, expats, and digital nomads, it is often more navigable and less crowded than bigger cities, with shorter commutes and a friendly pace. While the Cost of Living in Cham, Switzerland remains high by global standards, you typically get reliable services, orderly streets, and efficient transport that save you time. Housing is stable and predictable, and local shops offer quality groceries and meals without the sensory overload of a larger city. Tip: consider a short initial stay to test neighborhoods and connectivity before committing.
What does a typical day look like in Cham, including housing search, food options, transport, coworking, and errands?
A day in Cham blends practicality with small-town charm. Housing search typically starts online and through local agents, with attention to proximity to the old town or lakefront; leases here can be longer and more formal, so give yourself time. For food, you will find robust grocery stores, seasonal farmers markets, and cozy cafes offering quick options and quality coffee. Transport is reliable: trains and buses connect Cham to Zug and beyond, and cycling is easy in good weather. If you need workspace, several coworking spots anchor business districts and lakeside areas. Cham, Switzerland living cost shows up in transit passes and routine purchases. Tip: set a weekly budget and test a few transit passes to maximize value.
What is the quality of life like in Cham and how can you budget effectively, what seasonal changes matter and neighborhood fit?
Cham offers a high quality of life for those who value safety, clean streets, and access to outdoor recreation. To budget effectively, adopt a simple framework: map fixed costs, set a cap on discretionary spend, and use monthly transit passes to maximize savings. In winter, anticipate higher heating, and in summer, outdoor markets and lake activities become central. Neighborhood fit depends on your pace: the old town suits walkers, while outskirts offer quieter streets and faster commutes to Zurich or Zug. Tip: join local communities or language groups to get real-time recommendations and friendships.
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