Cost of Living in Armidale - Updated Prices & Insights

Name: Armidale
Address: Armidale, AU

Solo nomad: Estimated monthly costs are $980 (excluding rent), and $1,590 including rent.

Family of 3: Estimated monthly costs are $2,306 (excluding rent), and $3,358 including rent.

Meal at Budget Restaurant

$16.51 A$24.76

$11.23 A$16.84

$33.02 A$49.53

Three-Course Dinner for Two, Mid-Range

$78.8 A$118

$52.5 A$78.8

$131 A$197

Fast Food Meal (McDonalds, etc)

$10.03 A$15.04

$9.36 A$14.04

$12.03 A$18.05

Cappuccino

$3.41 A$5.12

$2.72 A$4.07

$4.90 A$7.34

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.51 A$3.76

$1.91 A$2.87

$3.19 A$4.78

Water (0.33 liter bottle)

$2.12 A$3.19

$1.61 A$2.42

$2.90 A$4.34

Local Beer (0.5 liter draught)

$6.42 A$9.64

$4.50 A$6.75

$9.00 A$13.51

Imported Beer (0.33 liter bottle)

$7.11 A$10.66

$5.19 A$7.79

$9.74 A$14.61

Milk (1 liter)

$1.20 A$1.81

$1.07 A$1.61

$1.34 A$2.01

White Bread (500g)

$1.12 A$1.68

$0.84 A$1.25

$1.41 A$2.11

Rice (white) (1kg)

$1.39 A$2.09

$1.27 A$1.90

$1.52 A$2.28

Eggs

$3.92 A$5.89

$3.85 A$5.78

$4.01 A$6.01

Local Cheese (1kg)

$8.40 A$12.61

$6.13 A$9.19

$16.04 A$24.06

Chicken Fillets (1kg)

$8.31 A$12.47

$6.11 A$9.16

$10.93 A$16.40

Beef Round Steak (1kg)

$13.55 A$20.32

$7.73 A$11.59

$19.21 A$28.82

Apples (1kg)

$2.55 A$3.82

$1.90 A$2.85

$3.18 A$4.77

Banana (1kg)

$2.71 A$4.07

$2.55 A$3.82

$2.88 A$4.32

Oranges (1kg)

$2.40 A$3.60

$1.91 A$2.87

$2.89 A$4.33

Tomato (1kg)

$2.87 A$4.31

$1.31 A$1.96

$4.43 A$6.64

Potato (1kg)

$1.61 A$2.41

$1.28 A$1.92

$1.93 A$2.90

Onion (1kg)

$2.20 A$3.30

$1.34 A$2.01

$3.02 A$4.52

Lettuce (1 head)

$2.07 A$3.11

$1.26 A$1.90

$2.85 A$4.27

Water (1.5 liter bottle)

$1.57 A$2.35

$0.53 A$0.79

$3.29 A$4.94

Cigarettes 20 Pack (Marlboro, Camel)

$30.56 A$45.83

$25.73 A$38.59

$38.60 A$57.9

Wine (Bottle)

$15.40 A$23.10

$10.01 A$15.01

$24.64 A$36.96

Local Beer (0.5 liter bottle)

$4.50 A$6.75

$2.56 A$3.84

$7.68 A$11.51

Imported Beer (0.33 liter bottle)

$5.25 A$7.87

$2.87 A$4.31

$7.65 A$11.48

One-way Ticket (Public Transport)

$2.53 A$3.79

$1.84 A$2.76

$3.16 A$4.74

Public Transport Monthly Pass (Regular Price)

$64.3 A$96.4

$22.48 A$33.72

$64.3 A$96.4

Taxi Start (Normal Tariff)

$3.51 A$5.27

$2.68 A$4.02

$5.74 A$8.61

Taxi (Normal Tariff) (1km)

$1.62 A$2.43

$1.46 A$2.19

$1.91 A$2.87

Taxi 1hour Waiting (Normal Tariff)

$33.80 A$50.7

$32.76 A$49.13

$40.94 A$61.4

Gasoline (1 liter)

$1.13 A$1.70

$1.03 A$1.55

$1.35 A$2.03

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.2K A$43.8K

$26.3K A$39.4K

$29.2K A$43.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.9K A$34.3K

$21.2K A$31.8K

$26.5K A$39.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 A$158

$98.6 A$148

$112 A$168

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.19 A$40.79

$12.91 A$19.37

$48.41 A$72.6

Internet (50+ Mbps, Unlimited Data)

$52.0 A$78.1

$44.71 A$67.1

$67.5 A$101

Gym Membership (Monthly)

$38.54 A$57.8

$34.56 A$51.8

$42.53 A$63.8

Tennis Court (1 Hour on Weekend)

$15.68 A$23.52

$7.80 A$11.69

$15.68 A$23.52

Cinema Ticket

$13.14 A$19.71

$11.83 A$17.74

$18.39 A$27.58

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,636 A$2,454

$896 A$1,344

$2,225 A$3,337

International Primary School, 1 Child (Yearly)

$12.1K A$18.1K

$6,531 A$9,796

$17.6K A$26.4K

Jeans (Levis 501 Or Similar)

$67.9 A$102

$41.19 A$61.8

$97.3 A$146

Summer Dress (H&M, Zara, etc)

$49.96 A$74.9

$25.71 A$38.57

$77.1 A$116

Sport Shoes (Adidas, Nike)

$101 A$152

$66.2 A$99.2

$146 A$218

Men's Leather Business Shoes

$107 A$160

$64.6 A$96.9

$161 A$242

1-bedroom Apartment, City Center (Monthly)

$1,245 A$1,868

$1,026 A$1,539

$1,314 A$1,972

1-bedroom Apartment, Outside City Center (Monthly)

$525 A$788

$323 A$485

$727 A$1,091

3-bedroom Apartment, City Center (Monthly)

$2,056 A$3,084

$1,658 A$2,487

$2,520 A$3,781

3-bedroom Apartment, Outside City Center (Monthly)

$822 A$1,233

$463 A$694

$1,181 A$1,771

Buy Apartment in City Center (m2)

$6,525 A$9,788

$5,250 A$7,875

$7,650 A$11.5K

Buy Apartment Outside City Center (m2)

$4,630 A$6,945

$3,307 A$4,961

$5,754 A$8,631

Average Monthly Net Salary (After Tax)

$2,748 A$4,122

20-Year Fixed Mortgage Interest Rate (Annual %)

6.34

5.45

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Armidale Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

141

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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Cost of Living in Armidale - Frequently Asked Questions

Armidale offers a calm, small-city vibe with access to services without the price tag of coastal capitals. For many travelers, remote workers, and expats, Cost of Living in Armidale, Australia tends to feel manageable, especially with flexible housing options and a slower pace that lowers daily spend on transport and dining out. Housing ranges from shared rooms to modest apartments, and groceries reflect a regional mix, fresh produce is readily available and cafe meals are pleasant but not pricey. Seasonal events add affordable entertainment and a sense of community. Tip: start with a short stay to test neighborhoods and your routine.

Daily life in Armidale tends to balance simplicity with plenty of character. Look for housing near the university hub or the central Civic area to cut commute time and keep daily tasks convenient; options range from shared houses to small apartments. Food options include farmers markets, local grocers, and affordable cafes that suit a traveler’s or freelancer’s budget. Transport is flexible: a car is common, buses run regular routes, and cycling is pleasant on milder days. For digital nomads, there are quiet spots in libraries and student-friendly coworking corners. Armidale, Australia living cost varies by neighborhood, so plan a week of field visits before committing. Tip: map a transit loop and test internet speeds before deeper stays.

Quality of life in Armidale shines for those who value a walkable center, access to nature, and a predictable routine. Build a simple budgeting framework: set a weekly cap for dining out, groceries, and transport, then track actual spend against it. Seasonality matters: winters are cool but dry, summers are mild; plan for light heating and occasional cooling. Neighborhood fit depends on work or study location, with options ranging from compact village centers to tranquil residential pockets near parks. Save by buying in-season produce from farmers markets, sharing accommodations, and using public transport or cycling for short trips. Tip: use local buy-and-sell groups to find affordable household items and temporary furnishings.