Bansko to Waterloo, IA: time difference
Waterloo, IA is 8 h behind Bansko. Live clocks for both, the working hours they share, and how each one sits against your own time.
Your time
One day, 2 clocks
Drag along the band to read any hour in every place at once.
Bansko 21:42 9:42 PM Waterloo, IA 13:42 1:42 PM You –:–
21:42 9:42 PM
Eastern European Summer Time · UTC+3
☀️ 07:43 · 🌙 18:40
13:42 1:42 PM
Central Daylight Time · UTC-5
☀️ 07:28 · 🌙 18:22
·
−8 h
Waterloo, IA is 8 h behind Bansko.
When you, Bansko and Waterloo, IA are all at the desk
Pick the working hours below – the window every location shares appears once your time zone is known.
Working hours
🇧🇬 Bansko
0 12 AM 1 1 AM 2 2 AM 3 3 AM 4 4 AM 5 5 AM 6 6 AM 7 7 AM 8 8 AM 9 9 AM 10 10 AM 11 11 AM 12 12 PM 13 1 PM 14 2 PM 15 3 PM 16 4 PM 17 5 PM 18 6 PM 19 7 PM 20 8 PM 21 9 PM 22 10 PM 23 11 PM
🇺🇸 Waterloo, IA
16 4 PM 17 5 PM 18 6 PM 19 7 PM 20 8 PM 21 9 PM 22 10 PM 23 11 PM 0 12 AM 1 1 AM 2 2 AM 3 3 AM 4 4 AM 5 5 AM 6 6 AM 7 7 AM 8 8 AM 9 9 AM 10 10 AM 11 11 AM 12 12 PM 13 1 PM 14 2 PM 15 3 PM
📍 Your time
- Asleep
- Early
- Working hours
- Evening
- Both working
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Time zones side by side
| Detail | 🇧🇬 Bansko | 🇺🇸 Waterloo, IA |
|---|---|---|
| Local time | 21:42 | 13:42 |
| Local date | Monday, October 19, 2026 | Monday, October 19, 2026 |
| Time zone | Eastern European Summer Time | Central Daylight Time |
| UTC offset | UTC+3 | UTC-5 |
| Offset from Bansko | — | −8 h |
| IANA zone | Europe/Sofia | America/Chicago |
| Daylight saving | On summer time → UTC+2, Oct 25, 03:00 | On summer time → UTC-6, Nov 1, 01:00 |
| Sunrise | 07:43 | 07:28 |
| Sunset | 18:40 | 18:22 |
| Daylight | 10 h 57 min | 10 h 55 min |
| People on this clock | 8,000 | 67,314 |
Compare Bansko with another city
More comparisons with Bansko: the time zones next to it and the far side of the clock.
Big time differences
Bansko and Waterloo, IA: common questions
How many hours behind Bansko is Waterloo, IA?
The clocks in Waterloo are 8 hours behind those in Bansko (UTC−5 and UTC+3).
What time is it in Waterloo, IA, at the start of the working day in Bansko?
The working day in Bansko starts at 9:00 AM; in Waterloo it is 1:00 AM at that moment.
What time is it in Waterloo, IA, at the end of the working day in Bansko?
The working day in Bansko ends at 6:00 PM; in Waterloo it is 10:00 AM at that moment.
Is there a time when both Bansko and Waterloo, IA, are at work?
Yes: from 5:00 PM to 6:00 PM in Bansko (9:00 AM to 10:00 AM in Waterloo), the working days (9:00 AM–6:00 PM) overlap.
When does the date change in Waterloo, IA, compared with Bansko?
The new day starts in Waterloo later: until 8:00 AM in Bansko, it is still the previous day there. From 4:00 PM in Waterloo, Bansko is already on the next day.
Does the time gap between Bansko and Waterloo, IA, change during the year?
Yes, because the clocks in Bansko and in Waterloo change on different dates. Next change: from October 25, 2026, Waterloo will be 7 hours behind Bansko.
