Cost of Living in Waterbury, CT - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,288 (excluding rent), and $3,599 including rent.

Family of 3: Estimated monthly costs are $3,692 (excluding rent), and $6,965 including rent.

Meal at Budget Restaurant

$30.49 $30.49

$15.24 $15.24

$55.9 $55.9

Three-Course Dinner for Two, Mid-Range

$90.3 $90.3

$68.7 $68.7

$245 $245

Fast Food Meal (McDonalds, etc)

$9.24 $9.24

$17.96 $17.96

Cappuccino

$4.72 $4.72

$3.98 $3.98

$8.95 $8.95

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.27 $3.27

$2.48 $2.48

$7.93 $7.93

Water (0.33 liter bottle)

$2.59 $2.59

$1.97 $1.97

$4.93 $4.93

Local Beer (0.5 liter draught)

$7.9 $7.9

$4.94 $4.94

$14.81 $14.81

Imported Beer (0.33 liter bottle)

$10.08 $10.08

$8.07 $8.07

$16.14 $16.14

Milk (1 liter)

$1.24 $1.24

$0.92 $0.92

$2.56 $2.56

White Bread (500g)

$5.15 $5.15

$3.33 $3.33

$9.96 $9.96

Rice (white) (1kg)

$8.18 $8.18

$3.94 $3.94

$13.19 $13.19

Eggs

$7.18 $7.18

$3.05 $3.05

$10.66 $10.66

Local Cheese (1kg)

$17.67 $17.67

$9.36 $9.36

$44.79 $44.79

Chicken Fillets (1kg)

$16.67 $16.67

$7.25 $7.25

$44.58 $44.58

Beef Round Steak (1kg)

$20.48 $20.48

$13.43 $13.43

$33.57 $33.57

Apples (1kg)

$7.56 $7.56

$2.22 $2.22

$13.32 $13.32

Banana (1kg)

$2.2 $2.2

$1.33 $1.33

$6.66 $6.66

Oranges (1kg)

$5.66 $5.66

$2.15 $2.15

$12.94 $12.94

Tomato (1kg)

$6.56 $6.56

$2.26 $2.26

$11.34 $11.34

Potato (1kg)

$3.88 $3.88

$1.58 $1.58

$9.05 $9.05

Onion (1kg)

$3.95 $3.95

$2.14 $2.14

$6.5 $6.5

Lettuce (1 head)

$3.19 $3.19

$1.54 $1.54

$5.44 $5.44

Water (1.5 liter bottle)

$2.46 $2.46

$1.34 $1.34

$3.41 $3.41

Cigarettes 20 Pack (Marlboro, Camel)

$10.62 $10.62

$21.25 $21.25

Wine (Bottle)

$17.29 $17.29

$11.19 $11.19

$25.43 $25.43

Local Beer (0.5 liter bottle)

$2.9 $2.9

$1.7 $1.7

$4.2 $4.2

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$1.97 $1.97

$6.89 $6.89

One-way Ticket (Public Transport)

$1.76 $1.76

$1.26 $1.26

$2.02 $2.02

Public Transport Monthly Pass (Regular Price)

$63 $63

Taxi Start (Normal Tariff)

$4.97 $4.97

$2.99 $2.99

$7.97 $7.97

Taxi (Normal Tariff) (1km)

$2.08 $2.08

Taxi 1hour Waiting (Normal Tariff)

$42.43 $42.43

$30.3 $30.3

$45.46 $45.46

Gasoline (1 liter)

$0.91 $0.91

$0.76 $0.76

$1.16 $1.16

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K $35.3K

$25.2K $25.2K

$36.6K $36.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.6K $27.6K

$25K $25K

$38.4K $38.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$180 $180

$109 $109

$429 $429

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.6 $60.6

$30.4 $30.4

$162 $162

Internet (50+ Mbps, Unlimited Data)

$62.6 $62.6

$44.81 $44.81

$149 $149

Gym Membership (Monthly)

$53 $53

$35.97 $35.97

$70 $70

Cinema Ticket

$20.24 $20.24

$16.19 $16.19

$25.3 $25.3

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,279 $1,279

$4,101 $4,101

International Primary School, 1 Child (Yearly)

$58.3K $58.3K

$50.9K $50.9K

$66.2K $66.2K

Jeans (Levis 501 Or Similar)

$42.59 $42.59

$40.08 $40.08

$90.2 $90.2

Summer Dress (H&M, Zara, etc)

$44.87 $44.87

$24.93 $24.93

$74.8 $74.8

Sport Shoes (Adidas, Nike)

$73.6 $73.6

$66 $66

$152 $152

Men's Leather Business Shoes

$135 $135

$98.4 $98.4

$246 $246

1-bedroom Apartment, City Center (Monthly)

$1,509 $1,509

$805 $805

$2,415 $2,415

1-bedroom Apartment, Outside City Center (Monthly)

$2,045 $2,045

$641 $641

$3,450 $3,450

3-bedroom Apartment, City Center (Monthly)

$2,597 $2,597

$1,698 $1,698

$3,496 $3,496

3-bedroom Apartment, Outside City Center (Monthly)

$3,400 $3,400

$1,763 $1,763

$5,037 $5,037

Average Monthly Net Salary (After Tax)

$4,487 $4,487

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 29, 2025

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Waterbury, CT - Frequently Asked Questions

Waterbury tends to be more budget-friendly than many big Northeast cities, making it a practical base for travelers, expats, and digital nomads. Cost of Living in Waterbury, CT, United States is driven by a mix of affordable housing in older neighborhoods and pricier pockets downtown, plus accessible groceries and services. You will find value in longer-term leases, shared apartments, or room rentals, with local markets and casual eateries offering good everyday options. Seasonal shifts affect heating costs in winter, but summers are mild and pleasant for outdoor work. Plans for commute time to Hartford or New Haven if you need specialized services. Tip: start with a three-neighborhood scouting walk.

Expect a practical, walkable routine in Waterbury. For housing, start with older brick buildings near the core or quiet suburban streets within a short drive to I-84; you will find studios to larger apartments and roommate options that help lengthen your budget. Daily food options include bustling ethnic markets, affordable diners, and farmers markets in season, with supermarkets nearby for staples. Transit is workable with local bus routes and rideshares, while many workplaces or coffee hubs offer coworking spaces or libraries. Errands cluster around downtown corridors, so plan a simple loop for groceries, meds, and mailing needs. Waterbury, CT, United States living cost helps you gauge value. Tip: test a two-week neighborhood pilot to feel the vibe.

Quality of life in Waterbury leans on community, access to services, and a reasonable pace for daily life. Create a simple budgeting framework: fixed costs (housing, utilities), flexible needs (food, transport), and discretionary options (entertainment). Consider seasonality – winter heating and summer cooling can shift energy use, but many neighborhoods offer efficient heating and insulation. To find a good neighborhood fit, visit Downtown, West End, and East Mountain at different times of day, note noise, walkability, and access to parks. For saving, look for multi-use spaces like libraries or public workrooms, buy in bulk at co-ops, and take advantage of seasonal farmers markets. Tip: map your essential amenities within a 15-20 minute radius.