Cost of Living in Bismarck, ND - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,290 (excluding rent), and $2,509 including rent.
Family of 3: Estimated monthly costs are $3,085 (excluding rent), and $4,419 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$43.32 $43.32
$30.58 $30.58
$56.1 $56.1
Three-Course Dinner for Two, Mid-Range
$74.7 $74.7
$49.76 $49.76
$124 $124
Fast Food Meal (McDonalds, etc)
$14.96 $14.96
$9.63 $9.63
$20.28 $20.28
Cappuccino
$5.05 $5.05
$3.47 $3.47
$7.93 $7.93
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.31 $2.31
$2.18 $2.18
$2.47 $2.47
Water (0.33 liter bottle)
$1.72 $1.72
$1.21 $1.21
$2.22 $2.22
Local Beer (0.5 liter draught)
$5.91 $5.91
$3.94 $3.94
$8.37 $8.37
Imported Beer (0.33 liter bottle)
$6.99 $6.99
$4.99 $4.99
$9.98 $9.98
πŸ›’ Groceries & Markets
Cost
Range
Milk (1 liter)
$1.06 $1.06
$1.01 $1.01
$1.1 $1.1
White Bread (500g)
$2.72 $2.72
$1.98 $1.98
$3.95 $3.95
Rice (white) (1kg)
$4.4 $4.4
$2.12 $2.12
$8.7 $8.7
Eggs
$4.22 $4.22
$2.01 $2.01
$7.04 $7.04
Local Cheese (1kg)
$12.59 $12.59
$7.19 $7.19
$22.64 $22.64
Chicken Fillets (1kg)
$14.58 $14.58
$13.46 $13.46
$15.7 $15.7
Beef Round Steak (1kg)
$15.16 $15.16
$9.74 $9.74
$23.82 $23.82
Apples (1kg)
$4.82 $4.82
$2.51 $2.51
$8.65 $8.65
Banana (1kg)
$1.54 $1.54
$1.06 $1.06
$4.03 $4.03
Oranges (1kg)
$4.17 $4.17
$2.16 $2.16
$8.65 $8.65
Tomato (1kg)
$5.09 $5.09
$2.37 $2.37
$9.5 $9.5
Potato (1kg)
$2.9 $2.9
$1.35 $1.35
$6.28 $6.28
Onion (1kg)
$2.86 $2.86
$1.84 $1.84
$4.44 $4.44
Lettuce (1 head)
$2.2 $2.2
$2.04 $2.04
$2.34 $2.34
Water (1.5 liter bottle)
$2.1 $2.1
$1.17 $1.17
$3.18 $3.18
Cigarettes 20 Pack (Marlboro, Camel)
$8.05 $8.05
$7.81 $7.81
$8.3 $8.3
Wine (Bottle)
$12.62 $12.62
$8.11 $8.11
$19.83 $19.83
Local Beer (0.5 liter bottle)
$1.85 $1.85
$1.71 $1.71
$2.12 $2.12
Imported Beer (0.33 liter bottle)
$3.34 $3.34
$1.59 $1.59
$5.96 $5.96
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.19 $2.19
$1.37 $1.37
$2.19 $2.19
Taxi Start (Normal Tariff)
$3.21 $3.21
$2.75 $2.75
$4.58 $4.58
Taxi (Normal Tariff) (1km)
$1.45 $1.45
$1.39 $1.39
$1.94 $1.94
Taxi 1hour Waiting (Normal Tariff)
$26.1 $26.1
$23.61 $23.61
$31.3 $31.3
Gasoline (1 liter)
$0.81 $0.81
$0.72 $0.72
$0.86 $0.86
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.2K $30.2K
$24.2K $24.2K
$36.7K $36.7K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K $25.9K
$25.2K $25.2K
$27.3K $27.3K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$184 $184
$118 $118
$337 $337
SIM Card Monthly Plan (Calls and 10GB+ Data)
$70.1 $70.1
$42.85 $42.85
$125 $125
Internet (50+ Mbps, Unlimited Data)
$91 $91
$83.6 $83.6
$98.4 $98.4
πŸŽ‰ Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$40.22 $40.22
$16.37 $16.37
$46.76 $46.76
Cinema Ticket
$13.33 $13.33
$10.86 $10.86
$17.77 $17.77
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,288 $1,288
$992 $992
$1,833 $1,833
International Primary School, 1 Child (Yearly)
$21.5K $21.5K
$15.4K $15.4K
$25K $25K
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$51.8 $51.8
$30.39 $30.39
$81 $81
Summer Dress (H&M, Zara, etc)
$43.36 $43.36
$27.1 $27.1
$70.5 $70.5
Sport Shoes (Adidas, Nike)
$67.2 $67.2
$59.7 $59.7
$74.7 $74.7
Men's Leather Business Shoes
$110 $110
$62.8 $62.8
$196 $196
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,192 $1,192
$994 $994
$1,391 $1,391
1-bedroom Apartment, Outside City Center (Monthly)
$1,006 $1,006
$603 $603
$1,408 $1,408
3-bedroom Apartment, City Center (Monthly)
$1,606 $1,606
$1,305 $1,305
$1,806 $1,806
3-bedroom Apartment, Outside City Center (Monthly)
$1,152 $1,152
$790 $790
$1,679 $1,679
Buy Apartment in City Center (m2)
$2,033 $2,033
$2,017 $2,017
$2,050 $2,050
Buy Apartment Outside City Center (m2)
$2,042 $2,042
$2,025 $2,025
$2,059 $2,059
πŸ’΅ Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$3,771 $3,771
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.13
6.19
8
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Bismarck, ND - Frequently Asked Questions
How does Bismarck compare in overall affordability for travelers, expats, and digital nomads?
Overall, Bismarck offers a balanced cost of living for a mid-sized U.S. city: you find decent value in housing, groceries, and local services without the high price tag of major coastal hubs. Utilities and healthcare are reliable, and many neighborhoods reward careful searching rather than high rents. The character of daily life – shorter commutes, access to green spaces, and easy access to outdoor recreation – adds value beyond sticker price. Cost of Living in Bismarck, ND, United States tends to be more predictable than in larger metro areas, making budgeting simpler for longer stays. Tip: Map your priorities to prioritize a short, walkable commute.
What does daily life look like in Bismarck for housing, food, transport, and errands?
Daily life in Bismarck blends practicality with easy access to outdoors. Housing options range from affordable rentals in established districts to newer suburban pockets; look for leases that include energy-efficient heating to ease winter bills. Food options are straightforward – local markets, deli counters, and reliable grocery stores keep staples within reach. Transport leans toward car use, with good road connections and walkable downtown areas for short trips. For remote work, co-working spaces and cafes offer reliable setups. The Bismarck, ND, United States living cost frame can help you balance housing, groceries, and transit as you settle. Tip: Prioritize a week-long neighborhood check before choosing a base.
What is the quality of life like and how should you budget, with seasonality and neighborhood fit?
Quality of life in Bismarck tends to blend compact amenities with access to nature, making it a good fit for people who want a comfortable base without a heavy city rhythm. A simple budgeting framework – categorize housing, groceries, transport, and leisure – helps you adapt across seasons. In winter, layering and energy efficiency pay off; in milder months, outdoor recreation and river trails become part of your routine. Explore neighborhoods by vibe: downtown for walkability, riverfront areas for scenery, and quiet suburbs for longer stays. Compare options by transit access, daylight hours, and services rather than sticker prices alone. Tip: try a short-term stay in two areas before committing.
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