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Cost of Living in Cebu - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $569 (excluding rent), and $868 including rent.
Family of 3: Estimated monthly costs are $1,323 (excluding rent), and $1,809 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$4.55 ₱271
$1.82 ₱108
$9.11 ₱541
Three-Course Dinner for Two, Mid-Range
$24.29 ₱1,444
$17.91 ₱1,064
$62.7 ₱3,724
Fast Food Meal (McDonalds, etc)
$4.49 ₱267
$3.60 ₱214
$5.39 ₱320
Cappuccino
$2.51 ₱149
$1.72 ₱102
$3.44 ₱205
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.81 ₱48.11
$0.49 ₱29.34
$1.40 ₱83.3
Water (0.33 liter bottle)
$0.45 ₱26.98
$0.28 ₱16.56
$0.91 ₱54.0
Local Beer (0.5 liter draught)
$1.58 ₱94.0
$0.91 ₱54.0
$2.04 ₱121
Imported Beer (0.33 liter bottle)
$2.14 ₱127
$1.61 ₱95.7
$4.03 ₱240
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$2.31 ₱137
$1.46 ₱87.0
$4.63 ₱275
White Bread (500g)
$1.56 ₱92.7
$1.11 ₱66.2
$2.37 ₱141
Rice (white) (1kg)
$1.17 ₱69.7
$0.92 ₱54.4
$1.28 ₱75.9
Eggs
$2.29 ₱136
$1.47 ₱87.6
$2.74 ₱163
Local Cheese (1kg)
$13.04 ₱775
$7.17 ₱426
$21.51 ₱1,278
Chicken Fillets (1kg)
$5.28 ₱314
$3.58 ₱213
$6.25 ₱372
Beef Round Steak (1kg)
$7.80 ₱464
$6.26 ₱372
$10.31 ₱612
Apples (1kg)
$3.59 ₱213
$1.07 ₱63.7
$4.48 ₱266
Banana (1kg)
$1.52 ₱90.1
$1.08 ₱64.1
$3.06 ₱182
Oranges (1kg)
$3.28 ₱195
$1.04 ₱61.6
$6.93 ₱412
Tomato (1kg)
$2.21 ₱132
$0.71 ₱41.91
$4.22 ₱251
Potato (1kg)
$2.55 ₱152
$1.04 ₱61.9
$3.13 ₱186
Onion (1kg)
$2.57 ₱153
$1.81 ₱108
$4.53 ₱269
Lettuce (1 head)
$0.98 ₱58.0
$0.54 ₱32.03
$1.80 ₱107
Water (1.5 liter bottle)
$0.78 ₱46.32
$0.34 ₱20.01
$1.88 ₱112
Cigarettes 20 Pack (Marlboro, Camel)
$3.25 ₱193
$2.71 ₱161
$3.70 ₱220
Wine (Bottle)
$6.86 ₱407
$6.69 ₱398
$9.43 ₱560
Local Beer (0.5 liter bottle)
$1.17 ₱69.3
$0.75 ₱44.62
$1.75 ₱104
Imported Beer (0.33 liter bottle)
$2.28 ₱135
$1.05 ₱62.7
$5.29 ₱315
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.26 ₱15.42
$0.20 ₱11.99
$0.34 ₱19.99
Public Transport Monthly Pass (Regular Price)
$14.80 ₱879
-
Taxi Start (Normal Tariff)
$0.81 ₱48.11
$0.68 ₱40.19
$0.85 ₱50.4
Taxi (Normal Tariff) (1km)
$0.25 ₱14.96
$0.24 ₱14.34
$0.35 ₱20.57
Taxi 1hour Waiting (Normal Tariff)
$2.58 ₱154
$2.58 ₱154
$3.45 ₱205
Gasoline (1 liter)
$1.10 ₱65.3
$1.04 ₱61.8
$1.19 ₱70.5
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4K ₱1.8M
$25.0K ₱1.5M
$30.4K ₱1.8M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.4K ₱1.6M
$23.4K ₱1.4M
$31.3K ₱1.9M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.9 ₱5,756
$79.6 ₱4,731
$142 ₱8,411
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.74 ₱2,005
$17.41 ₱1,034
$43.54 ₱2,587
Internet (50+ Mbps, Unlimited Data)
$29.72 ₱1,766
$26.49 ₱1,575
$35.30 ₱2,098
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$33.41 ₱1,986
$19.58 ₱1,164
$44.49 ₱2,644
Tennis Court (1 Hour on Weekend)
$8.22 ₱489
$1.76 ₱105
$8.81 ₱523
Cinema Ticket
$5.78 ₱343
$4.31 ₱256
$8.62 ₱512
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$236 ₱14.0K
$113 ₱6,715
$542 ₱32.2K
International Primary School, 1 Child (Yearly)
$3,881 ₱230.6K
$1,411 ₱83.9K
$7,056 ₱419.4K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$52.9 ₱3,141
$44.54 ₱2,647
$71.3 ₱4,236
Summer Dress (H&M, Zara, etc)
$23.20 ₱1,379
$8.92 ₱530
$44.62 ₱2,652
Sport Shoes (Adidas, Nike)
$76.7 ₱4,560
$53.8 ₱3,200
$108 ₱6,399
Men's Leather Business Shoes
$56.3 ₱3,348
$36.05 ₱2,142
$86.5 ₱5,142
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$505 ₱30.0K
$354 ₱21.0K
$619 ₱36.8K
1-bedroom Apartment, Outside City Center (Monthly)
$217 ₱12.9K
$181 ₱10.7K
$506 ₱30.1K
3-bedroom Apartment, City Center (Monthly)
$807 ₱47.9K
$538 ₱32.0K
$1,075 ₱63.9K
3-bedroom Apartment, Outside City Center (Monthly)
$383 ₱22.7K
$348 ₱20.7K
$1,044 ₱62.0K
Buy Apartment in City Center (m2)
$3,099 ₱184.1K
$3,099 ₱184.1K
$3,099 ₱184.1K
Buy Apartment Outside City Center (m2)
$1,967 ₱116.9K
$1,967 ₱116.9K
$1,967 ₱116.9K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$370 ₱22.0K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8
4.5
9

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 12, 2026

Cebu Median Internet Speeds (Updated December 2025)

Mobile

Download
51
Mbps
Upload
10
Mbps
Latency
19
ms

Fixed Broadband

Download
125
Mbps
Upload
123
Mbps
Latency
9
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
City tags:
Cost of Living in Cebu - Frequently Asked Questions
How would you summarize the overall affordability and value of Cebu for travelers, expats, and digital nomads?
Cost of Living in Cebu, Philippines is described as approachable for many, with a balance between affordable daily basics and more comfortable lifestyle options. You’ll find a range of housing that fits different budgets, from compact apartments near the city center to quieter spots with quick access to beaches. Food and local services tend to be cost-conscious, while some imported goods and specialty venues carry a premium. Seasonal tourism shapes crowd levels and occasional price cues, but the city remains navigable by bike, scooter, or public transit. Neighborhood choices influence value, with historic cores often pricier than relaxed suburban pockets. Tip: Plan ahead with a flexible itinerary to balance activities and transport.
What does daily life look like in Cebu in terms of housing searches, food options, transport, and coworking or errands?
Practical daily life hinges on your neighborhood, pace, and search approach. Start with where you want to live – central areas offer easy access to cafes and stores, while coastal or suburban pockets may unlock quieter streets and better value. For housing, begin with short-term leases to sample areas before committing. Food options range from affordable local markets and eateries to international groceries; cooking at home helps control costs. Transport is flexible: jeepneys, buses, ride-hailing, and scooter rentals cover most routes. If coworking is essential, plan around nearby spaces in your chosen district. Cebu, Philippines living cost varies with area, season, and demand. Tip: Map simple routes and sample a few neighborhoods before committing to a lease.
What budgeting framework and neighborhood fit tips help maintain quality of life in Cebu while saving?
Build a simple budgeting framework around four anchors: housing, daily essentials, transportation, and leisure. In Cebu, you’ll find value by pairing a modest apartment with occasional splurges on experiences like island trips or seafood markets. Track utilities and internet usage to avoid surprises, especially during hot months when fans and AC run longer. Save by cooking at home, buying in bulk at markets, and choosing local transport or walking, where practical. For neighborhood fit, balance safety, access to services, and vibe – historic districts for culture, newer developments for quieter routines. Tip: set a monthly cap for discretionary spending and review it weekly.

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