New York, NY to Waterloo, IA: time difference
Waterloo, IA is 1 h behind New York, NY. Live clocks for both, the working hours they share, and how each one sits against your own time.
Your time
One day, 2 clocks
Drag along the band to read any hour in every place at once.
New York, NY 16:27 4:27 PM Waterloo, IA 15:27 3:27 PM You –:–
16:27 4:27 PM
Eastern Daylight Time · UTC-4
☀️ 07:13 · 🌙 18:12
15:27 3:27 PM
Central Daylight Time · UTC-5
☀️ 07:28 · 🌙 18:22
·
−1 h
Waterloo, IA is 1 h behind New York, NY.
When you, New York, NY and Waterloo, IA are all at the desk
Pick the working hours below – the window every location shares appears once your time zone is known.
Working hours
🇺🇸 New York, NY
0 12 AM 1 1 AM 2 2 AM 3 3 AM 4 4 AM 5 5 AM 6 6 AM 7 7 AM 8 8 AM 9 9 AM 10 10 AM 11 11 AM 12 12 PM 13 1 PM 14 2 PM 15 3 PM 16 4 PM 17 5 PM 18 6 PM 19 7 PM 20 8 PM 21 9 PM 22 10 PM 23 11 PM
🇺🇸 Waterloo, IA
23 11 PM 0 12 AM 1 1 AM 2 2 AM 3 3 AM 4 4 AM 5 5 AM 6 6 AM 7 7 AM 8 8 AM 9 9 AM 10 10 AM 11 11 AM 12 12 PM 13 1 PM 14 2 PM 15 3 PM 16 4 PM 17 5 PM 18 6 PM 19 7 PM 20 8 PM 21 9 PM 22 10 PM
📍 Your time
- Asleep
- Early
- Working hours
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Time zones side by side
| Detail | 🇺🇸 New York, NY | 🇺🇸 Waterloo, IA |
|---|---|---|
| Local time | 16:27 | 15:27 |
| Local date | Monday, October 19, 2026 | Monday, October 19, 2026 |
| Time zone | Eastern Daylight Time | Central Daylight Time |
| UTC offset | UTC-4 | UTC-5 |
| Offset from New York, NY | — | −1 h |
| IANA zone | America/New York | America/Chicago |
| Daylight saving | On summer time → UTC-5, Nov 1, 01:00 | On summer time → UTC-6, Nov 1, 01:00 |
| Sunrise | 07:13 | 07:28 |
| Sunset | 18:12 | 18:22 |
| Daylight | 10 h 59 min | 10 h 55 min |
| People on this clock | 8,804,190 | 67,314 |
Compare New York, NY with another city
More comparisons with New York, NY: the time zones next to it and the far side of the clock.
Nearby time zones
Big time differences
New York, NY and Waterloo, IA: common questions
How many hours behind New York, NY, is Waterloo, IA?
The clocks in Waterloo are 1 hour behind those in New York (UTC−5 and UTC−4).
What time is it in Waterloo, IA, at the start of the working day in New York, NY?
The working day in New York starts at 9:00 AM; in Waterloo it is 8:00 AM at that moment.
What time is it in Waterloo, IA, at the end of the working day in New York, NY?
The working day in New York ends at 6:00 PM; in Waterloo it is 5:00 PM at that moment.
When do working hours in New York, NY, and in Waterloo, IA, overlap?
Working hours (9:00 AM–6:00 PM) overlap from 10:00 AM to 6:00 PM in New York, which is 9:00 AM to 5:00 PM in Waterloo.
Until what time in New York, NY, is it still yesterday in Waterloo, IA?
Before 1:00 AM in New York, the date in Waterloo has not changed yet. From 11:00 PM in Waterloo, it is already the next day in New York.
Does the time gap between New York, NY, and Waterloo, IA, change during the year?
No – both places switch to and from summer time on the same dates, so the gap stays 1 hour.
