Waterloo to Bansko: time difference
Bansko is 7 h ahead of Waterloo. Live clocks for both, the working hours they share, and how each one sits against your own time.
+7 h
Your time
One day, 2 clocks
Drag along the band to read any hour in every place at once.
Waterloo 21:28 9:28 PM Bansko 04:28 4:28 AM You –:–
21:28 9:28 PM
Eastern Daylight Time · UTC-4
☀️ 07:29 · 🌙 18:51
04:28 4:28 AM
Eastern European Summer Time · UTC+3
☀️ 07:33 · 🌙 18:55
·
+7 h
Bansko is 7 h ahead of Waterloo.
When you, Waterloo and Bansko are all at the desk
Pick the working hours below – the window every location shares appears once your time zone is known.
Working hours
🇨🇦 Waterloo
0 12 AM 1 1 AM 2 2 AM 3 3 AM 4 4 AM 5 5 AM 6 6 AM 7 7 AM 8 8 AM 9 9 AM 10 10 AM 11 11 AM 12 12 PM 13 1 PM 14 2 PM 15 3 PM 16 4 PM 17 5 PM 18 6 PM 19 7 PM 20 8 PM 21 9 PM 22 10 PM 23 11 PM
🇧🇬 Bansko
7 7 AM 8 8 AM 9 9 AM 10 10 AM 11 11 AM 12 12 PM 13 1 PM 14 2 PM 15 3 PM 16 4 PM 17 5 PM 18 6 PM 19 7 PM 20 8 PM 21 9 PM 22 10 PM 23 11 PM 0 12 AM 1 1 AM 2 2 AM 3 3 AM 4 4 AM 5 5 AM 6 6 AM
📍 Your time
- Asleep
- Early
- Working hours
- Evening
- Both working
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Time zones side by side
| Detail | 🇨🇦 Waterloo | 🇧🇬 Bansko |
|---|---|---|
| Local time | 21:28 | 04:28 |
| Local date | Friday, October 9, 2026 | Saturday, October 10, 2026 |
| Time zone | Eastern Daylight Time | Eastern European Summer Time |
| UTC offset | UTC-4 | UTC+3 |
| Offset from Waterloo | — | +7 h |
| IANA zone | America/Toronto | Europe/Sofia |
| Daylight saving | On summer time → UTC-5, Nov 1, 01:00 | On summer time → UTC+2, Oct 25, 03:00 |
| Sunrise | 07:29 | 07:33 |
| Sunset | 18:51 | 18:55 |
| Daylight | 11 h 21 min | 11 h 22 min |
| People on this clock | 121,436 | 8,000 |
Compare Waterloo with another city
More comparisons with Waterloo: the time zones next to it and the far side of the clock.
Nearby time zones
Big time differences
Waterloo and Bansko: common questions
What is the time difference between Waterloo and Bansko?
Bansko is 7 hours ahead: it uses UTC+3, while Waterloo is on UTC−4.
If it is 9:00 AM in Waterloo, what time is it in Bansko?
At 9:00 AM in Waterloo, clocks in Bansko show 4:00 PM.
If it is 6:00 PM in Waterloo, what time is it in Bansko?
At 6:00 PM in Waterloo, clocks in Bansko show 1:00 AM (the next day).
When do working hours in Waterloo and in Bansko overlap?
Working hours (9:00 AM–6:00 PM) overlap from 9:00 AM to 11:00 AM in Waterloo, which is 4:00 PM to 6:00 PM in Bansko.
When does the date change in Bansko compared with Waterloo?
The new day starts in Bansko earlier: at 5:00 PM in Waterloo it is already midnight there. Until 7:00 AM in Bansko, Waterloo is still on the previous day.
Is the time difference between Waterloo and Bansko the same all year?
No. Both places use summer time, but they switch on different dates, so for a while the gap changes. From October 25, 2026, Bansko will be 6 hours ahead of Waterloo.
