Cost of Living in Beloit, WI - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,015 (excluding rent), and $2,527 including rent.

Family of 3: Estimated monthly costs are $2,461 (excluding rent), and $4,840 including rent.

Meal at Budget Restaurant

$20.38 $20.38

$14.92 $14.92

$34.80 $34.80

Three-Course Dinner for Two, Mid-Range

$74.8 $74.8

$59.9 $59.9

$150 $150

Fast Food Meal (McDonalds, etc)

$9.45 $9.45

$7.95 $7.95

$14.91 $14.91

Cappuccino

$3.52 $3.52

$2.19 $2.19

$7.78 $7.78

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 $1.77

$1.52 $1.52

$4.05 $4.05

Water (0.33 liter bottle)

$1.83 $1.83

$1.68 $1.68

$2.96 $2.96

Local Beer (0.5 liter draught)

$4.61 $4.61

$4.10 $4.10

$9.21 $9.21

Imported Beer (0.33 liter bottle)

$7.36 $7.36

$5.89 $5.89

$13.74 $13.74

Milk (1 liter)

$0.76 $0.76

$1.39 $1.39

White Bread (500g)

$2.72 $2.72

$2.23 $2.23

$5.71 $5.71

Rice (white) (1kg)

$3.40 $3.40

$2.24 $2.24

$11.29 $11.29

Eggs

$4.70 $4.70

$2.05 $2.05

$8.71 $8.71

Local Cheese (1kg)

$6.66 $6.66

$26.76 $26.76

Chicken Fillets (1kg)

$14.29 $14.29

$6.60 $6.60

$22.02 $22.02

Beef Round Steak (1kg)

$11.55 $11.55

$10.70 $10.70

$39.38 $39.38

Apples (1kg)

$5.31 $5.31

$2.21 $2.21

$8.88 $8.88

Banana (1kg)

$0.93 $0.93

$4.34 $4.34

Oranges (1kg)

$4.41 $4.41

$2.24 $2.24

$9.05 $9.05

Tomato (1kg)

$4.39 $4.39

$2.21 $2.21

$7.07 $7.07

Potato (1kg)

$2.43 $2.43

$1.07 $1.07

$4.28 $4.28

Onion (1kg)

$2.81 $2.81

$1.12 $1.12

$4.50 $4.50

Lettuce (1 head)

$1.86 $1.86

$1.09 $1.09

$2.97 $2.97

Water (1.5 liter bottle)

$1.59 $1.59

$1.24 $1.24

$3.47 $3.47

Cigarettes 20 Pack (Marlboro, Camel)

$9.19 $9.19

$20.43 $20.43

Wine (Bottle)

$14.71 $14.71

$12.25 $12.25

$19.62 $19.62

Local Beer (0.5 liter bottle)

$2.41 $2.41

$1.42 $1.42

$4.27 $4.27

Imported Beer (0.33 liter bottle)

$3.53 $3.53

$1.70 $1.70

$6.79 $6.79

One-way Ticket (Public Transport)

$1.97 $1.97

$1.23 $1.23

$1.97 $1.97

Taxi Start (Normal Tariff)

$3.23 $3.23

$3.97 $3.97

Taxi (Normal Tariff) (1km)

$1.41 $1.41

$3.14 $3.14

Taxi 1hour Waiting (Normal Tariff)

$24.67 $24.67

$39.48 $39.48

Gasoline (1 liter)

$1.10 $1.10

$0.87 $0.87

$1.36 $1.36

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.6K $31.6K

$24.7K $24.7K

$36.9K $36.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K $26.5K

$25.1K $25.1K

$27.9K $27.9K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 $184

$91.0 $91.0

$604 $604

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.5 $61.5

$34.33 $34.33

$98.1 $98.1

Internet (50+ Mbps, Unlimited Data)

$67.0 $67.0

$45.49 $45.49

$101 $101

Gym Membership (Monthly)

$42.61 $42.61

$17.34 $17.34

$49.55 $49.55

Cinema Ticket

$11.82 $11.82

$19.69 $19.69

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,076 $2,076

$1,211 $1,211

$3,028 $3,028

International Primary School, 1 Child (Yearly)

$39.5K $39.5K

$20.2K $20.2K

$45.9K $45.9K

Jeans (Levis 501 Or Similar)

$65.4 $65.4

$40.73 $40.73

$91.6 $91.6

Summer Dress (H&M, Zara, etc)

$52.0 $52.0

$30.25 $30.25

$75.6 $75.6

Sport Shoes (Adidas, Nike)

$97.8 $97.8

$66.2 $66.2

$127 $127

Men's Leather Business Shoes

$145 $145

$74.5 $74.5

$248 $248

1-bedroom Apartment, City Center (Monthly)

$1,570 $1,570

$1,176 $1,176

$1,820 $1,820

1-bedroom Apartment, Outside City Center (Monthly)

$1,338 $1,338

$989 $989

$1,483 $1,483

3-bedroom Apartment, City Center (Monthly)

$2,578 $2,578

$1,960 $1,960

$2,940 $2,940

3-bedroom Apartment, Outside City Center (Monthly)

$2,216 $2,216

$1,695 $1,695

$2,493 $2,493

Buy Apartment in City Center (m2)

$3,016 $3,016

$2,196 $2,196

$3,016 $3,016

Buy Apartment Outside City Center (m2)

$2,649 $2,649

$2,143 $2,143

$2,649 $2,649

Average Monthly Net Salary (After Tax)

$2,378 $2,378

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

7.3

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: March 1, 2026

Beloit, WI Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Beloit, WI - Frequently Asked Questions

Cost of Living in Beloit, WI offers a balanced Midwest profile: amenities without the price tag of larger metro areas. For travelers, expats, and digital nomads, you'll find modest rents, varied dining, and accessible services. The city leans toward affordability in housing and daily needs, but your lifestyle choices – downtown apartments vs. outlying homes, seasonal energy use, or commuting costs – shape the total experience. It's generous for those who value walkable neighborhoods, a strong sense of community, and proximity to nature. Tip: Pair a short-term rental with a longer-term coworking option to see what really fits before committing.

Beloit, WI living cost varies by neighborhood, but you can often find practical choices for daily life. Start with rental listings in older historic cores or newer apartment buildings on the fringe. Food options range from casual groceries to local producers at farmers markets and family-owned eateries, which keeps costs predictable. For transport, a combination of car reliance and occasional bus routes works well; many digital nomads also tap car shares or bike-friendly streets. Shopping for essentials, errands, and coworking can be streamlined by mapping out a central hub. Tip: Consider month-to-month leases to test neighborhoods before committing long term.

Quality of life here blends small-town warmth with access to outdoor recreation, arts, and a handful of international-friendly services. Budgeting frameworks like the 50/30/20 rule or zero-based budgeting help you balance rent, groceries, and travel. To save, focus on neighborhood selection (downtown vs. east side), seasonal energy use (winter heating, summer cooling), and using public libraries and community centers for work or leisure. Seasonality affects events and crowds, so shoulder seasons can mean quieter streets and better deals on housing and coworking spaces. Tip: Build a weekly plan that clusters errands in a single trip to save gas and time.