Cost of Living in Auckland - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,022 (excluding rent), and $2,302 including rent.

Family of 3: Estimated monthly costs are $2,624 (excluding rent), and $4,616 including rent.

Meal at Budget Restaurant

$15.22 NZ$26.48

$10.96 NZ$19.07

$27.40 NZ$47.68

Three-Course Dinner for Two, Mid-Range

$77.5 NZ$135

$47.66 NZ$82.9

$119 NZ$207

Fast Food Meal (McDonalds, etc)

$9.38 NZ$16.32

$8.20 NZ$14.27

$10.54 NZ$18.34

Cappuccino

$3.48 NZ$6.05

$2.96 NZ$5.16

$4.24 NZ$7.37

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 NZ$3.98

$1.79 NZ$3.12

$3.29 NZ$5.73

Water (0.33 liter bottle)

$2.26 NZ$3.93

$1.83 NZ$3.18

$3.65 NZ$6.36

Local Beer (0.5 liter draught)

$7.03 NZ$12.23

$5.27 NZ$9.17

$8.78 NZ$15.27

Imported Beer (0.33 liter bottle)

$7.06 NZ$12.29

$5.30 NZ$9.21

$8.23 NZ$14.32

Milk (1 liter)

$1.77 NZ$3.07

$1.20 NZ$2.09

$2.39 NZ$4.16

White Bread (500g)

$2.09 NZ$3.64

$1.22 NZ$2.12

$3.03 NZ$5.27

Rice (white) (1kg)

$2.04 NZ$3.54

$1.24 NZ$2.17

$3.10 NZ$5.39

Eggs

$6.62 NZ$11.52

$4.11 NZ$7.15

$8.45 NZ$14.70

Local Cheese (1kg)

$8.53 NZ$14.84

$5.33 NZ$9.28

$11.84 NZ$20.60

Chicken Fillets (1kg)

$9.79 NZ$17.03

$6.17 NZ$10.73

$12.33 NZ$21.46

Beef Round Steak (1kg)

$12.83 NZ$22.32

$7.74 NZ$13.46

$16.66 NZ$28.98

Apples (1kg)

$2.89 NZ$5.03

$1.83 NZ$3.19

$4.27 NZ$7.43

Banana (1kg)

$2.30 NZ$4.00

$1.86 NZ$3.23

$3.09 NZ$5.38

Oranges (1kg)

$3.34 NZ$5.82

$2.45 NZ$4.26

$4.90 NZ$8.52

Tomato (1kg)

$4.09 NZ$7.11

$2.10 NZ$3.66

$6.01 NZ$10.46

Potato (1kg)

$1.97 NZ$3.43

$1.18 NZ$2.05

$3.52 NZ$6.12

Onion (1kg)

$1.72 NZ$2.99

$0.99 NZ$1.72

$2.48 NZ$4.31

Lettuce (1 head)

$1.88 NZ$3.27

$1.18 NZ$2.05

$2.93 NZ$5.09

Water (1.5 liter bottle)

$1.29 NZ$2.25

$0.62 NZ$1.07

$2.47 NZ$4.30

Cigarettes 20 Pack (Marlboro, Camel)

$25.77 NZ$44.84

$22.09 NZ$38.43

$30.67 NZ$53.4

Wine (Bottle)

$10.60 NZ$18.44

$8.72 NZ$15.17

$14.53 NZ$25.28

Local Beer (0.5 liter bottle)

$2.96 NZ$5.16

$1.53 NZ$2.66

$5.96 NZ$10.37

Imported Beer (0.33 liter bottle)

$3.91 NZ$6.80

$1.82 NZ$3.17

$7.29 NZ$12.69

One-way Ticket (Public Transport)

$2.70 NZ$4.70

$1.76 NZ$3.07

$3.53 NZ$6.14

Public Transport Monthly Pass (Regular Price)

$130 NZ$226

$121 NZ$210

$139 NZ$241

Taxi Start (Normal Tariff)

$2.07 NZ$3.59

$1.77 NZ$3.08

$2.95 NZ$5.13

Taxi (Normal Tariff) (1km)

$1.93 NZ$3.36

$1.49 NZ$2.59

$3.75 NZ$6.53

Taxi 1hour Waiting (Normal Tariff)

$35.29 NZ$61.4

$30.17 NZ$52.5

$36.20 NZ$63.0

Gasoline (1 liter)

$1.62 NZ$2.81

$1.47 NZ$2.56

$1.73 NZ$3.02

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K NZ$50.1K

$24.5K NZ$42.7K

$33.1K NZ$57.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K NZ$38.8K

$21.2K NZ$36.9K

$23.0K NZ$40.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$145 NZ$252

$97.8 NZ$170

$213 NZ$370

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.04 NZ$52.3

$11.88 NZ$20.68

$47.53 NZ$82.7

Internet (50+ Mbps, Unlimited Data)

$48.55 NZ$84.5

$38.99 NZ$67.8

$65.4 NZ$114

Gym Membership (Monthly)

$35.89 NZ$62.5

$12.09 NZ$21.04

$72.6 NZ$126

Tennis Court (1 Hour on Weekend)

$16.29 NZ$28.34

$11.85 NZ$20.62

$20.73 NZ$36.07

Cinema Ticket

$15.04 NZ$26.16

$10.23 NZ$17.79

$18.05 NZ$31.40

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$912 NZ$1,587

$802 NZ$1,395

$1,264 NZ$2,200

International Primary School, 1 Child (Yearly)

$13.8K NZ$24.1K

$12.3K NZ$21.3K

$17.2K NZ$29.9K

Jeans (Levis 501 Or Similar)

$71.6 NZ$125

$42.94 NZ$74.7

$98.2 NZ$171

Summer Dress (H&M, Zara, etc)

$50.2 NZ$87.3

$30.23 NZ$52.6

$72.6 NZ$126

Sport Shoes (Adidas, Nike)

$96.6 NZ$168

$59.1 NZ$103

$118 NZ$206

Men's Leather Business Shoes

$123 NZ$215

$77.2 NZ$134

$208 NZ$362

1-bedroom Apartment, City Center (Monthly)

$1,281 NZ$2,229

$1,011 NZ$1,760

$1,686 NZ$2,933

1-bedroom Apartment, Outside City Center (Monthly)

$1,147 NZ$1,995

$850 NZ$1,479

$1,518 NZ$2,642

3-bedroom Apartment, City Center (Monthly)

$2,481 NZ$4,318

$1,914 NZ$3,330

$3,169 NZ$5,513

3-bedroom Apartment, Outside City Center (Monthly)

$1,829 NZ$3,182

$1,542 NZ$2,684

$2,137 NZ$3,719

Buy Apartment in City Center (m2)

$7,172 NZ$12.5K

$5,747 NZ$10,000

$8,218 NZ$14.3K

Buy Apartment Outside City Center (m2)

$5,024 NZ$8,741

$4,046 NZ$7,041

$5,422 NZ$9,435

Average Monthly Net Salary (After Tax)

$3,104 NZ$5,400

20-Year Fixed Mortgage Interest Rate (Annual %)

6.37

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 11, 2026

Auckland Median Internet Speeds (Updated December 2025)

Mobile

174

Mbps

Fixed Broadband

249

Mbps

128

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

Cost of Living in Auckland - Frequently Asked Questions

Auckland offers a cosmopolitan setup with varied options, from quiet coastal suburbs to vibrant inner-city neighborhoods. You'll find a mix of established apartments and family homes, and costs reflect location, lifestyle, and transport access more than a single rate. For many, lifestyle amenities - coffee culture, parks, trails, and easy access to nature - offset higher rents compared with smaller towns. Housing remains the main budget driver, while groceries and dining sit mid-to-high relative to regional peers. For a quick snapshot, consider the Cost of Living in Auckland and how it aligns with your visa status, work pattern, and weekend plans. Tip: map commute times before choosing a base.

In daily life, you'll likely balance a flexible work setup with a mix of urban and walkable neighborhoods. Start your housing search in neighborhoods that suit your pace - central, river, or coast - and use short-term rentals to test areas. Food options range from fresh markets to diverse eateries; cooking at home helps control costs, while coffee breaks offer easy social glue. Public transport is practical, with trains and buses linking key hubs, though some rideshare options simplify errands. Auckland living cost is influenced by location, season, and personal habits; plan grocery trips and peak-traffic times to save time and money. Tip: try a two-week trial in a neighborhood before committing.

A practical budgeting framework helps you balance housing, groceries, and play. Start with a flexible rent plan - look for leases with renewal options and utilities included to avoid spikes. Build a monthly split: housing, groceries, transport, and local activities, then add a buffer for leisure, gear, or travel. Seasonality matters: summers may bring higher energy use for cooling and more outdoor events; winters can favor walking and public transit with occasional rain. Neighborhood fit matters too - aim for a base near groceries, cafes, and a transit line to minimize extra trips. Tip: rotate weekend rituals across neighborhoods to spread costs and keep life fresh.